FDIC & DIF Insurance in Bristol

Open Account +
At BayCoast Bank, Your Deposits are 100% Insured and We’re Committed to Serving Our Community.

When you bank with us, 100% of your BayCoast deposits are fully insured through the FDIC (Federal Deposit Insurance Corporation) and DIF (Depositors Insurance Fund). At BayCoast, we have a long tradition of caring for our customers and their financial well-being.

Since 1851, the Bank has proudly served the people and businesses on the South Coast of Massachusetts and Rhode Island. Providing exceptional service and solutions for our community is important to us. Today, that commitment is as strong as ever. We are here for you, just as we were for your parents, grandparents, and great-grandparents before them.

open an account today

Here is a closer look at BayCoast’s combined FDIC and DIF deposit insurance that gives all our depositors protection and peace of mind.

FDIC Deposit Insurance

The FDIC is an independent agency of the United States government, backed by the full faith and credit of the United States government, committed to ensuring that all depositors’ money remains safe. As a customer of BayCoast Bank, your deposits with us are automatically covered by FDIC deposit insurance, up to at least $250,000 per depositor. 

Learn More about FDIC

DIF Deposit Insurance

The DIF is a private, industry-sponsored insurance fund unique to Massachusetts state-chartered community banks that insures all deposits above the FDIC limit of $250,000 per depositor.  That means with FDIC and DIF deposit insurance, your deposits at BayCoast are covered in full, no matter the balance.

Learn more about DIF

No depositor has ever lost a penny in a bank insured by both the FDIC and the DIF.

The combination of FDIC and DIF insurance provides full deposit insurance on all our deposit accounts.

For more information, please contact us directly at 508-678-7641.  

open an account today

Come visit our dedicated team in Bristol

601 Hope Street
Bristol, RI 02809
View Hours
View All Locations
Outside of BayCoast Bank Bristol Branch