{"id":1205,"date":"2020-08-05T16:35:44","date_gmt":"2020-08-05T21:35:44","guid":{"rendered":"https:\/\/baycoast.bank\/?post_type=community&#038;p=1205"},"modified":"2025-04-01T15:25:58","modified_gmt":"2025-04-01T19:25:58","slug":"community-reinvestment-act","status":"publish","type":"community","link":"https:\/\/baycoast.bank\/en\/community\/community-reinvestment-act\/","title":{"rendered":"Community Reinvestment Act"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-Z2ohCsa wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\t\t\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\t\t\t\t\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t\t\t\t\t<div class=\"h6\">\n\n\t\t\t\t\t\t\t  \t\t\t\t\t\t\t\t    \t<a href=\"https:\/\/baycoast.bank\/community\">Community<\/a>\n\t\t\t\t\t\t\t    \t\t\t\t\t\t\t  \n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">Community Reinvestment Act<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t    \t\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div> \n\n<div class=\"spacer\"><\/div><\/div>\n\n<div class=\"lazyblock-interior-content-ZqISRx wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\t\t\t\n\t\t\t\t<div class=\"h3\">The Community Reinvestment Act (CRA) requires an evaluation of the Bank&#8217;s performance in meeting the credit needs of the community.<\/div>\n\t\t\t  \n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\t\t\t\t\n\t\t\t\t\n\n<p>The evaluation is taken into account by the Commissioner of Banks when deciding on particular applications that have been submitted.<\/p>\n\n\n\n<p>Important information about the operation of the Act is posted in the lobby of each of our banking offices.<\/p>\n\n\n\n<p>Copies of the Bank&#8217;s current CRA Statement are available in any one of BayCoast Bank&#8217;s offices and on our website for ease. <\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-1112b9e\" data-block-id=\"1112b9e\"><style>.stk-1112b9e {margin-bottom:40px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-721b094\" data-block-id=\"721b094\"><style>.stk-721b094 .stk-button{background:var(--stk-global-color-63884, #fbad18) !important;}.stk-721b094 .stk-button__inner-text{font-size:15px !important;}@media screen and (max-width: 1023px){.stk-721b094 .stk-button__inner-text{font-size:15px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoast.bank\/en\/cra-public-file\/\"><span class=\"stk-button__inner-text\"><strong>View CRA Public Files Here<\/strong><\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<p>If after reviewing the CRA Statement you would care to comment on the Statement or on the Bank&#8217;s performance in meeting the credit needs of the community, you can send your comments in writing to any one of the following offices:<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Monique L. Campeau<br><\/strong>Vice President<br>Fair Banking and CRA Officer<br>BayCoast Bank<br>P.O. Box 1311<br>Fall River, MA 02722-1311<\/p>\n\n\n\n<p><strong>Regional Director<\/strong><br>Division of Supervision &amp; Consumer Protection<br>FDIC New York Regional Office<br>350 Fifth Avenue, Suite 1200<br>New York, NY 10118<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Commonwealth of Massachusetts<\/strong><br>Office of the Commissioner of Banks<br>One Federal Street, Suite 710<br>Boston, MA 02110-2012<\/p>\n<\/div>\n<\/div>\n\n\n\n<p>If you should write to the FDIC, or the Fair Banking and CRA Officer at BayCoast Bank, the letters, along with any response by the Bank, may be made public. A file of all signed written comments received by us within the past two years, along with any responses we have made to these comments, is available for your review in the View CRA Public Files Here link above. Also included in this file are the Bank&#8217;s current CRA evaluation along with CRA Statements for the past two years and our Home Mortgage Disclosure Act Statement.<\/p>\n\n\n\n<p>Also available for inspection at One Federal Street in Boston are comments received by the Commissioner concerning the Bank&#8217;s CRA Statements. Comments regarding the Bank&#8217;s Statements received by the regional office of FDIC are available for inspection at 15 Braintree Hill Office Park, Suite 100, Braintree, MA 02184.<\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>","protected":false},"featured_media":2151,"parent":0,"menu_order":8,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false},"class_list":["post-1205","community","type-community","status-publish","has-post-thumbnail","hentry"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185.jpg",1920,1214,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185-150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185-300x190.jpg",300,190,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185-768x486.jpg",768,486,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185-1024x647.jpg",1024,647,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185-1536x971.jpg",1536,971,true],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185.jpg",1920,1214,false]},"post_excerpt_stackable_v2":"<p>Community Community Reinvestment Act The Community Reinvestment Act (CRA) requires an evaluation of the Bank&#8217;s performance in meeting the credit needs of the community. The evaluation is taken into account by the Commissioner of Banks when deciding on particular applications that have been submitted. Important information about the operation of the Act is posted in the lobby of each of our banking offices. Copies of the Bank&#8217;s current CRA Statement are available in any one of BayCoast Bank&#8217;s offices and on our website for ease. View CRA Public Files Here If after reviewing the CRA Statement you would care to&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/community\/1205","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/community"}],"about":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/types\/community"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media\/2151"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media?parent=1205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}