{"id":12950,"date":"2025-05-05T14:42:13","date_gmt":"2025-05-05T18:42:13","guid":{"rendered":"https:\/\/baycoast.bank\/?p=12950"},"modified":"2025-11-20T15:57:31","modified_gmt":"2025-11-20T20:57:31","slug":"age-10","status":"publish","type":"learn2earn","link":"https:\/\/baycoast.bank\/en\/learn2earn\/age-10\/","title":{"rendered":"Learn2Earn Age 10"},"content":{"rendered":"\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-f267eff\" data-block-id=\"f267eff\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img decoding=\"async\" class=\"stk-img wp-image-12511\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01.png\" width=\"2000\" height=\"469\" srcset=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01.png 2000w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01-300x70.png 300w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01-1024x240.png 1024w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01-768x180.png 768w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01-1536x360.png 1536w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/span><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-dfffbe1\" data-block-id=\"dfffbe1\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-dfffbe1-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-a670842\" data-v=\"4\" data-block-id=\"a670842\"><style>@media screen and (min-width: 768px){.stk-a670842 {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-a670842-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-a670842-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-2a8ddc6\" data-v=\"4\" data-block-id=\"2a8ddc6\"><style>@media screen and (min-width: 768px){.stk-2a8ddc6 {flex:var(--stk-flex-grow, 1) 1 calc(50% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-2a8ddc6-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-2a8ddc6-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-01e6de4\" id=\"strong-learn-2-earn-rewards-strong\" data-block-id=\"01e6de4\"><style>.stk-01e6de4 {margin-bottom:0px !important;}.stk-01e6de4 .stk-block-heading__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;}<\/style><h1 class=\"stk-block-heading__text has-text-color\"><strong>Learn2Earn Rewards!<\/strong><\/h1><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full\"><img decoding=\"async\" width=\"79\" height=\"37\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-10-092744.png\" alt=\"\" class=\"wp-image-12444\"\/><\/figure>\n<\/div>\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-cbd1f17\" id=\"age-10-money-management\" data-block-id=\"cbd1f17\"><style>.stk-cbd1f17 .stk-block-heading__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;}<\/style><h3 class=\"stk-block-heading__text has-text-color\">Age 10: Money Management<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-5ce03af\" id=\"strong-learning-to-plan-prioritize-and-track-money-strong\" data-block-id=\"5ce03af\"><style>.stk-5ce03af {margin-bottom:25px !important;}<\/style><h4 class=\"stk-block-heading__text\"><strong>Learning to Plan, Prioritize, and Track Money<\/strong><\/h4><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">As kids begin handling their own money, whether from allowances, birthday gifts, or small household chores, this is the perfect time to introduce real-life budgeting skills. BayCoast Bank\u2019s <strong>Learn2Earn Rewards<\/strong> program turns those first money decisions into meaningful lessons. Through playful challenges and simple tools, your child will learn how to plan, prioritize, and stay on top of their spending and savings.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f325190\" data-v=\"4\" data-block-id=\"f325190\"><style>@media screen and (min-width: 768px){.stk-f325190 {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f325190-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f325190-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-345fbdc\" data-block-id=\"345fbdc\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-345fbdc-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-68a3eea\" data-v=\"4\" data-block-id=\"68a3eea\"><style>@media screen and (min-width: 768px){.stk-68a3eea {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-68a3eea-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-68a3eea-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ad3baf3\" data-v=\"4\" data-block-id=\"ad3baf3\"><style>@media screen and (min-width: 768px){.stk-ad3baf3 {flex:var(--stk-flex-grow, 1) 1 calc(60% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ad3baf3-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ad3baf3-inner-blocks\">\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-65963db\" data-block-id=\"65963db\"><style>.stk-65963db {margin-bottom:40px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-65963db-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-93bea4c\" data-v=\"4\" data-block-id=\"93bea4c\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-93bea4c-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-93bea4c-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-04bbbbe\" data-block-id=\"04bbbbe\"><style>.stk-04bbbbe .stk-img-wrapper{width:65% !important;}<\/style><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img decoding=\"async\" class=\"stk-img wp-image-13072\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01.png\" width=\"1250\" height=\"1250\" alt=\"Illustration of a boy on a laptop learning\" srcset=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01.png 1250w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01-300x300.png 300w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01-1024x1024.png 1024w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01-150x150.png 150w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01-768x768.png 768w\" sizes=\"(max-width: 1250px) 100vw, 1250px\" \/><\/span><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b663d8a\" id=\"learn-about-money-management\" data-block-id=\"b663d8a\"><style>.stk-b663d8a {margin-bottom:15px !important;}.stk-b663d8a .stk-block-heading__text{color:var(u002du002dstk-global-color-7995, #63b1dc) !important;}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center\">Learn About Money Management<\/h3><\/div>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Start your financial literacy adventure by exploring the activities and games below. Don&#8217;t forget to take your time and enjoy the process.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-65e5821\" data-v=\"4\" data-block-id=\"65e5821\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-65e5821-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-65e5821-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-0108439\" data-block-id=\"0108439\"><style>.stk-0108439 .stk-img-wrapper{width:65% !important;}<\/style><figure><a class=\"stk-link\" href=\"https:\/\/baycoastbank.tfaforms.net\/420\" target=\"_blank\" rel=\"noopener\"><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img decoding=\"async\" class=\"stk-img wp-image-13075\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03.png\" width=\"1250\" height=\"1250\" alt=\"illustration of girl with jar filled with money\" srcset=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03.png 1250w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03-300x300.png 300w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03-1024x1024.png 1024w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03-150x150.png 150w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03-768x768.png 768w\" sizes=\"(max-width: 1250px) 100vw, 1250px\" \/><\/span><\/a><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-771a943\" id=\"claim-learn-2-earn-reward\" data-block-id=\"771a943\"><style>.stk-771a943 {margin-bottom:15px !important;}.stk-771a943 .stk-block-heading__text{color:var(u002du002dstk-global-color-7995, #63b1dc) !important;}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center\">Claim Learn2Earn Reward!<\/h3><\/div>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">When complete, click the &#8220;Claim Learn2Earn Rewards!&#8221; button below and complete the form. Once verified, BayCoast will make your Learn2Earn Reward deposit into your RightStart Account within about 2 weeks!&nbsp;<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-57416ad\" data-v=\"4\" data-block-id=\"57416ad\"><style>@media screen and (min-width: 768px){.stk-57416ad {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-57416ad-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-57416ad-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-ee9e698\" data-block-id=\"ee9e698\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-ee9e698-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1043539\" data-v=\"4\" data-block-id=\"1043539\"><style>@media screen and (min-width: 768px){.stk-1043539 {flex:var(--stk-flex-grow, 1) 1 25% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1043539-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1043539-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-0e2c701\" data-v=\"4\" data-block-id=\"0e2c701\"><style>@media screen and (min-width: 768px){.stk-0e2c701 {flex:var(--stk-flex-grow, 1) 1 50% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-0e2c701-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-0e2c701-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-4bb287e\" id=\"click-on-the-boxes-below-to-begin-learning\" data-block-id=\"4bb287e\"><style>.stk-4bb287e .stk-block-heading__text{color:var(--stk-global-color-7995, #63b1dc) !important;}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center\">Click on the Boxes Below to Begin Learning<\/h3><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-905de36\" data-v=\"4\" data-block-id=\"905de36\"><style>@media screen and (min-width: 768px){.stk-905de36 {flex:var(--stk-flex-grow, 1) 1 25% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-905de36-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-905de36-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-9a046d7\" data-block-id=\"9a046d7\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-9a046d7-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3137a40\" data-v=\"4\" data-block-id=\"3137a40\"><style>@media screen and (min-width: 768px){.stk-3137a40 {flex:var(--stk-flex-grow, 1) 1 calc(15% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3137a40-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-3137a40-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-96fbf69\" data-v=\"4\" data-block-id=\"96fbf69\"><style>@media screen and (min-width: 768px){.stk-96fbf69 {flex:var(--stk-flex-grow, 1) 1 calc(70% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-96fbf69-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-96fbf69-inner-blocks\">\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-e38e5db\" data-block-id=\"e38e5db\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-e38e5db-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-6426ef7\" data-v=\"4\" data-block-id=\"6426ef7\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-6426ef7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-6426ef7-inner-blocks\">\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-ca9b845 is-style-default\" data-block-id=\"ca9b845\"><style>.stk-ca9b845 {margin-bottom:15px !important;}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c43137a stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"c43137a\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c43137a-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-c43137a-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-7bf12b2\" data-block-id=\"7bf12b2\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-fd400c1\" id=\"strong-learning-to-budget-strong\" data-block-id=\"fd400c1\"><h4 class=\"stk-block-heading__text\"><strong>Learning to Budget<\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-532a1a7 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"532a1a7\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-532a1a7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-532a1a7-inner-blocks\">\n<p class=\"wp-block-paragraph\">This article helps kids understand the purpose of a budget and how it can keep them on track with their money. It introduces key terms like income, expenses, and savings in an age-appropriate way and gets them thinking about the tradeoffs they make when they spend.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/rightstart.banzai.org\/wellness\/resources\/budgeting-junior\" target=\"_blank\" rel=\"noreferrer noopener\">Read the Article Here<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tip:<\/strong><em> : <em>Ask your child what they\u2019ve spent money on recently. Use that as a jumping-off point to talk about what a budget is and how it can help them plan for both fun and important expenses.<\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-44faaf6 is-style-default\" data-block-id=\"44faaf6\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1b5e370 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"1b5e370\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1b5e370-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-1b5e370-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-0a7d553\" data-block-id=\"0a7d553\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-47c2048\" id=\"strong-strong-strong-budget-bingo-strong-strong-strong\" data-block-id=\"47c2048\"><h4 class=\"stk-block-heading__text\"><strong><strong><strong>Budget Bingo<\/strong><\/strong><\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-7578388 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"7578388\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-7578388-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-7578388-inner-blocks\">\n<p class=\"wp-block-paragraph\">This fun printable game teaches budgeting vocabulary and common spending categories through play.&nbsp; It\u2019s a great way to get kids thinking and talking about money in a relaxed setting. As kids listen for words like \u201cincome,\u201d \u201cexpense,\u201d or \u201csavings,\u201d they start to naturally absorb key concepts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/11\/BudgetBingo.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download the Activity<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tip:<\/strong> <em><em>Play a few rounds together and pause whenever a new term comes up. Ask your child what they think the word means and give examples from your own life to show how these terms apply in the real world.<\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-6ce18ca is-style-default\" data-block-id=\"6ce18ca\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-021973d stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"021973d\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-021973d-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-021973d-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-4f36912\" data-block-id=\"4f36912\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-938a9a0\" id=\"strong-strong-junior-budgeting-worksheet-strong-strong\" data-block-id=\"938a9a0\"><h4 class=\"stk-block-heading__text\"><strong><strong>Junior Budgeting Worksheet<\/strong><\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-54ae048 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"54ae048\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-54ae048-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-54ae048-inner-blocks\">\n<p class=\"wp-block-paragraph\">This printable worksheet lets your child practice tracking their income and expenses across different categories. It combines everything they\u2019ve learned and helps them visualize how their money moves, while reinforcing budgeting habits and encouraging kids to check in regularly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/static-app-misc.teachbanzai.com\/booklets\/worksheets\/Junior%20Budgeting%20Worksheet.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download the Activity<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tip:<\/strong> <em><em>Set aside 10 minutes once a week to sit down with your child and review their worksheet. Talk through any surprises, changes, or decisions they made\u2014and celebrate if they reached a goal!<\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-509a2ad\" data-v=\"4\" data-block-id=\"509a2ad\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-509a2ad-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-509a2ad-inner-blocks\">\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-1c0f0db is-style-default\" data-block-id=\"1c0f0db\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-28cceb8 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"28cceb8\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-28cceb8-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-28cceb8-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-d0ded47\" data-block-id=\"d0ded47\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-5d86f0c\" id=\"strong-strong-my-first-budget-strong-strong\" data-block-id=\"5d86f0c\"><h4 class=\"stk-block-heading__text\"><strong><strong>My First Budget<\/strong><\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-29d0849 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"29d0849\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-29d0849-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-29d0849-inner-blocks\">\n<p class=\"wp-block-paragraph\">Using this printable worksheet, your child will create a simple, personal budget tied to something they want to save for, by setting a savings goal and tracking what they need to get there. It breaks down income and expenses in a way that\u2019s easy to understand and rewarding to complete, reinforcing the idea of setting a goal, tracking spending, and adjusting habits to meet that goal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/11\/MyFirstBudget.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download the Activity<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tip:<\/strong><em> <em>Help your child brainstorm a realistic savings goal, like a new book or game. Then, guide them through filling out the worksheet together, using real numbers from their allowance or chore earnings to make it personal and exciting.<\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-6e9ca8a is-style-default\" data-block-id=\"6e9ca8a\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-6d0406a stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"6d0406a\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-6d0406a-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-6d0406a-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-2cb5a91\" data-block-id=\"2cb5a91\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-71ece91\" id=\"strong-50-30-20-rule-strong\" data-block-id=\"71ece91\"><h4 class=\"stk-block-heading__text\"><strong>50\/30\/20 Rule<\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-721c0a4 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"721c0a4\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-721c0a4-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-721c0a4-inner-blocks\">\n<p class=\"wp-block-paragraph\">This lesson explains a more advanced budgeting method that breaks money into three main buckets: 50% for needs, 30% for wants, and 20% for savings. It\u2019s a simple rule that works at any age and helps kids start thinking like money pros.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/learn2earn.banzai.org\/wellness\/resources\/fifty-thirty-twenty-calculator\" target=\"_blank\" rel=\"noreferrer noopener\">Explore the Activity<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tip: <\/strong><em><em>Look at your child\u2019s allowance or recent birthday money together. Ask them how much of it they\u2019d put into each category and why. Have your child enter how much they\u2019ve saved so far and talk about how they might adjust to reach their goal faster. It\u2019s a great conversation starter about decision-making and priorities.<\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ac63e11\" data-v=\"4\" data-block-id=\"ac63e11\"><style>@media screen and (min-width: 768px){.stk-ac63e11 {flex:var(--stk-flex-grow, 1) 1 calc(15% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ac63e11-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ac63e11-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-25a782b\" data-block-id=\"25a782b\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-25a782b-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-daf5b3e\" data-v=\"4\" data-block-id=\"daf5b3e\"><style>@media screen and (min-width: 768px){.stk-daf5b3e {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-daf5b3e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-daf5b3e-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1028200\" data-v=\"4\" data-block-id=\"1028200\"><style>@media screen and (min-width: 768px){.stk-1028200 {flex:var(--stk-flex-grow, 1) 1 calc(50% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1028200-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1028200-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-a8d1916\" data-block-id=\"a8d1916\"><style>.stk-a8d1916 .stk-block-text__text{font-size:17px !important;}@media screen and (max-width: 1023px){.stk-a8d1916 .stk-block-text__text{font-size:17px !important;}}<\/style><p class=\"stk-block-text__text has-text-align-center\">Once all activities are complete, click the button below to submit your form. After verification, BayCoast Bank will deposit your child\u2019s <strong>Learn2Earn Reward<\/strong> into their RightStart Account within about 10 business days.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group aligncenter stk-block-button-group stk-block stk-9c3d65f\" data-block-id=\"9c3d65f\"><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button has-text-align-center stk-block stk-d91c133\" data-block-id=\"d91c133\"><style>.stk-d91c133 {box-shadow:none !important;}.stk-d91c133 .stk-button{min-height:57px !important;background:var(u002du002dstk-global-color-63884, #fbad18) !important;border-top-left-radius:31px !important;border-top-right-radius:31px !important;border-bottom-right-radius:31px !important;border-bottom-left-radius:31px !important;}.stk-d91c133 .stk-button:before{box-shadow:none !important;}.stk-d91c133 .stk-button__inner-text{font-size:17px !important;color:var(u002du002dstk-global-color-3828, #18428f) !important;}@media screen and (max-width: 1023px){.stk-d91c133 .stk-button__inner-text{font-size:17px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-lift-scale\" href=\"https:\/\/baycoastbank.tfaforms.net\/420\/?tfa_11=FinLit_Course__10\" target=\"_blank\" rel=\"noopener\"><span class=\"has-text-color stk-button__inner-text\">Claim Learn2Earn Reward Here!<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-d1534d3\" data-block-id=\"d1534d3\"><style>.stk-d1534d3 {height:50px !important;}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-905189f\" id=\"strong-general-tips-for-success-strong\" data-block-id=\"905189f\"><h4 class=\"stk-block-heading__text\"><strong>General Tips for Success:<\/strong><\/h4><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-1c8296c\" data-block-id=\"1c8296c\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-1c8296c-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4d313fe\" data-v=\"4\" data-block-id=\"4d313fe\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4d313fe-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4d313fe-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-c562307\" data-block-id=\"c562307\"><p class=\"stk-block-text__text\"><strong>Celebrate Along the Way<\/strong><br>Finished an activity? Give a high five, draw a sticker, or snap a photo. Small celebrations go a long way in building confidence and motivation.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-3a9a47a\" data-block-id=\"3a9a47a\"><p class=\"stk-block-text__text\"><strong>Make It Relatable<\/strong><br>Connect lessons to real life\u2014like using spare change at the store, saving up for a toy, or looking at coins together after grocery shopping.<\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-593ee68\" data-v=\"4\" data-block-id=\"593ee68\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-593ee68-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-593ee68-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-433cb40\" data-block-id=\"433cb40\"><p class=\"stk-block-text__text\"><strong>Join In and Ask Questions<\/strong><br>Kids learn best when you\u2019re part of the process. Sit with them during activities and ask open-ended questions like \u201cWhat does saving mean to you?\u201d<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-d53a773\" data-block-id=\"d53a773\"><p class=\"stk-block-text__text\"><strong>Keep It Light and Fun<\/strong><br>Treat these activities like games, not homework. Your encouragement helps make learning feel exciting.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-7b89847\" data-block-id=\"7b89847\"><style>.stk-7b89847 {height:24px !important;}<\/style><\/div>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-b1a3115 is-style-plain\" data-block-id=\"b1a3115\"><style>.stk-b1a3115 {border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:1px !important;border-left-width:0px !important;padding-bottom:24px !important;}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f9c609a stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"f9c609a\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f9c609a-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f9c609a-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-5cf9451\" data-block-id=\"5cf9451\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-8c2ed56\" id=\"disclaimer\" data-block-id=\"8c2ed56\"><h5 class=\"stk-block-heading__text\">Disclaimer<\/h5><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1c05d54 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"1c05d54\"><style>.stk-1c05d54-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1c05d54-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1c05d54-inner-blocks\">\n<p class=\"wp-block-paragraph\"><em>While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.<\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-565162b\" data-block-id=\"565162b\"><style>.stk-565162b {height:50px !important;}<\/style><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c2ffcd1\" data-v=\"4\" data-block-id=\"c2ffcd1\"><style>@media screen and (min-width: 768px){.stk-c2ffcd1 {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c2ffcd1-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-c2ffcd1-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n","protected":false},"featured_media":0,"template":"","class_list":["post-12950","learn2earn","type-learn2earn","status-publish","hentry"],"acf":[],"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":""},"post_excerpt_stackable_v2":"<p>Learn2Earn Rewards! Age 10: Money Management Learning to Plan, Prioritize, and Track Money As kids begin handling their own money, whether from allowances, birthday gifts, or small household chores, this is the perfect time to introduce real-life budgeting skills. BayCoast Bank\u2019s Learn2Earn Rewards program turns those first money decisions into meaningful lessons. Through playful challenges and simple tools, your child will learn how to plan, prioritize, and stay on top of their spending and savings. Learn About Money Management Start your financial literacy adventure by exploring the activities and games below. Don&#8217;t forget to take your time and enjoy the&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/learn2earn\/12950","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/learn2earn"}],"about":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/types\/learn2earn"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media?parent=12950"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}