{"id":12952,"date":"2025-05-05T14:40:53","date_gmt":"2025-05-05T18:40:53","guid":{"rendered":"https:\/\/baycoast.bank\/?p=12952"},"modified":"2025-11-20T15:58:37","modified_gmt":"2025-11-20T20:58:37","slug":"age-11","status":"publish","type":"learn2earn","link":"https:\/\/baycoast.bank\/en\/learn2earn\/age-11\/","title":{"rendered":"Learn2Earn Age 11"},"content":{"rendered":"\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-f267eff\" data-block-id=\"f267eff\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img decoding=\"async\" class=\"stk-img wp-image-12511\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01.png\" width=\"2000\" height=\"469\" srcset=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01.png 2000w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01-300x70.png 300w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01-1024x240.png 1024w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01-768x180.png 768w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01-1536x360.png 1536w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/span><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-dfffbe1\" data-block-id=\"dfffbe1\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-dfffbe1-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-a670842\" data-v=\"4\" data-block-id=\"a670842\"><style>@media screen and (min-width: 768px){.stk-a670842 {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-a670842-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-a670842-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-2a8ddc6\" data-v=\"4\" data-block-id=\"2a8ddc6\"><style>@media screen and (min-width: 768px){.stk-2a8ddc6 {flex:var(--stk-flex-grow, 1) 1 calc(50% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-2a8ddc6-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-2a8ddc6-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-01e6de4\" id=\"strong-learn-2-earn-rewards-strong\" data-block-id=\"01e6de4\"><style>.stk-01e6de4 {margin-bottom:0px !important;}.stk-01e6de4 .stk-block-heading__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;}<\/style><h1 class=\"stk-block-heading__text has-text-color\"><strong>Learn2Earn Rewards!<\/strong><\/h1><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full\"><img decoding=\"async\" width=\"79\" height=\"37\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-10-092744.png\" alt=\"\" class=\"wp-image-12444\"\/><\/figure>\n<\/div>\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-cbd1f17\" id=\"age-11-future-planners\" data-block-id=\"cbd1f17\"><style>.stk-cbd1f17 .stk-block-heading__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;}<\/style><h3 class=\"stk-block-heading__text has-text-color\">Age 11: Future Planners <\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-5ce03af\" id=\"strong-strong-preparing-for-credit-risk-and-investing-concepts-strong-strong\" data-block-id=\"5ce03af\"><style>.stk-5ce03af {margin-bottom:25px !important;}<\/style><h4 class=\"stk-block-heading__text\"><strong><strong>Preparing for Credit, Risk, and Investing Concepts<\/strong><\/strong><\/h4><\/div>\n\n\n\n<p>Your child is starting to look ahead\u2014and not just to next weekend. This is the perfect time to introduce big-picture financial ideas that lay the groundwork for smarter money choices later. Through BayCoast Bank\u2019s <strong>Learn2Earn Rewards<\/strong> program, kids will explore how interest works, what credit really means, how investing grows money, and how to weigh risks before making decisions. These tools help shape a lifelong mindset of planning ahead, thinking critically, and spending wisely.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f325190\" data-v=\"4\" data-block-id=\"f325190\"><style>@media screen and (min-width: 768px){.stk-f325190 {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f325190-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f325190-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-345fbdc\" data-block-id=\"345fbdc\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-345fbdc-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-68a3eea\" data-v=\"4\" data-block-id=\"68a3eea\"><style>@media screen and (min-width: 768px){.stk-68a3eea {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-68a3eea-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-68a3eea-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ad3baf3\" data-v=\"4\" data-block-id=\"ad3baf3\"><style>@media screen and (min-width: 768px){.stk-ad3baf3 {flex:var(--stk-flex-grow, 1) 1 calc(60% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ad3baf3-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ad3baf3-inner-blocks\">\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-65963db\" data-block-id=\"65963db\"><style>.stk-65963db {margin-bottom:40px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-65963db-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-93bea4c\" data-v=\"4\" data-block-id=\"93bea4c\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-93bea4c-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-93bea4c-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-04bbbbe\" data-block-id=\"04bbbbe\"><style>.stk-04bbbbe .stk-img-wrapper{width:65% !important;}<\/style><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img decoding=\"async\" class=\"stk-img wp-image-13072\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01.png\" width=\"1250\" height=\"1250\" alt=\"Illustration of a boy on a laptop learning\" srcset=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01.png 1250w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01-300x300.png 300w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01-1024x1024.png 1024w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01-150x150.png 150w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01-768x768.png 768w\" sizes=\"(max-width: 1250px) 100vw, 1250px\" \/><\/span><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b663d8a\" id=\"learn-about-money-management\" data-block-id=\"b663d8a\"><style>.stk-b663d8a {margin-bottom:15px !important;}.stk-b663d8a .stk-block-heading__text{color:var(u002du002dstk-global-color-7995, #63b1dc) !important;}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center\">Learn About Money Management<\/h3><\/div>\n\n\n\n<p class=\"has-text-align-center\">Start your financial literacy adventure by exploring the activities and games below. Don&#8217;t forget to take your time and enjoy the process.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-65e5821\" data-v=\"4\" data-block-id=\"65e5821\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-65e5821-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-65e5821-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-0108439\" data-block-id=\"0108439\"><style>.stk-0108439 .stk-img-wrapper{width:65% !important;}<\/style><figure><a class=\"stk-link\" href=\"https:\/\/baycoastbank.tfaforms.net\/420\" target=\"_blank\" rel=\"noopener\"><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img decoding=\"async\" class=\"stk-img wp-image-13075\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03.png\" width=\"1250\" height=\"1250\" alt=\"illustration of girl with jar filled with money\" srcset=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03.png 1250w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03-300x300.png 300w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03-1024x1024.png 1024w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03-150x150.png 150w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03-768x768.png 768w\" sizes=\"(max-width: 1250px) 100vw, 1250px\" \/><\/span><\/a><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-771a943\" id=\"claim-learn-2-earn-reward\" data-block-id=\"771a943\"><style>.stk-771a943 {margin-bottom:15px !important;}.stk-771a943 .stk-block-heading__text{color:var(u002du002dstk-global-color-7995, #63b1dc) !important;}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center\">Claim Learn2Earn Reward!<\/h3><\/div>\n\n\n\n<p class=\"has-text-align-center\">When complete, click the &#8220;Claim Learn2Earn Rewards!&#8221; button below and complete the form. Once verified, BayCoast will make your Learn2Earn Reward deposit into your RightStart Account within about 2 weeks!&nbsp;<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-57416ad\" data-v=\"4\" data-block-id=\"57416ad\"><style>@media screen and (min-width: 768px){.stk-57416ad {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-57416ad-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-57416ad-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-ee9e698\" data-block-id=\"ee9e698\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-ee9e698-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1043539\" data-v=\"4\" data-block-id=\"1043539\"><style>@media screen and (min-width: 768px){.stk-1043539 {flex:var(--stk-flex-grow, 1) 1 25% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1043539-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1043539-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-0e2c701\" data-v=\"4\" data-block-id=\"0e2c701\"><style>@media screen and (min-width: 768px){.stk-0e2c701 {flex:var(--stk-flex-grow, 1) 1 50% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-0e2c701-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-0e2c701-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-4bb287e\" id=\"click-on-the-boxes-below-to-begin-learning\" data-block-id=\"4bb287e\"><style>.stk-4bb287e .stk-block-heading__text{color:var(--stk-global-color-7995, #63b1dc) !important;}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center\">Click on the Boxes Below to Begin Learning<\/h3><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-905de36\" data-v=\"4\" data-block-id=\"905de36\"><style>@media screen and (min-width: 768px){.stk-905de36 {flex:var(--stk-flex-grow, 1) 1 25% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-905de36-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-905de36-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-9a046d7\" data-block-id=\"9a046d7\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-9a046d7-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3137a40\" data-v=\"4\" data-block-id=\"3137a40\"><style>@media screen and (min-width: 768px){.stk-3137a40 {flex:var(--stk-flex-grow, 1) 1 calc(15% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3137a40-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-3137a40-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-96fbf69\" data-v=\"4\" data-block-id=\"96fbf69\"><style>@media screen and (min-width: 768px){.stk-96fbf69 {flex:var(--stk-flex-grow, 1) 1 calc(70% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-96fbf69-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-96fbf69-inner-blocks\">\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-e38e5db\" data-block-id=\"e38e5db\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-e38e5db-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-6426ef7\" data-v=\"4\" data-block-id=\"6426ef7\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-6426ef7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-6426ef7-inner-blocks\">\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-ca9b845 is-style-default\" data-block-id=\"ca9b845\"><style>.stk-ca9b845 {margin-bottom:15px !important;}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c43137a stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"c43137a\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c43137a-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-c43137a-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-7bf12b2\" data-block-id=\"7bf12b2\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-fd400c1\" id=\"strong-strong-interest-strong-strong\" data-block-id=\"fd400c1\"><h4 class=\"stk-block-heading__text\"><strong><strong>Interest<\/strong><\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-532a1a7 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"532a1a7\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-532a1a7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-532a1a7-inner-blocks\">\n<p>Kids will learn the concept of interest from both sides: earning it when saving money and paying it when borrowing. The activity walks through real-life examples and encourages them to think about how small amounts can grow\u2014or cost more\u2014over time.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/learn2earn.banzai.org\/wellness\/resources\/interest\" target=\"_blank\" rel=\"noreferrer noopener\">Read the Article Here<\/a><\/strong><\/p>\n\n\n\n<p><strong>Tip:<\/strong><em> : <em><em>Use your own account to demonstrate interest. Show your child how a balance grows with interest or compare it to paying more for something over time with a loan. Real numbers make the concept stick.<\/em><\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-44faaf6 is-style-default\" data-block-id=\"44faaf6\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1b5e370 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"1b5e370\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1b5e370-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-1b5e370-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-0a7d553\" data-block-id=\"0a7d553\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-47c2048\" id=\"strong-strong-strong-strong-managing-risk-strong-strong-strong-strong\" data-block-id=\"47c2048\"><h4 class=\"stk-block-heading__text\"><strong><strong><strong><strong>Managing Risk<\/strong><\/strong><\/strong><\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-7578388 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"7578388\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-7578388-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-7578388-inner-blocks\">\n<p>This lesson introduces financial risk in a safe and approachable way. Through stories and examples, your child will learn what risk means, why it matters when making decisions, and how to reduce it with things like insurance, savings, or smart planning.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/learn2earn.banzai.org\/wellness\/resources\/managing-risk-junior\" target=\"_blank\" rel=\"noreferrer noopener\">Read the Article Here<\/a><\/strong><\/p>\n\n\n\n<p><strong>Tip:<\/strong> <em><em><em>Try creating a \u201cWhat if?\u201d game together. \u201cWhat if your bike got stolen?\u201d or \u201cWhat if you lost your wallet?\u201d Talk about how planning ahead (like buying a lock or saving backup money) helps reduce risk.<\/em><\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-6ce18ca is-style-default\" data-block-id=\"6ce18ca\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-021973d stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"021973d\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-021973d-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-021973d-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-4f36912\" data-block-id=\"4f36912\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-938a9a0\" id=\"strong-strong-strong-personal-finance-workbook-strong-strong-strong\" data-block-id=\"938a9a0\"><h4 class=\"stk-block-heading__text\"><strong><strong><strong>Personal Finance Workbook<\/strong><\/strong><\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-54ae048 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"54ae048\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-54ae048-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-54ae048-inner-blocks\">\n<p>This comprehensive workbook brings it all together, giving your child the chance to reflect on what they\u2019ve learned, apply real-world scenarios, and strengthen their understanding of money through activities, questions, and creative thinking.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/static-app-misc.teachbanzai.com\/booklets\/elementary-personal-finance-workbook-2024-25.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Download the Activity<\/a><\/strong><\/p>\n\n\n\n<p><strong>Tip:<\/strong> <em><em><em>Set aside time to work on a few pages together. Talk about their answers and let them teach you what they\u2019ve learned. It helps solidify their understanding and build confidence. Let them take the lead but be nearby to answer questions or celebrate &#8220;aha!&#8221; moments.<\/em><\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-509a2ad\" data-v=\"4\" data-block-id=\"509a2ad\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-509a2ad-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-509a2ad-inner-blocks\">\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-1c0f0db is-style-default\" data-block-id=\"1c0f0db\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-28cceb8 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"28cceb8\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-28cceb8-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-28cceb8-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-d0ded47\" data-block-id=\"d0ded47\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-5d86f0c\" id=\"strong-strong-strong-investing-strong-strong-strong\" data-block-id=\"5d86f0c\"><h4 class=\"stk-block-heading__text\"><strong><strong><strong>Investing<\/strong><\/strong><\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-29d0849 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"29d0849\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-29d0849-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-29d0849-inner-blocks\">\n<p>Investing might sound intimidating, but this activity simplifies it into kid-friendly language and examples. Your child will explore the concept of growing money over time, learn about stocks and compound interest, and see how small investments can build toward big goals.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/learn2earn.banzai.org\/wellness\/resources\/investing-elementary\" target=\"_blank\" rel=\"noreferrer noopener\">Read the Article Here<\/a><\/strong><\/p>\n\n\n\n<p><strong>Tip:<\/strong><em> <em><em>Talk about things your family \u201cinvests\u201d in\u2014like education, tools, or savings. Use simple examples, like \u201cIf you bought one stock and it doubled, how much would you have?\u201d to spark conversation.<\/em><\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-6e9ca8a is-style-default\" data-block-id=\"6e9ca8a\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-6d0406a stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"6d0406a\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-6d0406a-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-6d0406a-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-2cb5a91\" data-block-id=\"2cb5a91\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-71ece91\" id=\"strong-strong-managing-credit-strong-strong\" data-block-id=\"71ece91\"><h4 class=\"stk-block-heading__text\"><strong><strong>Managing Credit<\/strong><\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-721c0a4 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"721c0a4\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-721c0a4-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-721c0a4-inner-blocks\">\n<p>This activity explains how credit works, why people borrow money, and what it means to pay it back with interest. It also highlights the importance of using credit responsibly and making smart borrowing decisions.<\/p>\n\n\n\n<p><a href=\"https:\/\/learn2earn.banzai.org\/wellness\/resources\/managing-credit-elementary\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Read the Article Here <\/strong><\/a><\/p>\n\n\n\n<p><strong>Tip: <\/strong><em><em><em>If your child sees you use a credit card, explain what\u2019s happening. \u201cWe\u2019re borrowing money to buy this now, but we\u2019ll pay it back later\u2014hopefully before interest kicks in!\u201d Make the invisible visible.<\/em><\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ac63e11\" data-v=\"4\" data-block-id=\"ac63e11\"><style>@media screen and (min-width: 768px){.stk-ac63e11 {flex:var(--stk-flex-grow, 1) 1 calc(15% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ac63e11-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ac63e11-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-25a782b\" data-block-id=\"25a782b\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-25a782b-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-daf5b3e\" data-v=\"4\" data-block-id=\"daf5b3e\"><style>@media screen and (min-width: 768px){.stk-daf5b3e {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-daf5b3e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-daf5b3e-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1028200\" data-v=\"4\" data-block-id=\"1028200\"><style>@media screen and (min-width: 768px){.stk-1028200 {flex:var(--stk-flex-grow, 1) 1 calc(50% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1028200-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1028200-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-a8d1916\" data-block-id=\"a8d1916\"><style>.stk-a8d1916 .stk-block-text__text{font-size:17px !important;}@media screen and (max-width: 1023px){.stk-a8d1916 .stk-block-text__text{font-size:17px !important;}}<\/style><p class=\"stk-block-text__text has-text-align-center\">Once all activities are complete, click the button below to submit your form. After verification, BayCoast Bank will deposit your child\u2019s <strong>Learn2Earn Reward<\/strong> into their RightStart Account within about 10 business days.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group aligncenter stk-block-button-group stk-block stk-9c3d65f\" data-block-id=\"9c3d65f\"><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button has-text-align-center stk-block stk-d91c133\" data-block-id=\"d91c133\"><style>.stk-d91c133 {box-shadow:none !important;}.stk-d91c133 .stk-button{min-height:57px !important;background:var(u002du002dstk-global-color-63884, #fbad18) !important;border-top-left-radius:31px !important;border-top-right-radius:31px !important;border-bottom-right-radius:31px !important;border-bottom-left-radius:31px !important;}.stk-d91c133 .stk-button:before{box-shadow:none !important;}.stk-d91c133 .stk-button__inner-text{font-size:17px !important;color:var(u002du002dstk-global-color-3828, #18428f) !important;}@media screen and (max-width: 1023px){.stk-d91c133 .stk-button__inner-text{font-size:17px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-lift-scale\" href=\"https:\/\/baycoastbank.tfaforms.net\/420\/?tfa_11=FinLit_Course__11\" target=\"_blank\" rel=\"noopener\"><span class=\"has-text-color stk-button__inner-text\">Claim Learn2Earn Reward Here!<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-d1534d3\" data-block-id=\"d1534d3\"><style>.stk-d1534d3 {height:50px !important;}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-905189f\" id=\"strong-general-tips-for-success-strong\" data-block-id=\"905189f\"><h4 class=\"stk-block-heading__text\"><strong>General Tips for Success:<\/strong><\/h4><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-c562307\" data-block-id=\"c562307\"><p class=\"stk-block-text__text\"><strong>Celebrate Along the Way<\/strong><br>Finished an activity? Give a high five, draw a sticker, or snap a photo. Small celebrations go a long way in building confidence and motivation.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-433cb40\" data-block-id=\"433cb40\"><p class=\"stk-block-text__text\"><strong>Join In and Ask Questions<\/strong><br>Kids learn best when you\u2019re part of the process. Sit with them during activities and ask open-ended questions like \u201cWhat does saving mean to you?\u201d<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-3a9a47a\" data-block-id=\"3a9a47a\"><p class=\"stk-block-text__text\"><strong>Make It Relatable<\/strong><br>Connect lessons to real life\u2014like using spare change at the store, saving up for a toy, or looking at coins together after grocery shopping.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-d53a773\" data-block-id=\"d53a773\"><p class=\"stk-block-text__text\"><strong>Keep It Light and Fun<\/strong><br>Treat these activities like games, not homework. Your encouragement helps make learning feel exciting.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-7b89847\" data-block-id=\"7b89847\"><style>.stk-7b89847 {height:24px !important;}<\/style><\/div>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-b1a3115 is-style-plain\" data-block-id=\"b1a3115\"><style>.stk-b1a3115 {border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:1px !important;border-left-width:0px !important;padding-bottom:24px !important;}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f9c609a stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"f9c609a\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f9c609a-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f9c609a-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-5cf9451\" data-block-id=\"5cf9451\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-8c2ed56\" id=\"disclaimer\" data-block-id=\"8c2ed56\"><h5 class=\"stk-block-heading__text\">Disclaimer<\/h5><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1c05d54 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"1c05d54\"><style>.stk-1c05d54-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1c05d54-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1c05d54-inner-blocks\">\n<p><em>While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.<\/em><\/p>\n\n\n\n<p><em>Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.<\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-565162b\" data-block-id=\"565162b\"><style>.stk-565162b {height:50px !important;}<\/style><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c2ffcd1\" data-v=\"4\" data-block-id=\"c2ffcd1\"><style>@media screen and (min-width: 768px){.stk-c2ffcd1 {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c2ffcd1-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-c2ffcd1-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n","protected":false},"featured_media":0,"template":"","class_list":["post-12952","learn2earn","type-learn2earn","status-publish","hentry"],"acf":[],"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":""},"post_excerpt_stackable_v2":"<p>Learn2Earn Rewards! Age 11: Future Planners Preparing for Credit, Risk, and Investing Concepts Your child is starting to look ahead\u2014and not just to next weekend. This is the perfect time to introduce big-picture financial ideas that lay the groundwork for smarter money choices later. Through BayCoast Bank\u2019s Learn2Earn Rewards program, kids will explore how interest works, what credit really means, how investing grows money, and how to weigh risks before making decisions. These tools help shape a lifelong mindset of planning ahead, thinking critically, and spending wisely. Learn About Money Management Start your financial literacy adventure by exploring the activities&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/learn2earn\/12952","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/learn2earn"}],"about":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/types\/learn2earn"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media?parent=12952"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}