{"id":12953,"date":"2025-05-05T14:38:03","date_gmt":"2025-05-05T18:38:03","guid":{"rendered":"https:\/\/baycoast.bank\/?p=12953"},"modified":"2025-11-20T16:00:37","modified_gmt":"2025-11-20T21:00:37","slug":"age-12","status":"publish","type":"learn2earn","link":"https:\/\/baycoast.bank\/en\/learn2earn\/age-12\/","title":{"rendered":"Learn2Earn Age 12"},"content":{"rendered":"\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-f267eff\" data-block-id=\"f267eff\"><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img decoding=\"async\" class=\"stk-img wp-image-12511\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01.png\" width=\"2000\" height=\"469\" srcset=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01.png 2000w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01-300x70.png 300w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01-1024x240.png 1024w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01-768x180.png 768w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2025_RightStart_WebsiteHeaderGraphic_Icons-01-1536x360.png 1536w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/span><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-dfffbe1\" data-block-id=\"dfffbe1\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-dfffbe1-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-a670842\" data-v=\"4\" data-block-id=\"a670842\"><style>@media screen and (min-width: 768px){.stk-a670842 {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-a670842-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-a670842-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-2a8ddc6\" data-v=\"4\" data-block-id=\"2a8ddc6\"><style>@media screen and (min-width: 768px){.stk-2a8ddc6 {flex:var(--stk-flex-grow, 1) 1 calc(50% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-2a8ddc6-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-2a8ddc6-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-01e6de4\" id=\"strong-learn-2-earn-rewards-strong\" data-block-id=\"01e6de4\"><style>.stk-01e6de4 {margin-bottom:0px !important;}.stk-01e6de4 .stk-block-heading__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;}<\/style><h1 class=\"stk-block-heading__text has-text-color\"><strong>Learn2Earn Rewards!<\/strong><\/h1><\/div>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft size-full\"><img decoding=\"async\" width=\"79\" height=\"37\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-10-092744.png\" alt=\"\" class=\"wp-image-12444\"\/><\/figure>\n<\/div>\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-cbd1f17\" id=\"age-12-real-world-readiness\" data-block-id=\"cbd1f17\"><style>.stk-cbd1f17 .stk-block-heading__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;}<\/style><h3 class=\"stk-block-heading__text has-text-color\">Age 12: Real-World Readiness<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-5ce03af\" id=\"strong-strong-strong-applying-financial-skills-and-staying-safe-online-strong-strong-strong\" data-block-id=\"5ce03af\"><style>.stk-5ce03af {margin-bottom:25px !important;}<\/style><h4 class=\"stk-block-heading__text\"><strong><strong><strong>Applying Financial Skills and Staying Safe Online<\/strong><\/strong><\/strong><\/h4><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">This year\u2019s activities were chosen to match your child\u2019s growing independence and curiosity. Each activity is designed to spark conversation, encourage critical thinking, and give kids a sense of control over their money choices.&nbsp; Through BayCoast Bank\u2019s <strong>Learn2Earn Rewards<\/strong> program, kids will apply everything they&#8217;ve learned and practice making real-world decisions, including staying safe online<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f325190\" data-v=\"4\" data-block-id=\"f325190\"><style>@media screen and (min-width: 768px){.stk-f325190 {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f325190-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f325190-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-345fbdc\" data-block-id=\"345fbdc\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-345fbdc-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-68a3eea\" data-v=\"4\" data-block-id=\"68a3eea\"><style>@media screen and (min-width: 768px){.stk-68a3eea {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-68a3eea-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-68a3eea-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ad3baf3\" data-v=\"4\" data-block-id=\"ad3baf3\"><style>@media screen and (min-width: 768px){.stk-ad3baf3 {flex:var(--stk-flex-grow, 1) 1 calc(60% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ad3baf3-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ad3baf3-inner-blocks\">\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-65963db\" data-block-id=\"65963db\"><style>.stk-65963db {margin-bottom:40px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-65963db-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-93bea4c\" data-v=\"4\" data-block-id=\"93bea4c\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-93bea4c-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-93bea4c-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-04bbbbe\" data-block-id=\"04bbbbe\"><style>.stk-04bbbbe .stk-img-wrapper{width:65% !important;}<\/style><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img decoding=\"async\" class=\"stk-img wp-image-13072\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01.png\" width=\"1250\" height=\"1250\" alt=\"Illustration of a boy on a laptop learning\" srcset=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01.png 1250w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01-300x300.png 300w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01-1024x1024.png 1024w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01-150x150.png 150w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-01-768x768.png 768w\" sizes=\"(max-width: 1250px) 100vw, 1250px\" \/><\/span><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b663d8a\" id=\"learn-about-money-management\" data-block-id=\"b663d8a\"><style>.stk-b663d8a {margin-bottom:15px !important;}.stk-b663d8a .stk-block-heading__text{color:var(u002du002dstk-global-color-7995, #63b1dc) !important;}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center\">Learn About Money Management<\/h3><\/div>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Start your financial literacy adventure by exploring the activities and games below. Don&#8217;t forget to take your time and enjoy the process.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-65e5821\" data-v=\"4\" data-block-id=\"65e5821\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-65e5821-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-65e5821-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-0108439\" data-block-id=\"0108439\"><style>.stk-0108439 .stk-img-wrapper{width:65% !important;}<\/style><figure><a class=\"stk-link\" href=\"https:\/\/baycoastbank.tfaforms.net\/420\" target=\"_blank\" rel=\"noopener\"><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img decoding=\"async\" class=\"stk-img wp-image-13075\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03.png\" width=\"1250\" height=\"1250\" alt=\"illustration of girl with jar filled with money\" srcset=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03.png 1250w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03-300x300.png 300w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03-1024x1024.png 1024w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03-150x150.png 150w, https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/05\/Learn2EarnIllustrations-03-768x768.png 768w\" sizes=\"(max-width: 1250px) 100vw, 1250px\" \/><\/span><\/a><\/figure><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-771a943\" id=\"claim-learn-2-earn-reward\" data-block-id=\"771a943\"><style>.stk-771a943 {margin-bottom:15px !important;}.stk-771a943 .stk-block-heading__text{color:var(u002du002dstk-global-color-7995, #63b1dc) !important;}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center\">Claim Learn2Earn Reward!<\/h3><\/div>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">When complete, click the &#8220;Claim Learn2Earn Rewards!&#8221; button below and complete the form. Once verified, BayCoast will make your Learn2Earn Reward deposit into your RightStart Account within about 2 weeks!&nbsp;<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-57416ad\" data-v=\"4\" data-block-id=\"57416ad\"><style>@media screen and (min-width: 768px){.stk-57416ad {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-57416ad-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-57416ad-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-ee9e698\" data-block-id=\"ee9e698\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-ee9e698-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1043539\" data-v=\"4\" data-block-id=\"1043539\"><style>@media screen and (min-width: 768px){.stk-1043539 {flex:var(--stk-flex-grow, 1) 1 25% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1043539-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1043539-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-0e2c701\" data-v=\"4\" data-block-id=\"0e2c701\"><style>@media screen and (min-width: 768px){.stk-0e2c701 {flex:var(--stk-flex-grow, 1) 1 50% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-0e2c701-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-0e2c701-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-4bb287e\" id=\"click-on-the-boxes-below-to-begin-learning\" data-block-id=\"4bb287e\"><style>.stk-4bb287e .stk-block-heading__text{color:var(--stk-global-color-7995, #63b1dc) !important;}<\/style><h3 class=\"stk-block-heading__text has-text-color has-text-align-center\">Click on the Boxes Below to Begin Learning<\/h3><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-905de36\" data-v=\"4\" data-block-id=\"905de36\"><style>@media screen and (min-width: 768px){.stk-905de36 {flex:var(--stk-flex-grow, 1) 1 25% !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-905de36-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-905de36-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-9a046d7\" data-block-id=\"9a046d7\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-9a046d7-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3137a40\" data-v=\"4\" data-block-id=\"3137a40\"><style>@media screen and (min-width: 768px){.stk-3137a40 {flex:var(--stk-flex-grow, 1) 1 calc(15% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3137a40-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-3137a40-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-96fbf69\" data-v=\"4\" data-block-id=\"96fbf69\"><style>@media screen and (min-width: 768px){.stk-96fbf69 {flex:var(--stk-flex-grow, 1) 1 calc(70% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-96fbf69-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-96fbf69-inner-blocks\">\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-e38e5db\" data-block-id=\"e38e5db\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-e38e5db-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-6426ef7\" data-v=\"4\" data-block-id=\"6426ef7\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-6426ef7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-6426ef7-inner-blocks\">\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-ca9b845 is-style-default\" data-block-id=\"ca9b845\"><style>.stk-ca9b845 {margin-bottom:15px !important;}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c43137a stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"c43137a\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c43137a-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-c43137a-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-7bf12b2\" data-block-id=\"7bf12b2\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-fd400c1\" id=\"strong-strong-strong-income-and-expenses-strong-strong-strong\" data-block-id=\"fd400c1\"><h4 class=\"stk-block-heading__text\"><strong><strong><strong>Income and Expenses<\/strong><\/strong><\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-532a1a7 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"532a1a7\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-532a1a7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-532a1a7-inner-blocks\">\n<p class=\"wp-block-paragraph\">Kids learn the basics of how money flows in and out, like earning an allowance or paying for a new toy. This lesson encourages them to think about planning ahead and making smart choices with what they earn.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/learn2earn.banzai.org\/wellness\/resources\/income-and-expenses\" target=\"_blank\" rel=\"noreferrer noopener\">Read the Article Here<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tip:<\/strong><em> : <em><em><em>Have your child track their own weekly income and spending for a week. Use this as a chance to talk about budgeting and how to plan for short-term goals.<\/em><\/em><\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-44faaf6 is-style-default\" data-block-id=\"44faaf6\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1b5e370 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"1b5e370\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1b5e370-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-1b5e370-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-0a7d553\" data-block-id=\"0a7d553\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-47c2048\" id=\"strong-strong-strong-strong-strong-ransomware-strong-strong-strong-strong-strong\" data-block-id=\"47c2048\"><h4 class=\"stk-block-heading__text\"><strong><strong><strong><strong><strong>Ransomware<\/strong><\/strong><\/strong><\/strong><\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-7578388 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"7578388\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-7578388-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-7578388-inner-blocks\">\n<p class=\"wp-block-paragraph\">This lesson breaks down how ransomware works in simple terms and shows how dangerous online traps can lead to real consequences. It reinforces the importance of caution when clicking, downloading, or sharing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/learn2earn.banzai.org\/wellness\/resources\/ransomware\" target=\"_blank\" rel=\"noreferrer noopener\">Read the Article Here<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tip:<\/strong> <em><em><em><em>Talk about examples of spam, scams, or pop-ups they may have seen in games or YouTube ads. Discuss how to pause and ask for help if something feels off.<\/em><\/em><\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-509a2ad\" data-v=\"4\" data-block-id=\"509a2ad\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-509a2ad-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-509a2ad-inner-blocks\">\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-1c0f0db is-style-default\" data-block-id=\"1c0f0db\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-28cceb8 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"28cceb8\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-28cceb8-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-28cceb8-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-d0ded47\" data-block-id=\"d0ded47\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-5d86f0c\" id=\"strong-strong-strong-strong-protect-yourself-online-strong-strong-strong-strong\" data-block-id=\"5d86f0c\"><h4 class=\"stk-block-heading__text\"><strong><strong><strong><strong>Protect Yourself Online<\/strong><\/strong><\/strong><\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-29d0849 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"29d0849\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-29d0849-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-29d0849-inner-blocks\">\n<p class=\"wp-block-paragraph\">This activity helps kids build a strong foundation in internet safety. They\u2019ll explore how to protect personal information, recognize red flags, and stay alert in an online world full of scams and ads.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/learn2earn.banzai.org\/wellness\/resources\/cyber-security\" target=\"_blank\" rel=\"noreferrer noopener\">Read the Article Here<\/a><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tip:<\/strong><em> <em><em><em>Go through your own digital safety habits together, like setting strong passwords or identifying suspicious links. Kids will feel more invested when they see these lessons in action.<\/em><\/em><\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-6e9ca8a is-style-default\" data-block-id=\"6e9ca8a\">\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-6d0406a stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"6d0406a\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-6d0406a-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-6d0406a-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-2cb5a91\" data-block-id=\"2cb5a91\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-71ece91\" id=\"strong-strong-strong-are-you-cyber-safe-strong-strong-strong\" data-block-id=\"71ece91\"><h4 class=\"stk-block-heading__text\"><strong><strong><strong>Are You Cyber Safe?<\/strong><\/strong><\/strong><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-721c0a4 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"721c0a4\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-721c0a4-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-721c0a4-inner-blocks\">\n<p class=\"wp-block-paragraph\">Kids can walk through this interactive self-check to test how cyber-safe they really are. It turns abstract safety rules into easy-to-understand behaviors they can adopt every day.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/rightstart.banzai.org\/coach\/start\/cyber-security?subdomain=rightstart&amp;b64_data=cmVmZXI9aHR0cHMlM0ElMkYlMkZyaWdodHN0YXJ0LmJhbnphaS5vcmclMkZ3ZWxsbmVzcyUyRnJlc291cmNlcyUyRmFyZS15b3UtY3liZXItc2FmZS1mb3ItdGVlbnMtY29hY2g=\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Explore this Activity<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tip: <\/strong><em><em><em><em>Let your child take the quiz with you and compare answers. Use the results as a fun conversation starter and an opportunity to praise what they\u2019re doing well.<\/em><\/em><\/em><\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ac63e11\" data-v=\"4\" data-block-id=\"ac63e11\"><style>@media screen and (min-width: 768px){.stk-ac63e11 {flex:var(--stk-flex-grow, 1) 1 calc(15% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ac63e11-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ac63e11-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-25a782b\" data-block-id=\"25a782b\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-25a782b-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-daf5b3e\" data-v=\"4\" data-block-id=\"daf5b3e\"><style>@media screen and (min-width: 768px){.stk-daf5b3e {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-daf5b3e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-daf5b3e-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1028200\" data-v=\"4\" data-block-id=\"1028200\"><style>@media screen and (min-width: 768px){.stk-1028200 {flex:var(--stk-flex-grow, 1) 1 calc(50% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1028200-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1028200-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-a8d1916\" data-block-id=\"a8d1916\"><style>.stk-a8d1916 .stk-block-text__text{font-size:17px !important;}@media screen and (max-width: 1023px){.stk-a8d1916 .stk-block-text__text{font-size:17px !important;}}<\/style><p class=\"stk-block-text__text has-text-align-center\">Once all activities are complete, click the button below to submit your form. After verification, BayCoast Bank will deposit your child\u2019s <strong>Learn2Earn Reward<\/strong> into their RightStart Account within about 10 business days.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group aligncenter stk-block-button-group stk-block stk-9c3d65f\" data-block-id=\"9c3d65f\"><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button has-text-align-center stk-block stk-d91c133\" data-block-id=\"d91c133\"><style>.stk-d91c133 {box-shadow:none !important;}.stk-d91c133 .stk-button{min-height:57px !important;background:var(u002du002dstk-global-color-63884, #fbad18) !important;border-top-left-radius:31px !important;border-top-right-radius:31px !important;border-bottom-right-radius:31px !important;border-bottom-left-radius:31px !important;}.stk-d91c133 .stk-button:before{box-shadow:none !important;}.stk-d91c133 .stk-button__inner-text{font-size:17px !important;color:var(u002du002dstk-global-color-3828, #18428f) !important;}@media screen and (max-width: 1023px){.stk-d91c133 .stk-button__inner-text{font-size:17px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-lift-scale\" href=\"https:\/\/baycoastbank.tfaforms.net\/420\/?tfa_11=FinLit_Course__12\" target=\"_blank\" rel=\"noopener\"><span class=\"has-text-color stk-button__inner-text\">Claim Learn2Earn Reward Here!<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-d1534d3\" data-block-id=\"d1534d3\"><style>.stk-d1534d3 {height:50px !important;}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-905189f\" id=\"strong-general-tips-for-success-strong\" data-block-id=\"905189f\"><h4 class=\"stk-block-heading__text\"><strong>General Tips for Success:<\/strong><\/h4><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-c562307\" data-block-id=\"c562307\"><p class=\"stk-block-text__text\"><strong>Celebrate Along the Way<\/strong><br>Finished an activity? Give a high five, draw a sticker, or snap a photo. Small celebrations go a long way in building confidence and motivation.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-433cb40\" data-block-id=\"433cb40\"><p class=\"stk-block-text__text\"><strong>Join In and Ask Questions<\/strong><br>Kids learn best when you\u2019re part of the process. Sit with them during activities and ask open-ended questions like \u201cWhat does saving mean to you?\u201d<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-3a9a47a\" data-block-id=\"3a9a47a\"><p class=\"stk-block-text__text\"><strong>Make It Relatable<\/strong><br>Connect lessons to real life\u2014like using spare change at the store, saving up for a toy, or looking at coins together after grocery shopping.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-d53a773\" data-block-id=\"d53a773\"><p class=\"stk-block-text__text\"><strong>Keep It Light and Fun<\/strong><br>Treat these activities like games, not homework. Your encouragement helps make learning feel exciting.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-7b89847\" data-block-id=\"7b89847\"><style>.stk-7b89847 {height:24px !important;}<\/style><\/div>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-b1a3115 is-style-plain\" data-block-id=\"b1a3115\"><style>.stk-b1a3115 {border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:1px !important;border-left-width:0px !important;padding-bottom:24px !important;}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f9c609a stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"f9c609a\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f9c609a-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f9c609a-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-5cf9451\" data-block-id=\"5cf9451\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-8c2ed56\" id=\"disclaimer\" data-block-id=\"8c2ed56\"><h5 class=\"stk-block-heading__text\">Disclaimer<\/h5><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-1c05d54 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"1c05d54\"><style>.stk-1c05d54-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-1c05d54-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-1c05d54-inner-blocks\">\n<p class=\"wp-block-paragraph\"><em>While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.<\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-565162b\" data-block-id=\"565162b\"><style>.stk-565162b {height:50px !important;}<\/style><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c2ffcd1\" data-v=\"4\" data-block-id=\"c2ffcd1\"><style>@media screen and (min-width: 768px){.stk-c2ffcd1 {flex:var(--stk-flex-grow, 1) 1 calc(25% - var(--stk-column-gap, 0px) * 2 \/ 3 ) !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c2ffcd1-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-c2ffcd1-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n","protected":false},"featured_media":0,"template":"","class_list":["post-12953","learn2earn","type-learn2earn","status-publish","hentry"],"acf":[],"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":""},"post_excerpt_stackable_v2":"<p>Learn2Earn Rewards! Age 12: Real-World Readiness Applying Financial Skills and Staying Safe Online This year\u2019s activities were chosen to match your child\u2019s growing independence and curiosity. Each activity is designed to spark conversation, encourage critical thinking, and give kids a sense of control over their money choices.&nbsp; Through BayCoast Bank\u2019s Learn2Earn Rewards program, kids will apply everything they&#8217;ve learned and practice making real-world decisions, including staying safe online Learn About Money Management Start your financial literacy adventure by exploring the activities and games below. Don&#8217;t forget to take your time and enjoy the process. Claim Learn2Earn Reward! When complete, click&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/learn2earn\/12953","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/learn2earn"}],"about":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/types\/learn2earn"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media?parent=12953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}