{"id":1091,"date":"2020-08-07T14:33:01","date_gmt":"2020-08-07T18:33:01","guid":{"rendered":"https:\/\/baycoast.bank\/?page_id=1091"},"modified":"2026-02-12T10:51:39","modified_gmt":"2026-02-12T15:51:39","slug":"insured-deposits","status":"publish","type":"page","link":"https:\/\/baycoast.bank\/en\/insured-deposits\/","title":{"rendered":"FDIC &amp; DIF Deposit Insurance"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-Z22RP5C wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoast.bank\/wp-content\/uploads\/2023\/03\/FDICDIF-Webpage-Hero-v2.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\t\t\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\t\t\t\t\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">FDIC &amp; DIF Deposit Insurance<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t    \t\n\t\t\t\n\t\t\t\t<div class=\"openAccount bgBlue\">\n\t\t\t\t\t<div class=\"grain\" role=\"presentation\"><\/div>\n\t\t\t\t\t<div class=\"btn white\" role=\"button\" tabindex=\"0\">Open Account&nbsp;<span class=\"primaryColor\">+<\/span> <div class=\"backing bgPrimaryColor\"><\/div><\/div>\n\n\t\t\t\t\t<div class=\"backing bgPrimaryColor\"><\/div>\n\t\t\t\t\t\n\t\t\t\t\t<a  href=\"\/online-account-opening\/\"><\/a>\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div> \n\n<div class=\"spacer\"><\/div><\/div>\n\n<div class=\"lazyblock-interior-content-ZJ2deD wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\t\t\t\n\t\t\t\t<div class=\"h3\">At BayCoast Bank, Your Deposits are 100% Insured.<\/div>\n\t\t\t  \n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\t\t\t\t\n\t\t\t\t\n\n<p>When you bank with us, 100% of your BayCoast deposits are fully insured through the FDIC (Federal Deposit Insurance Corporation) and DIF (Depositors Insurance Fund). At BayCoast, we have a long tradition of caring for our customers and their financial well-being.<\/p>\n\n\n\n<p>Since 1851, the Bank has proudly served the people and businesses on the South Coast of Massachusetts and Rhode Island. Providing exceptional service and solutions for our community is important to us. Today, that commitment is as strong as ever. We are here for you, just as we were for your parents, grandparents, and great-grandparents before them.<\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-ee45ca7\" data-block-id=\"ee45ca7\"><style>.stk-ee45ca7 .stk-button-group{flex-direction:row !important;}.stk-ee45ca7 {margin-bottom:25px !important;}@media screen and (max-width: 1023px){.stk-ee45ca7 .stk-button-group{flex-direction:row !important;}}@media screen and (max-width: 767px){.stk-ee45ca7 .stk-button-group{flex-direction:row !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-3b990ba\" data-block-id=\"3b990ba\"><style>.stk-3b990ba .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(--stk-global-color-63884, #fbad18) !important;}.stk-3b990ba .stk-button__inner-text{font-size:14px !important;color:var(--stk-global-color-3828, #18428f) !important;font-weight:700 !important;text-transform:uppercase !important;}@media screen and (max-width: 1023px){.stk-3b990ba .stk-button__inner-text{font-size:14px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"\/online-account-opening\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-text-color has-stk-global-color-3828-color stk-button__inner-text\">open an account today<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<p>Here is a closer look at BayCoast\u2019s combined FDIC and DIF deposit insurance that gives all our depositors protection and peace of mind.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">FDIC Deposit Insurance<\/h4>\n\n\n\n<p>The FDIC is an independent agency of the United States government, backed by the full faith and credit of the United States government, committed to ensuring that all depositors\u2019 money remains safe. As a customer of BayCoast Bank, your deposits with us are automatically covered by FDIC deposit insurance, up to at least $250,000 per depositor.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-9905ddc\" data-block-id=\"9905ddc\"><style>.stk-9905ddc .stk-button-group{flex-direction:row !important;}.stk-9905ddc {margin-bottom:25px !important;}@media screen and (max-width: 1023px){.stk-9905ddc .stk-button-group{flex-direction:row !important;}}@media screen and (max-width: 767px){.stk-9905ddc .stk-button-group{flex-direction:row !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-dd07e3f\" data-block-id=\"dd07e3f\"><style>.stk-dd07e3f .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(--stk-global-color-63884, #fbad18) !important;}.stk-dd07e3f .stk-button__inner-text{font-size:14px !important;color:var(--stk-global-color-3828, #18428f) !important;font-weight:700 !important;text-transform:uppercase !important;}@media screen and (max-width: 1023px){.stk-dd07e3f .stk-button__inner-text{font-size:14px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/www.fdic.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-text-color has-stk-global-color-3828-color stk-button__inner-text\">Learn More about FDIC<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">DIF Deposit Insurance<\/h4>\n\n\n\n<p>The DIF is a private, industry-sponsored insurance fund unique to Massachusetts state-chartered community banks that insures all deposits above the FDIC limit of $250,000 per depositor.&nbsp; That means with FDIC and DIF deposit insurance, your deposits at BayCoast are covered in full, no matter the balance.<\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-d1ec068\" data-block-id=\"d1ec068\"><style>.stk-d1ec068 .stk-button-group{flex-direction:row !important;}.stk-d1ec068 {margin-bottom:25px !important;}@media screen and (max-width: 1023px){.stk-d1ec068 .stk-button-group{flex-direction:row !important;}}@media screen and (max-width: 767px){.stk-d1ec068 .stk-button-group{flex-direction:row !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-695a17c\" data-block-id=\"695a17c\"><style>.stk-695a17c .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(--stk-global-color-63884, #fbad18) !important;}.stk-695a17c .stk-button__inner-text{font-size:14px !important;color:var(--stk-global-color-3828, #18428f) !important;font-weight:700 !important;text-transform:uppercase !important;}@media screen and (max-width: 1023px){.stk-695a17c .stk-button__inner-text{font-size:14px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/difxs.com\/about\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-text-color has-stk-global-color-3828-color stk-button__inner-text\">Learn more about DIF<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">No depositor has ever lost a penny in a bank insured by both the FDIC and the DIF.<\/h4>\n\n\n\n<p>The combination of FDIC and DIF insurance provides full deposit insurance on all our deposit accounts.<\/p>\n\n\n\n<p>For more information, please contact us directly at <strong><a href=\"tel:5086787641\">508-678-7641<\/a><\/strong>.&nbsp;&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-3ed6e20\" data-block-id=\"3ed6e20\"><style>.stk-3ed6e20 .stk-button-group{flex-direction:row !important;}.stk-3ed6e20 {margin-bottom:25px !important;}@media screen and (max-width: 1023px){.stk-3ed6e20 .stk-button-group{flex-direction:row !important;}}@media screen and (max-width: 767px){.stk-3ed6e20 .stk-button-group{flex-direction:row !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-69be4a9\" data-block-id=\"69be4a9\"><style>.stk-69be4a9 .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(--stk-global-color-63884, #fbad18) !important;}.stk-69be4a9 .stk-button__inner-text{font-size:14px !important;color:var(--stk-global-color-3828, #18428f) !important;font-weight:700 !important;text-transform:uppercase !important;}@media screen and (max-width: 1023px){.stk-69be4a9 .stk-button__inner-text{font-size:14px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"\/online-account-opening\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-text-color has-stk-global-color-3828-color stk-button__inner-text\">open an account today<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":9592,"parent":0,"menu_order":166,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-1091","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2023\/03\/FDICDIF-Webpage-Hero-v2.jpg",1920,600,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2023\/03\/FDICDIF-Webpage-Hero-v2-150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2023\/03\/FDICDIF-Webpage-Hero-v2-300x94.jpg",300,94,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2023\/03\/FDICDIF-Webpage-Hero-v2-768x240.jpg",768,240,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2023\/03\/FDICDIF-Webpage-Hero-v2-1024x320.jpg",1024,320,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2023\/03\/FDICDIF-Webpage-Hero-v2-1536x480.jpg",1536,480,true],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2023\/03\/FDICDIF-Webpage-Hero-v2.jpg",1920,600,false]},"post_excerpt_stackable_v2":"<p>FDIC &amp; DIF Deposit Insurance Open Account&nbsp;+ At BayCoast Bank, Your Deposits are 100% Insured. When you bank with us, 100% of your BayCoast deposits are fully insured through the FDIC (Federal Deposit Insurance Corporation) and DIF (Depositors Insurance Fund). At BayCoast, we have a long tradition of caring for our customers and their financial well-being. Since 1851, the Bank has proudly served the people and businesses on the South Coast of Massachusetts and Rhode Island. Providing exceptional service and solutions for our community is important to us. Today, that commitment is as strong as ever. We are here for&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":"https:\/\/baycoast.bank\/en\/author\/"},"comments_num_v2":"0 comments","publishpress_future_action":{"enabled":false,"date":"2026-05-04 01:35:32","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"translation_priority","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/pages\/1091","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/comments?post=1091"}],"version-history":[{"count":0,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/pages\/1091\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media\/9592"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media?parent=1091"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}