{"id":12330,"date":"2024-12-16T15:48:24","date_gmt":"2024-12-16T20:48:24","guid":{"rendered":"https:\/\/baycoast.bank\/?page_id=12330"},"modified":"2026-02-13T09:54:28","modified_gmt":"2026-02-13T14:54:28","slug":"consumer-credit-cards","status":"publish","type":"page","link":"https:\/\/baycoast.bank\/en\/other-services\/consumer-credit-cards\/","title":{"rendered":"Consumer Credit Cards"},"content":{"rendered":"<div class=\"lazyblock-no-hero-ZX3Nx0 wp-block-lazyblock-no-hero\"><div class=\"noHero\" style=\"height: 10rem;\"><\/div><\/div>\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-da56b69\" data-block-id=\"da56b69\"><style>.stk-da56b69 {margin-bottom:0px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-da56b69-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c962d82\" data-v=\"4\" data-block-id=\"c962d82\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c962d82-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-c962d82-inner-blocks\">\n<div class=\"wp-block-stackable-hero alignfull stk-block-hero stk-has-bottom-separator stk-block stk-225fceb stk-block-background stk--has-background-overlay\" data-v=\"2\" data-block-id=\"225fceb\"><style>.stk-225fceb-inner-blocks{justify-content:center !important;}.stk-225fceb {background-color:transparent !important;background-image:url(https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/Personal-Credit-Card-Page-v6.jpg) !important;min-height:400px !important;align-items:center !important;margin-bottom:0px !important;display:flex !important;}.stk-225fceb:before{background-color:transparent !important;opacity:0.5 !important;}.stk-225fceb .stk-block-hero__content{min-height:500px !important;}.stk-225fceb > .stk-separator__bottom{transform:scaleX(-1) !important;}@media screen and (max-width: 767px){.stk-225fceb {background-image:url(https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/Personal-Credit-Card-Page-mobile.jpg) !important;min-height:250px !important;align-items:flex-end !important;display:flex !important;}.stk-225fceb > .stk-separator__bottom .stk-separator__wrapper{height:75px !important;}}<\/style><div class=\"stk-block-hero__content stk-content-align stk-225fceb-column alignwide stk-container stk-225fceb-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks has-text-align-right has-text-align-center-mobile stk--column-flex stk-225fceb-inner-blocks\">\n<div class=\"wp-block-stackable-columns stk-block-columns stk--hide-mobile stk-block stk-68e6b97\" data-block-id=\"68e6b97\"><style>.stk-68e6b97 {border-radius:5px !important;overflow:hidden !important;max-width:80% !important;min-width:auto !important;margin-top:-90px !important;margin-right:0px !important;margin-left:auto !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-68e6b97-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-42056e6\" data-v=\"4\" data-block-id=\"42056e6\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-42056e6-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-42056e6-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-8b18e59\" id=\"consumer-br-credit-cards\" data-block-id=\"8b18e59\"><style>.stk-8b18e59 {max-width:500px !important;min-width:auto !important;margin-right:0px !important;margin-left:auto !important;}.stk-8b18e59 .stk-block-heading__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;}@media screen and (max-width: 767px){.stk-8b18e59 {border-radius:20px !important;overflow:hidden !important;}.stk-8b18e59 .stk-block-heading__text{font-size:45px !important;}}<\/style><h1 class=\"stk-block-heading__text has-text-color has-stk-global-color-3828-color stk-block-heading--use-theme-margins\">Consumer <br>Credit Cards<\/h1><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-fbebbc9\" data-block-id=\"fbebbc9\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-c01c37b\" data-block-id=\"c01c37b\"><style>.stk-c01c37b .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(u002du002dstk-global-color-63884, #fbad18) !important;}.stk-c01c37b .stk-button__inner-text{font-size:16px !important;font-weight:600 !important;}@media screen and (max-width: 1023px){.stk-c01c37b .stk-button__inner-text{font-size:16px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#applynow\"><span class=\"stk-button__inner-text\">Learn More<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><div class=\"stk-separator stk-separator__bottom\"><div class=\"stk-separator__wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1600 200\" class=\"stk-separator__layer-1\" preserveAspectRatio=\"none\" aria-hidden=\"true\"><path class=\"wave-3_svg__st2\" d=\"M1413.6 161.4c-157.9 0-338.2-37.7-495.1-67.4-215.6-40.8-328.1-44.6-418.2-41.1S317 73.4 188.4 102-10 136.2-10 136.2v74.2h1620v-68.5s-68.8 19.5-196.4 19.5z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-5ae2bfb\" data-block-id=\"5ae2bfb\"><style>.stk-5ae2bfb {max-width:70% !important;min-width:auto !important;margin-right:auto !important;margin-bottom:0px !important;margin-left:auto !important;}@media screen and (max-width: 1023px){.stk-5ae2bfb {max-width:90% !important;min-width:auto !important;}}@media screen and (max-width: 767px){.stk-5ae2bfb {max-width:100% !important;min-width:auto !important;margin-bottom:0px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-5ae2bfb-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-31c151d\" data-v=\"4\" data-block-id=\"31c151d\"><style>.stk-31c151d-container{max-width:77% !important;min-width:auto !important;margin-right:auto !important;margin-left:auto !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-31c151d-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-31c151d-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk--hide-desktop stk--hide-tablet stk-block-heading--v2 stk-block stk-9d9f028\" id=\"consumer-credit-cards\" data-block-id=\"9d9f028\"><style>.stk-9d9f028 {margin-bottom:0px !important;}.stk-9d9f028 .stk-block-heading__text{font-size:18px !important;color:var(u002du002dstk-global-color-63884, #fbad18) !important;text-transform:uppercase !important;}@media screen and (max-width: 1023px){.stk-9d9f028 .stk-block-heading__text{font-size:18px !important;}}@media screen and (max-width: 767px){.stk-9d9f028 {top:10px !important;}}<\/style><h2 class=\"stk-block-heading__text has-text-color has-stk-global-color-63884-color stk-block-heading--use-theme-margins\">Consumer Credit Cards<\/h2><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b794bb8\" id=\"introducing-the-credit-card-that-gives-you-more\" data-block-id=\"b794bb8\"><style>.stk-b794bb8 {top:-40px !important;}.stk-b794bb8 .stk-block-heading__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;}@media screen and (max-width: 767px){.stk-b794bb8 {top:-20px !important;}}<\/style><h2 class=\"stk-block-heading__text has-text-color has-stk-global-color-3828-color stk-block-heading--use-theme-margins\">Introducing the credit card that gives you more.<\/h2><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-64a98da\" data-block-id=\"64a98da\"><style>.stk-64a98da {max-width:55% !important;min-width:auto !important;margin-right:auto !important;margin-bottom:75px !important;margin-left:auto !important;}@media screen and (max-width: 1023px){.stk-64a98da {max-width:72% !important;min-width:auto !important;margin-bottom:0px !important;}}@media screen and (max-width: 767px){.stk-64a98da {max-width:100% !important;min-width:auto !important;margin-bottom:40px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-64a98da-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-bb2bea5\" data-v=\"4\" data-block-id=\"bb2bea5\"><style>@media screen and (min-width: 768px){.stk-bb2bea5 {flex:var(--stk-flex-grow, 1) 1 calc(55.7% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}@media screen and (max-width: 767px){.stk-bb2bea5-container{max-width:78% !important;min-width:auto !important;margin-right:auto !important;margin-left:auto !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-bb2bea5-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-bb2bea5-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-778bc43\" data-block-id=\"778bc43\"><style>.stk-778bc43 {margin-bottom:30px !important;}@media screen and (max-width: 767px){.stk-778bc43 {margin-bottom:24px !important;}}<\/style><p class=\"stk-block-text__text\">As your community bank, BayCoast Bank is always looking to give you more of what you\u2019re looking for\u2014 Our new consumer credit card options do just that. Whether you are looking to earn cash back rewards or lower your APR, we have a card that is right for you.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-354e3e8\" data-block-id=\"354e3e8\"><style>.stk-354e3e8 {margin-bottom:50px !important;}@media screen and (max-width: 767px){.stk-354e3e8 {margin-bottom:20px !important;}}<\/style><p class=\"stk-block-text__text\">long with the recognition of the Mastercard<sup>\u00ae<\/sup> brand, you\u2019ll be carrying a card from a local bank you know and trust. Let us help you find the credit card that best suits your needs!<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-4fc4ecf\" data-block-id=\"4fc4ecf\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button is-style-ghost stk-block stk-1be9616\" data-block-id=\"1be9616\"><style>.stk-1be9616 .stk-button{background:transparent !important;}.stk-1be9616 .stk-button:hover:after{background:transparent !important;opacity:1 !important;}:where(.stk-hover-parent:hover,  .stk-hover-parent.stk--is-hovered) .stk-1be9616 .stk-button:after{background:transparent !important;opacity:1 !important;}.stk-1be9616 .stk-button:before{border-style:solid !important;}.stk-1be9616 .stk-button__inner-text{font-size:18px !important;}@media screen and (max-width: 1023px){.stk-1be9616 .stk-button__inner-text{font-size:18px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoastbank.myapexcard.com\/\" target=\"_blank\" rel=\"noopener\"><span class=\"stk-button__inner-text\"><strong>Already have an account?<\/strong> <strong>Login Here<\/strong><\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk--hide-desktop stk--hide-tablet stk-block stk-bb8714c\" data-block-id=\"bb8714c\"><style>.stk-bb8714c {margin-bottom:50px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button is-style-plain stk-block stk-539aacd\" data-block-id=\"539aacd\"><style>.stk-539aacd .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(u002du002dstk-global-color-63884, #fbad18) !important;}.stk-539aacd .stk-button__inner-text{font-size:16px !important;color:var(u002du002dstk-global-color-3828, #18428f) !important;font-weight:600 !important;}@media screen and (max-width: 1023px){.stk-539aacd .stk-button__inner-text{font-size:16px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#applynow\"><span class=\"has-text-color has-stk-global-color-3828-color stk-button__inner-text\">Apply Now<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-992aaad\" data-v=\"4\" data-block-id=\"992aaad\"><style>@media screen and (min-width: 768px){.stk-992aaad {flex:var(--stk-flex-grow, 1) 1 calc(44.3% - var(--stk-column-gap, 0px) * 1 \/ 2 ) !important;}}@media screen and (max-width: 767px){.stk-992aaad {top:-25px !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-992aaad-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-992aaad-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-b88cf60\" data-block-id=\"b88cf60\"><style>.stk-b88cf60 .stk-img-wrapper{width:50% !important;}<\/style><figure><span class=\"stk-img-wrapper stk-image--shape-stretch\"><img decoding=\"async\" class=\"stk-img wp-image-4734\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/03\/Consumer-Credit-Card.png\" width=\"325\" height=\"512\" srcset=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/03\/Consumer-Credit-Card.png 325w, https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/03\/Consumer-Credit-Card-190x300.png 190w\" sizes=\"(max-width: 325px) 100vw, 325px\" \/><\/span><\/figure><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-78de953\" data-block-id=\"78de953\"><style>.stk-78de953 {max-width:70% !important;min-width:auto !important;margin-right:auto !important;margin-bottom:75px !important;margin-left:auto !important;}@media screen and (max-width: 1023px){.stk-78de953 {max-width:90% !important;min-width:auto !important;}}@media screen and (max-width: 767px){.stk-78de953 {max-width:100% !important;min-width:auto !important;margin-bottom:40px !important;top:-15px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-78de953-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-eefdb1d\" data-v=\"4\" data-block-id=\"eefdb1d\"><style>.stk-eefdb1d-container{max-width:75% !important;min-width:auto !important;margin-right:auto !important;margin-left:auto !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-eefdb1d-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-eefdb1d-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-75a7581\" id=\"card-features\" data-block-id=\"75a7581\"><style>.stk-75a7581 .stk-block-heading__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;}<\/style><h2 class=\"stk-block-heading__text has-text-color has-stk-global-color-3828-color has-text-align-left\">Card Features<\/h2><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-7ac601f\" data-block-id=\"7ac601f\"><style>.stk-7ac601f .stk-block-text__text{color:var(u002du002dstk-global-color-56986, #111111) !important;}<\/style><p class=\"stk-block-text__text has-text-color has-stk-global-color-56986-color\">Our credit card products offer several valuable benefits for enhanced security and protection. Each credit card offers these great Mastercard\u00ae Platinum benefits: <\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon-box stk-block-icon-box stk-block stk-6cf69bc\" data-v=\"2\" data-block-id=\"6cf69bc\"><div class=\"stk-block-content stk-inner-blocks stk-block-icon-box__content stk-container stk-6cf69bc-container stk--no-background stk--no-padding\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-03a2b33\" data-block-id=\"03a2b33\"><style>.stk-03a2b33 .stk-inner-blocks{gap:40px !important;}.stk-03a2b33 {margin-bottom:8px !important;}@media screen and (max-width: 1023px){.stk-03a2b33 .stk-inner-blocks{gap:40px !important;}}@media screen and (max-width: 767px){.stk-03a2b33 .stk-inner-blocks{gap:40px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-9572cfc\" id=\"zero-liability-protection\" data-block-id=\"9572cfc\"><style>.stk-9572cfc .stk-block-heading__text{font-size:24px !important;}@media screen and (max-width: 1023px){.stk-9572cfc .stk-block-heading__text{font-size:24px !important;}}<\/style><h4 class=\"stk-block-heading__text stk-block-heading--use-theme-margins\">Zero Liability Protection<\/h4><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-subtitle stk-block-subtitle stk-block stk-5268c26\" data-block-id=\"5268c26\"><style>.stk-5268c26 .stk-block-subtitle__text{color:var(u002du002dstk-global-color-56986, #111111) !important;}<\/style><p class=\"stk-block-subtitle__text stk-subtitle has-text-color has-stk-global-color-56986-color\">Cardholder is not responsible in the event that someone makes unauthorized purchases with their card<\/p><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon-box stk-block-icon-box stk-block stk-de12d98\" data-v=\"2\" data-block-id=\"de12d98\"><div class=\"stk-block-content stk-inner-blocks stk-block-icon-box__content stk-container stk-de12d98-container stk--no-background stk--no-padding\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-08c35c7\" data-block-id=\"08c35c7\"><style>.stk-08c35c7 .stk-inner-blocks{gap:40px !important;}.stk-08c35c7 {margin-bottom:8px !important;}@media screen and (max-width: 1023px){.stk-08c35c7 .stk-inner-blocks{gap:40px !important;}}@media screen and (max-width: 767px){.stk-08c35c7 .stk-inner-blocks{gap:40px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-bd0c07e\" id=\"mastercard-id-theft-protection\u2122\" data-block-id=\"bd0c07e\"><style>.stk-bd0c07e .stk-block-heading__text{font-size:24px !important;}@media screen and (max-width: 1023px){.stk-bd0c07e .stk-block-heading__text{font-size:24px !important;}}<\/style><h4 class=\"stk-block-heading__text stk-block-heading--use-theme-margins\">Mastercard\u00ae ID Theft Protection\u2122<\/h4><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-subtitle stk-block-subtitle stk-block stk-9f2f1aa\" data-block-id=\"9f2f1aa\"><style>.stk-9f2f1aa .stk-block-subtitle__text{color:var(u002du002dstk-global-color-56986, #111111) !important;}<\/style><p class=\"stk-block-subtitle__text stk-subtitle has-text-color has-stk-global-color-56986-color\">ID Theft Resolution assistance with credit bureau notification should cardholder become the victim of Identity Theft<\/p><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon-box stk-block-icon-box stk-block stk-78d410b\" data-v=\"2\" data-block-id=\"78d410b\"><div class=\"stk-block-content stk-inner-blocks stk-block-icon-box__content stk-container stk-78d410b-container stk--no-background stk--no-padding\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-d559e4d\" data-block-id=\"d559e4d\"><style>.stk-d559e4d .stk-inner-blocks{gap:40px !important;}.stk-d559e4d {margin-bottom:8px !important;}@media screen and (max-width: 1023px){.stk-d559e4d .stk-inner-blocks{gap:40px !important;}}@media screen and (max-width: 767px){.stk-d559e4d .stk-inner-blocks{gap:40px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b7dbddd\" id=\"24-7-cardholder-assistance\" data-block-id=\"b7dbddd\"><style>.stk-b7dbddd .stk-block-heading__text{font-size:24px !important;}@media screen and (max-width: 1023px){.stk-b7dbddd .stk-block-heading__text{font-size:24px !important;}}<\/style><h4 class=\"stk-block-heading__text stk-block-heading--use-theme-margins\">24\/7 Cardholder Assistance<\/h4><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-subtitle stk-block-subtitle stk-block stk-58f07c5\" data-block-id=\"58f07c5\"><style>.stk-58f07c5 .stk-block-subtitle__text{color:var(u002du002dstk-global-color-56986, #111111) !important;}<\/style><p class=\"stk-block-subtitle__text stk-subtitle has-text-color has-stk-global-color-56986-color\">Assistance anytime, anywhere with your card-related questions<\/p><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon-box stk-block-icon-box stk-block stk-81acf90\" data-v=\"2\" data-block-id=\"81acf90\"><div class=\"stk-block-content stk-inner-blocks stk-block-icon-box__content stk-container stk-81acf90-container stk--no-background stk--no-padding\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-571db82\" data-block-id=\"571db82\"><style>.stk-571db82 .stk-inner-blocks{gap:40px !important;}.stk-571db82 {margin-bottom:8px !important;}@media screen and (max-width: 1023px){.stk-571db82 .stk-inner-blocks{gap:40px !important;}}@media screen and (max-width: 767px){.stk-571db82 .stk-inner-blocks{gap:40px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-67d49fc\" id=\"secure-contactless-payments\" data-block-id=\"67d49fc\"><style>.stk-67d49fc .stk-block-heading__text{font-size:24px !important;}@media screen and (max-width: 1023px){.stk-67d49fc .stk-block-heading__text{font-size:24px !important;}}<\/style><h4 class=\"stk-block-heading__text stk-block-heading--use-theme-margins\">Secure Contactless Payments<\/h4><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-subtitle stk-block-subtitle stk-block stk-0d0c37e\" data-block-id=\"0d0c37e\"><style>.stk-0d0c37e .stk-block-subtitle__text{font-size:16px !important;color:var(u002du002dstk-global-color-56986, #111111) !important;}@media screen and (max-width: 1023px){.stk-0d0c37e .stk-block-subtitle__text{font-size:16px !important;}}<\/style><p class=\"stk-block-subtitle__text stk-subtitle has-text-color has-stk-global-color-56986-color\">Apple Pay\u00ae, Samsung Pay\u00ae and Google Pay\u00ae offer contactless payment technology on supported devices<\/p><\/div>\n\n\n\n<a name=\"applynow\"><\/a><br><a href=\"#applynow\">\u00a0<\/a>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-39af5ea stk-block-background stk--has-background-overlay\" data-block-id=\"39af5ea\"><style>.stk-39af5ea {background-image:url(https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/2.jpg) !important;margin-bottom:60px !important;}.stk-39af5ea:before{opacity:0 !important;}.stk-39af5ea > .stk-separator__bottom svg{fill:var(u002du002dstk-global-color-3828, #18428f) !important;}@media screen and (max-width: 767px){.stk-39af5ea {margin-bottom:30px !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-39af5ea-column alignwide\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-0aec853\" data-v=\"4\" data-block-id=\"0aec853\"><style>.stk-0aec853 {max-width:90% !important;min-width:auto !important;margin-right:auto !important;margin-left:auto !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-0aec853-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-0aec853-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-7391ee9\" id=\"choose-the-consumer-credit-card-thats-right-for-you\" data-block-id=\"7391ee9\"><style>.stk-7391ee9 {top:20px !important;}.stk-7391ee9 .stk-block-heading__text{font-weight:700 !important;text-transform:uppercase !important;}<\/style><h2 class=\"stk-block-heading__text stk-block-heading--use-theme-margins\">Choose the Consumer credit card that&#8217;s right for you<\/h2><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-b4c25fe\" data-block-id=\"b4c25fe\"><style>.stk-b4c25fe {margin-bottom:30px !important;}.stk-b4c25fe .stk-block-text__text{font-weight:600 !important;}@media screen and (max-width: 767px){.stk-b4c25fe {top:5px !important;}}<\/style><p class=\"stk-block-text__text\">We are proud to offer you several types of credit card options that feature low APRs and the local, friendly service you have come to expect from us.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-feature-grid alignfull stk-block-feature-grid stk-block-columns stk-block stk-676171e is-style-default\" data-block-id=\"676171e\"><style>.stk-676171e-column{--stk-column-gap:15px !important;}<\/style><div class=\"stk-row stk-inner-blocks has-text-align-left stk-block-content stk-content-align stk-676171e-column alignfull\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-7967bd7 stk-block-background\" data-v=\"4\" data-block-id=\"7967bd7\"><style>.stk-7967bd7 {background-color:#ffffff !important;}.stk-7967bd7:before{background-color:#ffffff !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-7967bd7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-7967bd7-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-c7ff3bc\" id=\"a-href-https-baycoastbank-myapexcard-com-apply-pid-4010088650-target-blank-rel-noreferrer-noopener-platinum-a\" data-block-id=\"c7ff3bc\"><style>.stk-c7ff3bc .stk-block-heading__text{font-weight:900 !important;text-transform:uppercase !important;}<\/style><h3 class=\"stk-block-heading__text\"><a href=\"https:\/\/baycoastbank.myapexcard.com\/apply?pid=4010088650\" target=\"_blank\" rel=\"noreferrer noopener\">Platinum<\/a><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-46ea612\" data-block-id=\"46ea612\"><p class=\"stk-block-text__text\">Take advantage of a lower Annual Percentage Rate (APR) for anyone that carries a balance.<\/p><\/div>\n\n\n\n<p><strong>Intro Offer: <\/strong>Introductory offer of 0% APR on purchases and balance transfers for 6 months. After that, a variable 12.49% to 20.49% APR based on creditworthiness. A balance transfer fee of $10 or 3% of the amount of the transfer, whichever is greater, will apply to each balance transfer. Balance transfers are subject to available credit.<\/p>\n\n\n\n<div class=\"wp-block-stackable-expand stk-block-expand stk-block stk-ca94e94\" aria-expanded=\"false\" data-block-id=\"ca94e94\"><style>.stk-ca94e94 {margin-bottom:40px !important;}<\/style><div class=\"stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-1a2ca77 stk-block-expand__short-text\" aria-hidden=\"false\" data-block-id=\"1a2ca77\"><style>.stk-1a2ca77 .stk-block-text__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;font-weight:900 !important;}<\/style><p class=\"stk-block-text__text has-text-color has-stk-global-color-3828-color\"><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button stk-block-button is-style-link stk-block-expand__show-button stk-block stk-9471cc3\" data-block-id=\"9471cc3\"><style>.stk-9471cc3 , .stk-9471cc3 .stk-button{width:100% !important;}.stk-9471cc3 {flex:1 0 var(--stk-button-group-flex-wrap, 0) !important;}.stk-9471cc3 .stk-button .stk--inner-svg svg:last-child{margin-inline-start:10px !important;}.stk-9471cc3 .stk-button .stk--inner-svg svg:last-child, .stk-9471cc3 .stk-button .stk--inner-svg svg:last-child :is(g, path, rect, polygon, ellipse){fill:var(u002du002dstk-global-color-7995, #63b1dc) !important;}.stk-9471cc3 .stk-button__inner-text{font-size:20px !important;color:var(u002du002dstk-global-color-7995, #63b1dc) !important;line-height:1.5em !important;font-weight:900 !important;}@media screen and (max-width: 1023px){.stk-9471cc3 .stk-button__inner-text{font-size:20px !important;}}<\/style><a aria-hidden=\"false\" role=\"button\" class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#\"><span class=\"has-text-color has-stk-global-color-7995-color stk-button__inner-text\">Click Here to View All Card Features<\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-85b0d5f stk-block-expand__more-text\" aria-hidden=\"true\" data-block-id=\"85b0d5f\"><p class=\"stk-block-text__text\"><strong><span style=\"color: var(--stk-global-color-7995, #63b1dc)\" class=\"stk-highlight\">Card Features<\/span><\/strong> <br><br><strong>Features:<\/strong><br>\u2022 24\/7 customer service<br>\u2022 Zero liability protection<br>\u2022 Mastercard ID Theft Protection\u2122<br>\u2022 Mastercard Global Service\u00ae<br>\u2022 Multiple payment options, including automatic debit, in a branch, or by mail<br><br><strong>Purchase APR:<\/strong> Prime + 5.74% to Prime + 13.74% APR based on credit score.<br><br><strong>APR for Cash Advances:<\/strong> 21.00%<br><br><strong>Annual Fee:<\/strong> $0<br><br><strong>Balance Transfer Fees: <\/strong>$10 or 3% of the amount of each transfer, which ever is greater.<br><br><strong>Cash Advance Fee:<\/strong> $10 or 4% of the amount of each cash advance, which ever is greater.<br><br><strong>Foreign Transaction Fee: <\/strong>1.5% of each transaction in U.S. dollars.<br><br><strong>Late Payment Fee:<\/strong> Up to $35<br><br><strong>Return Payment Fee:<\/strong> Up to $35<br><br><strong>Overlimit Fee:<\/strong> None<br><br><a href=\"https:\/\/myapexcard.com\/preterms?pid=4010088650&amp;brand=BayCoast Bank\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Terms and Conditions<\/em> <\/a><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button stk-block-button is-style-link stk-block-expand__hide-button stk-block stk-bb0d13f\" data-block-id=\"bb0d13f\"><style>.stk-bb0d13f .stk-button__inner-text{font-size:20px !important;color:var(u002du002dstk-global-color-7995, #63b1dc) !important;font-weight:900 !important;}@media screen and (max-width: 1023px){.stk-bb0d13f .stk-button__inner-text{font-size:20px !important;}}<\/style><a aria-hidden=\"true\" role=\"button\" class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#\"><span class=\"has-text-color has-stk-global-color-7995-color stk-button__inner-text\">Show less<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-739ed9c\" data-block-id=\"739ed9c\"><style>.stk-739ed9c .stk-button-group{align-items:flex-end !important;}.stk-739ed9c {display:flex !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button is-style-plain stk-block stk-8f3e191\" data-block-id=\"8f3e191\"><style>.stk-8f3e191 .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(u002du002dstk-global-color-63884, #fbad18) !important;}.stk-8f3e191 .stk-button__inner-text{font-size:16px !important;color:var(u002du002dstk-global-color-3828, #18428f) !important;font-weight:600 !important;}@media screen and (max-width: 1023px){.stk-8f3e191 .stk-button__inner-text{font-size:16px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoastbank.myapexcard.com\/apply?pid=4010088650\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-text-color has-stk-global-color-3828-color stk-button__inner-text\">Apply Now<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-5248b12 stk-block-background\" data-v=\"4\" data-block-id=\"5248b12\"><style>.stk-5248b12 {background-color:#ffffff !important;}.stk-5248b12:before{background-color:#ffffff !important;}@media screen and (max-width: 767px){.stk-5248b12 {top:15px !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-5248b12-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-5248b12-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-c446ad9\" id=\"a-href-https-baycoastbank-myapexcard-com-apply-pid-4011088650-target-blank-rel-noreferrer-noopener-low-rate-platinum-a\" data-block-id=\"c446ad9\"><style>.stk-c446ad9 .stk-block-heading__text{font-weight:900 !important;text-transform:uppercase !important;}<\/style><h3 class=\"stk-block-heading__text\"><a href=\"https:\/\/baycoastbank.myapexcard.com\/apply?pid=4011088650\" target=\"_blank\" rel=\"noreferrer noopener\">low rate Platinum<\/a><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-cba40a0\" data-block-id=\"cba40a0\"><p class=\"stk-block-text__text\">Our lowest variable Annual Percentage Rate (APR) card is an option for those who may carry a balance from month to month. This is the perfect card to help you simplify your finances by consolidating balances.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-3c89210\" data-block-id=\"3c89210\"><p class=\"stk-block-text__text\"><strong>Intro Offer: <\/strong>No balance transfer fee in the first six months. After that, a balance transfer fee of $10 or 1% of the amount of the transfer, whichever is greater, applies thereafter. <em><a href=\"https:\/\/myapexcard.com\/preterms?pid=4011088650&amp;brand=BayCoast Bank\" target=\"_blank\" rel=\"noreferrer noopener\">Terms and Conditions<\/a><\/em><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-expand stk-block-expand stk-block stk-fb048fb\" aria-expanded=\"false\" data-block-id=\"fb048fb\"><style>.stk-fb048fb {margin-bottom:41px !important;}<\/style><div class=\"stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-ee5b6cb stk-block-expand__short-text\" aria-hidden=\"false\" data-block-id=\"ee5b6cb\"><style>.stk-ee5b6cb .stk-block-text__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;font-weight:900 !important;}<\/style><p class=\"stk-block-text__text has-text-color has-stk-global-color-3828-color\"><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button stk-block-button is-style-link stk-block-expand__show-button stk-block stk-12b9197\" data-block-id=\"12b9197\"><style>.stk-12b9197 , .stk-12b9197 .stk-button{width:100% !important;}.stk-12b9197 {flex:1 0 var(--stk-button-group-flex-wrap, 0) !important;}.stk-12b9197 .stk-button__inner-text{font-size:20px !important;color:var(u002du002dstk-global-color-7995, #63b1dc) !important;line-height:1.5em !important;font-weight:900 !important;}@media screen and (max-width: 1023px){.stk-12b9197 .stk-button__inner-text{font-size:20px !important;}}<\/style><a aria-hidden=\"false\" role=\"button\" class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#\"><span class=\"has-text-color has-stk-global-color-7995-color stk-button__inner-text\">Click Here to View All Card Features<\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-b60e89f stk-block-expand__more-text\" aria-hidden=\"true\" data-block-id=\"b60e89f\"><p class=\"stk-block-text__text\"><strong><span style=\"color: var(--stk-global-color-7995, #63b1dc)\" class=\"stk-highlight\">Card Features<\/span><\/strong><br><br><strong>Features:<\/strong><br>\u2022 24\/7 customer service<br>\u2022 Zero liability protection<br>\u2022 Mastercard ID Theft Protection\u2122 <br>\u2022 Mastercard Global Service\u00ae<br>\u2022 Multiple payment options, including automatic debit, in a branch, or by mail<br><br><strong>Purchase APR:<\/strong> Prime + 2.99%<br><br><strong>APR for Cash Advances:<\/strong> 23.99% <br><br><strong>Annual Fee:<\/strong> $99<br><br><strong>Balance Transfer Fees<\/strong>: 0% Balance Transfer Fee for six months. After that, either $10 or 1% of the amount of each transfer, which ever is greater.<br><br><strong>Cash Advance Fee:<\/strong> $10 or 4% of the amount of each cash advance, which ever is greater.<br><br><strong>Foreign Transaction Fee:<\/strong> 1.5% of each transaction in U.S. dollars.<br><br><strong>Late Payment Fee:<\/strong> None<br><br><strong>Return Payment Fee:<\/strong> Up to $35<br><br><strong>Overlimit Fee:<\/strong> None<br><br><a href=\"https:\/\/myapexcard.com\/preterms?pid=4011088650&amp;brand=BayCoast Bank\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Terms and Conditions<\/em> <\/a> <\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button stk-block-button is-style-link stk-block-expand__hide-button stk-block stk-32d52de\" data-block-id=\"32d52de\"><style>.stk-32d52de .stk-button__inner-text{font-size:20px !important;color:var(u002du002dstk-global-color-7995, #63b1dc) !important;font-weight:900 !important;}@media screen and (max-width: 1023px){.stk-32d52de .stk-button__inner-text{font-size:20px !important;}}<\/style><a aria-hidden=\"true\" role=\"button\" class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#\"><span class=\"has-text-color has-stk-global-color-7995-color stk-button__inner-text\">Show less<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-4d43081\" data-block-id=\"4d43081\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button is-style-plain stk-block stk-8d45cd3\" data-block-id=\"8d45cd3\"><style>.stk-8d45cd3 .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(u002du002dstk-global-color-63884, #fbad18) !important;}.stk-8d45cd3 .stk-button__inner-text{font-size:16px !important;color:var(u002du002dstk-global-color-3828, #18428f) !important;font-weight:600 !important;}@media screen and (max-width: 1023px){.stk-8d45cd3 .stk-button__inner-text{font-size:16px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoastbank.myapexcard.com\/apply?pid=4011088650\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-text-color has-stk-global-color-3828-color stk-button__inner-text\">Apply Now<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-5cde028 stk-block-background\" data-v=\"4\" data-block-id=\"5cde028\"><style>.stk-5cde028 {background-color:#ffffff !important;}.stk-5cde028:before{background-color:#ffffff !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-5cde028-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-5cde028-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-9857366\" id=\"a-href-https-baycoastbank-myapexcard-com-apply-pid-4010188650-target-blank-rel-noreferrer-noopener-platinum-rewards-a\" data-block-id=\"9857366\"><style>.stk-9857366 .stk-block-heading__text{font-weight:900 !important;text-transform:uppercase !important;}<\/style><h3 class=\"stk-block-heading__text\"><a href=\"https:\/\/baycoastbank.myapexcard.com\/apply?pid=4010188650\" target=\"_blank\" rel=\"noreferrer noopener\">Platinum Rewards<\/a><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-f5be299\" data-block-id=\"f5be299\"><p class=\"stk-block-text__text\">Get rewarded for every dollar you spend by earning 1% cash back on everyday spending that can be used for statement credits or a direct deposit into your checking account.<sup>1<\/sup> You\u2019ll enjoy all the benefits of our other Platinum cards and there is no limit to your cash back earnings.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-edae009\" data-block-id=\"edae009\"><p class=\"stk-block-text__text\"><strong>Intro Offer: <\/strong>Earn a $50 additional cash back bonus once you spend $1,000 in the first three months.<sup>2<\/sup> <em><a href=\"https:\/\/myapexcard.com\/preterms?pid=4010188650&amp;brand=BayCoast Bank\" target=\"_blank\" rel=\"noreferrer noopener\">Terms &amp; Conditions<\/a><\/em><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-expand stk-block-expand stk-block stk-04aaf31\" aria-expanded=\"false\" data-block-id=\"04aaf31\"><style>.stk-04aaf31 {margin-bottom:40px !important;}<\/style><div class=\"stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-2ccf7fb stk-block-expand__short-text\" aria-hidden=\"false\" data-block-id=\"2ccf7fb\"><style>.stk-2ccf7fb .stk-block-text__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;font-weight:900 !important;}<\/style><p class=\"stk-block-text__text has-text-color has-stk-global-color-3828-color\"><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button stk-block-button is-style-link stk-block-expand__show-button stk-block stk-e437845\" data-block-id=\"e437845\"><style>.stk-e437845 , .stk-e437845 .stk-button{width:100% !important;}.stk-e437845 {flex:1 0 var(--stk-button-group-flex-wrap, 0) !important;}.stk-e437845 .stk-button__inner-text{font-size:20px !important;color:var(u002du002dstk-global-color-7995, #63b1dc) !important;line-height:1.5em !important;font-weight:900 !important;}@media screen and (max-width: 1023px){.stk-e437845 .stk-button__inner-text{font-size:20px !important;}}<\/style><a aria-hidden=\"false\" role=\"button\" class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#\"><span class=\"has-text-color has-stk-global-color-7995-color stk-button__inner-text\">Click Here to View All Card Features<\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-3f16ce9 stk-block-expand__more-text\" aria-hidden=\"true\" data-block-id=\"3f16ce9\"><p class=\"stk-block-text__text\"><strong><span style=\"color: var(--stk-global-color-7995, #63b1dc)\" class=\"stk-highlight\">Card Features<\/span><\/strong> <br><br><strong>Features:<\/strong><br>\u2022 1% cash back on purchases<sup>1<\/sup><br>\u2022 24\/7 customer service<br>\u2022 Zero liability protection<br>\u2022 Mastercard ID Theft Protection\u2122 <br>\u2022 Mastercard Global Service\u00ae<br>\u2022 Multiple payment options, including automatic debit, in a branch, or by mail<br><br><strong>Purchase APR:<\/strong> Prime + 9.74% to Prime + 15.74% based on credit score.<br><br><strong>APR for Cash Advances:<\/strong> 21.00% <br><br><strong>Annual Fee:<\/strong> None<br><br><strong>Balance Transfer Fees: <\/strong>$10 or 3% of the amount of each transfer, which ever is greater.<br><br><strong>Cash Advance Fee:<\/strong> $10 or 4% of the amount of each cash advance, which ever is greater.<br><br><strong>Foreign Transaction Fee:<\/strong> 1.5% of each transaction in U.S. dollars.<br><br><strong>Late Payment Fee:<\/strong> Up to $35<br><br><strong>Return Payment Fee:<\/strong> Up to $35<br><br><strong>Overlimit Fee:<\/strong> None<br><br><a href=\"https:\/\/myapexcard.com\/preterms?pid=4010188650&amp;brand=BayCoast Bank\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Terms and Conditions<\/em><\/a><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button stk-block-button is-style-link stk-block-expand__hide-button stk-block stk-800bec3\" data-block-id=\"800bec3\"><style>.stk-800bec3 .stk-button__inner-text{font-size:20px !important;color:var(u002du002dstk-global-color-7995, #63b1dc) !important;font-weight:900 !important;}@media screen and (max-width: 1023px){.stk-800bec3 .stk-button__inner-text{font-size:20px !important;}}<\/style><a aria-hidden=\"true\" role=\"button\" class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#\"><span class=\"has-text-color has-stk-global-color-7995-color stk-button__inner-text\">Show less<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-1fa40dd\" data-block-id=\"1fa40dd\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button is-style-plain stk-block stk-9906ccc\" data-block-id=\"9906ccc\"><style>.stk-9906ccc .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(u002du002dstk-global-color-63884, #fbad18) !important;}.stk-9906ccc .stk-button__inner-text{font-size:16px !important;color:var(u002du002dstk-global-color-3828, #18428f) !important;font-weight:600 !important;}@media screen and (max-width: 1023px){.stk-9906ccc .stk-button__inner-text{font-size:16px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoastbank.myapexcard.com\/apply?pid=4010188650\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-text-color has-stk-global-color-3828-color stk-button__inner-text\">Apply Now<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-feature-grid alignfull stk-block-feature-grid stk-block-columns stk-block stk-21a17a8 is-style-default\" data-block-id=\"21a17a8\"><style>.stk-21a17a8-column{--stk-column-gap:15px !important;}<\/style><div class=\"stk-row stk-inner-blocks has-text-align-left stk-block-content stk-content-align stk-21a17a8-column alignfull\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-6943d64 stk-block-background\" data-v=\"4\" data-block-id=\"6943d64\"><style>.stk-6943d64 {background-color:#ffffff !important;}.stk-6943d64:before{background-color:#ffffff !important;}@media screen and (max-width: 767px){.stk-6943d64 {margin-bottom:30px !important;top:15px !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-6943d64-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-6943d64-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-0b8060d\" id=\"a-href-https-baycoastbank-myapexcard-com-apply-pid-4010188650-target-blank-rel-noreferrer-noopener-platinum-secured-card-a\" data-block-id=\"0b8060d\"><style>.stk-0b8060d .stk-block-heading__text{font-weight:900 !important;text-transform:uppercase !important;}<\/style><h3 class=\"stk-block-heading__text\"><a href=\"https:\/\/baycoastbank.myapexcard.com\/apply?pid=4010188650\" target=\"_blank\" rel=\"noreferrer noopener\">Platinum Secured Card<\/a><\/h3><\/div>\n\n\n\n<p>Do you need help establishing or improving your credit? Do you rely on cash, prepaid cards, or even debit cards? Those types of payments are not reported to the three main credit bureaus, Equifax, Experian, and TransUnion, and therefore have no positive impact on your credit.<\/p>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-081ac19\" data-block-id=\"081ac19\"><style>.stk-081ac19 {margin-bottom:2px !important;}<\/style><p class=\"stk-block-text__text\"><strong>How Does a Secured Credit Card Work?<\/strong><\/p><\/div>\n\n\n\n<p>There\u2019s one major difference between a secured card versus a traditional credit card. With a secured card, you pay a deposit upfront. Remember, paying your balance in full each month before your due date will not only help you avoid interest charges but assist you on your credit-building journey, because your timely payments will be reported to the major credit bureaus.<\/p>\n\n\n\n<div class=\"wp-block-stackable-expand stk-block-expand stk-block stk-df40ed9\" aria-expanded=\"false\" data-block-id=\"df40ed9\"><style>.stk-df40ed9 {margin-bottom:40px !important;}<\/style><div class=\"stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-b49bec8 stk-block-expand__short-text\" aria-hidden=\"false\" data-block-id=\"b49bec8\"><style>.stk-b49bec8 .stk-block-text__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;font-weight:900 !important;}<\/style><p class=\"stk-block-text__text has-text-color has-stk-global-color-3828-color\"><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button stk-block-button is-style-link stk-block-expand__show-button stk-block stk-d7f0654\" data-block-id=\"d7f0654\"><style>.stk-d7f0654 , .stk-d7f0654 .stk-button{width:100% !important;}.stk-d7f0654 {flex:1 0 var(--stk-button-group-flex-wrap, 0) !important;}.stk-d7f0654 .stk-button__inner-text{font-size:20px !important;color:var(u002du002dstk-global-color-7995, #63b1dc) !important;line-height:1.5em !important;font-weight:900 !important;}@media screen and (max-width: 1023px){.stk-d7f0654 .stk-button__inner-text{font-size:20px !important;}}<\/style><a aria-hidden=\"false\" role=\"button\" class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#\"><span class=\"has-text-color has-stk-global-color-7995-color stk-button__inner-text\">Click Here to View All Card Features<\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-3da563b stk-block-expand__more-text\" aria-hidden=\"true\" data-block-id=\"3da563b\"><p class=\"stk-block-text__text\"><strong><span style=\"color: var(--stk-global-color-7995, #63b1dc)\" class=\"stk-highlight\">Card Features<\/span><\/strong> <br><br><br><strong>Card Features:<br>\u2022<\/strong> No annual or hidden fees<br>\u2022 Minimum deposit required, no maximum deposit limit<br>\u2022 Credit limit secured by a security deposit<br>\u2022 Monthly credit reporting to credit bureaus to help you build or rebuild credit<br>\u2022 Real-time account access to view balance, transactions, statements and payments <br>\u2022 Set up real-time spend alerts and controls <br>\u2022 Additional cards available for authorized users at no cost<br>\u2022 Multiple payment options including automatic debit, in branch, or by mail<br><strong><br>Additional Benefits:<\/strong><br>\u2022 24\/7 customer service<br>\u2022 Zero liability protection<br>\u2022 Mastercard ID Theft Protection\u2122 <br>\u2022 Mastercard Global Service\u00ae<br>\u2022 Multiple payment options, including automatic debit, in a branch, or by mail<br><br><strong>Purchase APR: <\/strong>23.24% (This APR will vary with the market based on the Prime Rate)  <br><br><strong>APR for Cash Advances: <\/strong>23.99%  <br><br><strong>Annual Fee: <\/strong>None<strong> <\/strong><br><br><strong>Balance Transfer Fees: <\/strong>$10 or 3% of the amount of each transfer, whichever is greater.<strong><br><\/strong><br><strong>Cash Advance Fee: <\/strong>$10 or 4% of the amount of each cash advance, whichever is greater.<br><br><strong>Foreign Transaction Fee:<\/strong> 1.5% of each transaction in U.S. dollars. <br><br><strong>Late Payment Fee: <\/strong>$25 <br><br><strong>Return Payment Fee: <\/strong>$25<br><br><strong>Overlimit Fee: <\/strong>None <br><br><em>A BayCoast Bank savings account is required prior to submitting an application.<\/em><br><br><a href=\"https:\/\/url.us.m.mimecastprotect.com\/s\/VjF8CPNAAys5ZJ00f0hjIx2rGu?domain=myapexcard.com\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Terms and Conditions<\/em><\/a><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button stk-block-button is-style-link stk-block-expand__hide-button stk-block stk-f3f538e\" data-block-id=\"f3f538e\"><style>.stk-f3f538e .stk-button__inner-text{font-size:20px !important;color:var(u002du002dstk-global-color-7995, #63b1dc) !important;font-weight:900 !important;}@media screen and (max-width: 1023px){.stk-f3f538e .stk-button__inner-text{font-size:20px !important;}}<\/style><a aria-hidden=\"true\" role=\"button\" class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#\"><span class=\"has-text-color has-stk-global-color-7995-color stk-button__inner-text\">Show less<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-76591a1\" data-block-id=\"76591a1\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button is-style-plain stk-block stk-c8405ac\" data-block-id=\"c8405ac\"><style>.stk-c8405ac .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(u002du002dstk-global-color-63884, #fbad18) !important;}.stk-c8405ac .stk-button__inner-text{font-size:16px !important;color:var(u002du002dstk-global-color-3828, #18428f) !important;font-weight:600 !important;}@media screen and (max-width: 1023px){.stk-c8405ac .stk-button__inner-text{font-size:16px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoast.bank\/en\/locations\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-text-color has-stk-global-color-3828-color stk-button__inner-text\">Visit a Branch to Apply Today<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3b601d3\" data-v=\"4\" data-block-id=\"3b601d3\"><style>@media screen and (max-width: 767px){.stk-3b601d3 {margin-bottom:30px !important;top:15px !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3b601d3-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-3b601d3-inner-blocks\"><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-854fbd7 stk-block-background\" data-v=\"4\" data-block-id=\"854fbd7\"><style>.stk-854fbd7 {background-color:#ffffff !important;}.stk-854fbd7:before{background-color:#ffffff !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-854fbd7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-854fbd7-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-6ca056b\" id=\"a-href-https-baycoastbank-myapexcard-com-apply-pid-4011188770-target-blank-rel-noreferrer-noopener-world-a\" data-block-id=\"6ca056b\"><style>.stk-6ca056b .stk-block-heading__text{font-weight:900 !important;text-transform:uppercase !important;}<\/style><h3 class=\"stk-block-heading__text\"><a href=\"https:\/\/baycoastbank.myapexcard.com\/apply?pid=4011188770\" target=\"_blank\" rel=\"noreferrer noopener\">World<\/a><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-8ef2097\" data-block-id=\"8ef2097\"><p class=\"stk-block-text__text\">Open the door to the exciting world of fine dining, luxurious spas, high-end shopping experiences, live performing arts events, and more with the World Mastercard. You will earn 1% cash back on all purchases<sup>1<\/sup>, 2% for gasoline purchases and 3% for dining and travel purchases like airfare, hotel and car rental.<sup>3<\/sup><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-1ba1e60\" data-block-id=\"1ba1e60\"><p class=\"stk-block-text__text\">I<strong>ntro Offer: <\/strong>Earn a $500 cash back bonus once you spend $5,000 on purchases within the 90 days of account opening.<sup>2<\/sup> <em><a href=\"https:\/\/myapexcard.com\/preterms?pid=4011188770&amp;brand=BayCoast Bank\" target=\"_blank\" rel=\"noreferrer noopener\">Terms &amp; Conditions<\/a><\/em><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-expand stk-block-expand stk-block stk-c91ad39\" aria-expanded=\"false\" data-block-id=\"c91ad39\"><style>.stk-c91ad39 {margin-bottom:40px !important;}<\/style><div class=\"stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-abcd3e3 stk-block-expand__short-text\" aria-hidden=\"false\" data-block-id=\"abcd3e3\"><style>.stk-abcd3e3 .stk-block-text__text{color:var(u002du002dstk-global-color-3828, #18428f) !important;font-weight:900 !important;}<\/style><p class=\"stk-block-text__text has-text-color has-stk-global-color-3828-color\"><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button stk-block-button stk-block-expand__show-button is-style-link stk-block stk-f957acc\" data-block-id=\"f957acc\"><style>.stk-f957acc , .stk-f957acc .stk-button{width:100% !important;}.stk-f957acc {flex:1 0 var(--stk-button-group-flex-wrap, 0) !important;}.stk-f957acc .stk-button__inner-text{font-size:20px !important;color:var(u002du002dstk-global-color-7995, #63b1dc) !important;line-height:1.5em !important;font-weight:900 !important;}@media screen and (max-width: 1023px){.stk-f957acc .stk-button__inner-text{font-size:20px !important;}}<\/style><a aria-hidden=\"false\" role=\"button\" class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#\"><span class=\"has-text-color has-stk-global-color-7995-color stk-button__inner-text\">Click Here to View All Card Features<\/span><\/a><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-9b6b2d1 stk-block-expand__more-text\" aria-hidden=\"true\" data-block-id=\"9b6b2d1\"><p class=\"stk-block-text__text\"><strong><span style=\"color: var(--stk-global-color-7995, #63b1dc)\" class=\"stk-highlight\"> <strong><span style=\"color: var(--stk-global-color-7995, #63b1dc)\" class=\"stk-highlight\">Card Features<\/span><\/strong> <br><br> <\/span>Features: <\/strong><br>\u2022 Earn 3% cash back on travel and dining purchases, 2% cash back on gas, and 1% cash back per dollar spent on all other purchases<sup>3<\/sup><br>\u2022 24\/7 customer service<br>\u2022 Zero liability protection<br>\u2022 Mastercard ID Theft Protection\u2122<br>\u2022 Mastercard Global Service\u00ae<br>\u2022 Multiple payment options, including automatic debit, in a branch, or by mail<br><br><strong>Purchase APR:<\/strong> Prime + 9.74% to Prime + 16.49% based on credit score.<br><br><strong>APR for Cash Advances:<\/strong> 23.99% <br><br><strong>Annual Fee:<\/strong> $0 for the first year, then $95<br><br><strong>Balance Transfer Fees:<\/strong> $10 or 3% of the amount of each transfer, which ever is greater.<br><br><strong>Cash Advance Fee: <\/strong>$10 or 4% of the amount of each cash advance, which ever is greater.<br><br><strong>Foreign Transaction Fee:<\/strong> None<br><br><strong>Late Payment Fee:<\/strong> Up to $35<br><br><strong>Return Payment Fee: <\/strong>Up to $35<br><br><strong>Overlimit Fee:<\/strong> None<br><br><a href=\"https:\/\/myapexcard.com\/preterms?pid=4011188770&amp;brand=BayCoast Bank\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Terms and Conditions<\/em><\/a><\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button stk-block-button is-style-link stk-block-expand__hide-button stk-block stk-99c9b91\" data-block-id=\"99c9b91\"><style>.stk-99c9b91 .stk-button__inner-text{font-size:20px !important;color:var(u002du002dstk-global-color-7995, #63b1dc) !important;font-weight:900 !important;}@media screen and (max-width: 1023px){.stk-99c9b91 .stk-button__inner-text{font-size:20px !important;}}<\/style><a aria-hidden=\"true\" role=\"button\" class=\"stk-link stk-button stk--hover-effect-darken\" href=\"#\"><span class=\"has-text-color has-stk-global-color-7995-color stk-button__inner-text\">Show less<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-4971e5b\" data-block-id=\"4971e5b\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button is-style-plain stk-block stk-18b1c83\" data-block-id=\"18b1c83\"><style>.stk-18b1c83 .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(u002du002dstk-global-color-63884, #fbad18) !important;}.stk-18b1c83 .stk-button__inner-text{font-size:16px !important;color:var(u002du002dstk-global-color-3828, #18428f) !important;font-weight:600 !important;}@media screen and (max-width: 1023px){.stk-18b1c83 .stk-button__inner-text{font-size:16px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoastbank.myapexcard.com\/apply?pid=4011188770\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-text-color has-stk-global-color-3828-color stk-button__inner-text\">Apply Now<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-5bf4809\" data-block-id=\"5bf4809\"><style>.stk-5bf4809 {max-width:70% !important;min-width:auto !important;margin-right:auto !important;margin-bottom:50px !important;margin-left:auto !important;}@media screen and (max-width: 1023px){.stk-5bf4809 {max-width:90% !important;min-width:auto !important;}}@media screen and (max-width: 767px){.stk-5bf4809 {max-width:100% !important;min-width:auto !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-5bf4809-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c666ca2\" data-v=\"4\" data-block-id=\"c666ca2\"><style>.stk-c666ca2-container{max-width:75% !important;min-width:auto !important;margin-right:auto !important;margin-left:auto !important;}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c666ca2-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-c666ca2-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-84ac69c\" id=\"versatility-reliability-and-convenience\" data-block-id=\"84ac69c\"><style>.stk-84ac69c {margin-bottom:0px !important;top:25px !important;}<\/style><h2 class=\"stk-block-heading__text stk-block-heading--use-theme-margins\">Versatility, Reliability, and Convenience<\/h2><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-060286c\" id=\"the-right-credit-card-can-make-all-the-difference-apply-today\" data-block-id=\"060286c\"><style>.stk-060286c {top:-5px !important;}.stk-060286c .stk-block-heading__text{color:var(u002du002dstk-global-color-63884, #fbad18) !important;}@media screen and (max-width: 767px){.stk-060286c {top:5px !important;}}<\/style><h4 class=\"stk-block-heading__text has-text-color has-stk-global-color-63884-color stk-block-heading--use-theme-margins\">The right credit card can make all the difference. Apply today!<\/h4><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-edf406c\" data-block-id=\"edf406c\"><style>.stk-edf406c {margin-bottom:30px !important;}<\/style><p class=\"stk-block-text__text\">We are proud to offer credit card options that are convenient, reward your loyalty, and enable purchasing power. Visit one of our convenient locations or call us to learn more about our credit cards.<\/p><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-784b3f1\" data-v=\"4\" data-block-id=\"784b3f1\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-784b3f1-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-784b3f1-inner-blocks\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-e9b551e\" data-block-id=\"e9b551e\"><style>.stk-e9b551e .stk-img-wrapper img, .stk-e9b551e .stk-img-wrapper::after, .stk-e9b551e .stk-img-wrapper::before{mask-image:url('data:image\/svg+xml;base64,') !important;-webkit-mask-image:url('data:image\/svg+xml;base64,') !important;}<\/style><figure><span class=\"stk-img-wrapper stk-img--shape stk-image--shape-stretch\"><img decoding=\"async\" class=\"stk-img wp-image-4511\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/2022_BCB_Brochure_Consumer-Credit-Card_web.jpg\" width=\"1988\" height=\"1326\" srcset=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/2022_BCB_Brochure_Consumer-Credit-Card_web.jpg 1988w, https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/2022_BCB_Brochure_Consumer-Credit-Card_web-300x200.jpg 300w, https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/2022_BCB_Brochure_Consumer-Credit-Card_web-1024x683.jpg 1024w, https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/2022_BCB_Brochure_Consumer-Credit-Card_web-768x512.jpg 768w, https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/2022_BCB_Brochure_Consumer-Credit-Card_web-1536x1025.jpg 1536w\" sizes=\"(max-width: 1988px) 100vw, 1988px\" \/><\/span><\/figure><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-682fe7e stk-block-background\" data-block-id=\"682fe7e\"><style>@media screen and (max-width: 767px){.stk-682fe7e {max-width:100% !important;min-width:auto !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-682fe7e-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-b19efb2\" data-v=\"4\" data-block-id=\"b19efb2\"><style>.stk-b19efb2 {max-width:70% !important;min-width:auto !important;margin-right:auto !important;margin-left:auto !important;}@media screen and (max-width: 1023px){.stk-b19efb2 {max-width:90% !important;min-width:auto !important;}}@media screen and (max-width: 767px){.stk-b19efb2 {max-width:90% !important;min-width:auto !important;}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-b19efb2-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-b19efb2-inner-blocks\">\n<p style=\"font-size:14px\"><em>All credit cards subject to credit approval. Ask for details. <\/em><\/p>\n\n\n\n<p style=\"font-size:14px\"><em>\u201cMastercard\u201d and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to Benefits for specific benefit configuration. <\/em><\/p>\n\n\n\n<p style=\"font-size:14px\"><em>1. For details on Rewards Program, please visit https:\/\/baycoastbank.myapexcard.com\/#p=application\/rewardsTerms. Rewards options are subject to change without notice.<\/em><\/p>\n\n\n\n<p style=\"font-size:14px\"><em>2. Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https:\/\/baycoastbank.myapexcard.com\/#p=application\/rewardsTerms. Rewards options are subject to change without notice.<\/em><\/p>\n\n\n\n<p style=\"font-size:14px\"><em>3. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.<\/em><\/p>\n\n\n\n<p style=\"font-size:14px\"><em>Apple Pay\u00ae is a registered trademark of Apple, Inc. Samsung Pay\u00ae is a registered trademark of Samsung Electronics Co., Ltd. Google Pay\u2122 is a registered trademark of Google LLC.<\/em><\/p>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n","protected":false},"excerpt":{"rendered":"<p>We are proud to offer you several types of consumer credit card options that feature low APRs and the local, friendly service you have come to expect from us.<\/p>\n","protected":false},"author":20,"featured_media":4408,"parent":1095,"menu_order":44,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":"[]"},"class_list":["post-12330","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/Personal-Credit-Card-Page-mobile.jpg",1261,900,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/Personal-Credit-Card-Page-mobile-150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/Personal-Credit-Card-Page-mobile-300x214.jpg",300,214,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/Personal-Credit-Card-Page-mobile-768x548.jpg",768,548,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/Personal-Credit-Card-Page-mobile-1024x731.jpg",1024,731,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/Personal-Credit-Card-Page-mobile.jpg",1261,900,false],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/02\/Personal-Credit-Card-Page-mobile.jpg",1261,900,false]},"post_excerpt_stackable_v2":"<p>We are proud to offer you several types of consumer credit card options that feature low APRs and the local, friendly service you have come to expect from us.<\/p>\n","category_list_v2":"","author_info_v2":{"name":"kcaisse","url":"https:\/\/baycoast.bank\/en\/author\/kcaisse\/"},"comments_num_v2":"0 comments","publishpress_future_action":{"enabled":false,"date":"2026-05-17 00:06:33","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"translation_priority","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/pages\/12330","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/comments?post=12330"}],"version-history":[{"count":0,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/pages\/12330\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/pages\/1095"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media\/4408"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media?parent=12330"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}