{"id":34,"date":"2020-05-23T01:57:41","date_gmt":"2020-05-23T01:57:41","guid":{"rendered":"https:\/\/baycoast.bank\/?post_type=personal&#038;p=34"},"modified":"2026-01-22T14:47:32","modified_gmt":"2026-01-22T19:47:32","slug":"direct-checking","status":"publish","type":"personal","link":"https:\/\/baycoast.bank\/en\/personal\/checking\/direct-checking\/","title":{"rendered":"Direct Checking"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-ilg1P wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1094338222-min-e1618503367509.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\t\t\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\t\t\t\t\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t\t\t\t\t<div class=\"h6\">\n\n\t\t\t\t\t\t\t  \t\t\t\t\t\t\t\t    \t<a href=\"https:\/\/baycoast.bank\/personal\">Personal<\/a>\n\t\t\t\t\t\t\t    \t\t\t\t\t\t\t  \n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"primaryColor dot h6\">\u00b7<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"h6\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/en\/personal\/checking\/\">Personal Checking<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">Direct Checking<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t    \t\n\t\t\t\n\t\t\t\t<div class=\"openAccount bgBlue\">\n\t\t\t\t\t<div class=\"grain\" role=\"presentation\"><\/div>\n\t\t\t\t\t<div class=\"btn white\" role=\"button\" tabindex=\"0\">Open Account&nbsp;<span class=\"primaryColor\">+<\/span> <div class=\"backing bgPrimaryColor\"><\/div><\/div>\n\n\t\t\t\t\t<div class=\"backing bgPrimaryColor\"><\/div>\n\t\t\t\t\t\n\t\t\t\t\t<a target=\"_blank\" href=\"https:\/\/app.consumer.meridianlink.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD8Gt5F8AGMk9HZu4Ma1r7QewstuQif7nTAPMm3uYKgZZUrcvziJORDmufrcKTTwTKM9PRMPNsU1fax6WOw3lE--inNQbK1vdpv8kXJ1M1FDd\" rel=\"noopener\"><\/a>\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div> \n\n<div class=\"spacer\"><\/div><\/div>\n\n<div class=\"lazyblock-interior-content-2h4miM wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\t\t\t\n\t\t\t\t<div class=\"h3\">Cut through the complications.<\/div>\n\t\t\t  \n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\t\t\t\t\n\t\t\t\t\n\n<p>This straightforward account lets you avoid the $3 monthly service charge by receiving one direct deposit per statement cycle or maintaining an average daily balance of $1,500.<br><br>Open your Direct Checking account for just a $10 opening deposit.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading blue h5\">More details:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Free BayCoast Bank ATM\/Debit MasterCard\u00ae<\/li>\n\n\n\n<li>Free online banking with easy-to-use online bill payment<\/li>\n\n\n\n<li>Free telephone banking<\/li>\n\n\n\n<li>Free starter pack of checks<\/li>\n\n\n\n<li>$2 per withdrawal, inquiry, or transfer from a non-BayCoast ATM<\/li>\n<\/ul>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>\n\n<div class=\"lazyblock-account-benefits-Z115HWa wp-block-lazyblock-account-benefits\"><div class=\"spacer\"><\/div>\n\n<div class=\"section bgGradientBlue\" style=\"border: solid 1px #eaeaea; border-right: none; borger-left: none;\">\n\t<div class=\"plusBackground plusDesign plusLeft\"><\/div>\n\t<div class=\"grain\" role=\"presentation\"><\/div>\n\n\t<div class=\"spacer\"><\/div>\n\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"mediumWrapper benefits\">\n\t\t\t<div class=\"h2 white\">Benefits &amp; Pricing<\/div>\n\n\t\t\t<div class=\"grid benefits\" style=\"margin: 2rem 0;\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 100ms\">\n\t\t\t\t\t\t<div class=\"h5\">Monthly Maintenance Service&nbsp;Charge<\/div>\n\t\t\t\t\t\t<p>Average daily balance of $1,500.00 or one direct deposit per statement cycle waives the $3.00 monthly maintenance service charge.<\/p>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 200ms\">\n\t\t\t\t\t\t<div class=\"h5\">Minimum to Open&nbsp;Account<\/div>\n\t\t\t\t\t\t<p>$10.00<\/p>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 300ms\">\n\t\t\t\t\t\t<div class=\"h5\">Interest<\/div>\n\t\t\t\t\t\t<p>No<\/p>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 400ms\">\n\t\t\t\t\t\t<div class=\"h5\">ATM Service&nbsp;Charge<\/div>\n\t\t\t\t\t\t<p>$2 per withdrawal, inquiry, or transfer from a non-BayCoast ATM.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 500ms\">\n\t\t\t\t\t\t<div class=\"h5\">Check&nbsp;Orders<\/div>\n\t\t\t\t\t\t<p>Free Starter Pack.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t<div class=\"spacer\"><\/div>\n<\/div><\/div>\n\n<div class=\"lazyblock-looking-for-more-Z1U2ntj wp-block-lazyblock-looking-for-more\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper\">\n\t\t\t<div class=\"mediumWrapper\">\n\n\t\t\t\t<div class=\"lookingForMore\">\n\t\t\t\t\t<h4 class=\"blue h3 hide\">Looking For More?<\/h4><!--\n\t\t\t\t\t--><div class=\"moreLinkList\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/checking\/active-checking\/\"><div class=\"moreBtn hide\">Active Checking <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/checking\/preferred-checking\/\"><div class=\"moreBtn hide\">Preferred Checking <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/checking\/student-checking\/\"><div class=\"moreBtn hide\">Student Checking <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/checking\/senior-checking\/\"><div class=\"moreBtn hide\">Senior Checking <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal-banking\/compare-accounts\/\"><div class=\"moreBtn hide\">Compare Accounts <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/savings\/\"><div class=\"moreBtn hide\">Personal Savings <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>","protected":false},"excerpt":{"rendered":"<p>No service charge when daily balance and direct deposit requirements are met.<\/p>\n","protected":false},"featured_media":2146,"menu_order":17,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false},"class_list":["post-34","personal","type-personal","status-publish","has-post-thumbnail","hentry","personal_categories-checking"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1094338222-min-e1618503367509.jpg",1708,1161,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1094338222-min-e1618503367509-150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1094338222-min-e1618503367509-300x204.jpg",300,204,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1094338222-min-e1618503367509-768x522.jpg",768,522,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1094338222-min-e1618503367509-1024x696.jpg",1024,696,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1094338222-min-e1618503367509-1536x1044.jpg",1536,1044,true],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1094338222-min-e1618503367509.jpg",1708,1161,false]},"post_excerpt_stackable_v2":"<p>No service charge when daily balance and direct deposit requirements are met.<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/personal\/34","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/personal"}],"about":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/types\/personal"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media\/2146"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media?parent=34"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}