{"id":35,"date":"2020-05-23T01:58:11","date_gmt":"2020-05-23T01:58:11","guid":{"rendered":"https:\/\/baycoast.bank\/?post_type=personal&#038;p=35"},"modified":"2026-01-22T14:50:44","modified_gmt":"2026-01-22T19:50:44","slug":"preferred-checking","status":"publish","type":"personal","link":"https:\/\/baycoast.bank\/en\/personal\/checking\/preferred-checking\/","title":{"rendered":"Preferred Checking"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-Z17y2I7 wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1142166550-min-e1618505948574.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\t\t\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\t\t\t\t\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t\t\t\t\t<div class=\"h6\">\n\n\t\t\t\t\t\t\t  \t\t\t\t\t\t\t\t    \t<a href=\"https:\/\/baycoast.bank\/personal\">Personal<\/a>\n\t\t\t\t\t\t\t    \t\t\t\t\t\t\t  \n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"primaryColor dot h6\">\u00b7<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"h6\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/en\/personal\/checking\/\">Personal Checking<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">Preferred Checking<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t    \t\n\t\t\t\n\t\t\t\t<div class=\"openAccount bgBlue\">\n\t\t\t\t\t<div class=\"grain\" role=\"presentation\"><\/div>\n\t\t\t\t\t<div class=\"btn white\" role=\"button\" tabindex=\"0\">Open Account&nbsp;<span class=\"primaryColor\">+<\/span> <div class=\"backing bgPrimaryColor\"><\/div><\/div>\n\n\t\t\t\t\t<div class=\"backing bgPrimaryColor\"><\/div>\n\t\t\t\t\t\n\t\t\t\t\t<a target=\"_blank\" href=\"https:\/\/app.consumer.meridianlink.com\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD8Gt5F8AGMk9HZu4Ma1r7QewstuQif7nTAPMm3uYKgZZUrcvziJORDmufrcKTTwTKM9PRMPNsU1fax6WOw3lE--inNQbK1vdpv8kXJ1M1FDd\" rel=\"noopener\"><\/a>\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div> \n\n<div class=\"spacer\"><\/div><\/div>\n\n<div class=\"lazyblock-interior-content-1fjNft wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\t\t\t\n\t\t\t\t<div class=\"h3\">High balances earn high interest.<\/div>\n\t\t\t  \n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\t\t\t\t\n\t\t\t\t\n\n<p>Balances of $500 or more earn interest. We&#8217;ll waive the $15 monthly service charge if your combined deposit balance and mortgage loan balances average $5,000 daily.<\/p>\n\n\n\n<p>Open Preferred Checking account with a $10 initial deposit.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading blue h5\">More details:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Free blue custom creations checks<\/li>\n\n\n\n<li>Preferred CD rates<\/li>\n\n\n\n<li>Automatic qualification for a $500 overdraft line of credit.<\/li>\n\n\n\n<li>No service fees for&nbsp;non-BayCoast Bank ATMs*<\/li>\n<\/ul>\n\n\n\n<p class=\"has-small-font-size\"><em>*ATM owner may charge a separate fee.<\/em><\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>\n\n<div class=\"lazyblock-account-benefits-Z115HWa wp-block-lazyblock-account-benefits\"><div class=\"spacer\"><\/div>\n\n<div class=\"section bgGradientBlue\" style=\"border: solid 1px #eaeaea; border-right: none; borger-left: none;\">\n\t<div class=\"plusBackground plusDesign plusLeft\"><\/div>\n\t<div class=\"grain\" role=\"presentation\"><\/div>\n\n\t<div class=\"spacer\"><\/div>\n\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"mediumWrapper benefits\">\n\t\t\t<div class=\"h2 white\">Benefits &amp; Pricing<\/div>\n\n\t\t\t<div class=\"grid benefits\" style=\"margin: 2rem 0;\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 100ms\">\n\t\t\t\t\t\t<div class=\"h5\">Monthly Maintenance Service&nbsp;Charge<\/div>\n\t\t\t\t\t\t<p>Average daily balance of $5,000 in combined deposit balances &amp; mortgage loan balances (including HELOC &amp; home equity loans) waives the $15.00 monthly maintenance service charge.<\/p>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 200ms\">\n\t\t\t\t\t\t<div class=\"h5\">Minimum to Open&nbsp;Account<\/div>\n\t\t\t\t\t\t<p>$10.00<\/p>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 300ms\">\n\t\t\t\t\t\t<div class=\"h5\">Interest<\/div>\n\t\t\t\t\t\t<p>Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.<\/p>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 400ms\">\n\t\t\t\t\t\t<div class=\"h5\">ATM Service&nbsp;Charge<\/div>\n\t\t\t\t\t\t<p>None.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 500ms\">\n\t\t\t\t\t\t<div class=\"h5\">Check&nbsp;Orders<\/div>\n\t\t\t\t\t\t<p>Free Blue Custom Creations. <\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 600ms\">\n\t\t\t\t\t\t<div class=\"h5\">Other&nbsp;Features<\/div>\n\t\t\t\t\t\t<p>Preferred CD Rates; automatically quali\ufb01es for a $500.00 overdraft line of credit.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\n\t<div class=\"spacer\"><\/div>\n<\/div><\/div>\n\n<div class=\"lazyblock-looking-for-more-Z1U2ntj wp-block-lazyblock-looking-for-more\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper\">\n\t\t\t<div class=\"mediumWrapper\">\n\n\t\t\t\t<div class=\"lookingForMore\">\n\t\t\t\t\t<h4 class=\"blue h3 hide\">Looking For More?<\/h4><!--\n\t\t\t\t\t--><div class=\"moreLinkList\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/checking\/active-checking\/\"><div class=\"moreBtn hide\">Active Checking <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/checking\/direct-checking\/\"><div class=\"moreBtn hide\">Direct Checking <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/checking\/student-checking\/\"><div class=\"moreBtn hide\">Student Checking <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/checking\/senior-checking\/\"><div class=\"moreBtn hide\">Senior Checking <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal-banking\/compare-accounts\/\"><div class=\"moreBtn hide\">Compare Accounts <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/savings\/\"><div class=\"moreBtn hide\">Personal Savings <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>","protected":false},"excerpt":{"rendered":"<p>Get great discounts on loans, preferred CD rates, save on ATM service fees and more.<\/p>\n","protected":false},"featured_media":2149,"menu_order":18,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false},"class_list":["post-35","personal","type-personal","status-publish","has-post-thumbnail","hentry","personal_categories-checking"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1142166550-min-e1618505948574.jpg",1920,1065,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1142166550-min-e1618505948574-150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1142166550-min-e1618505948574-300x166.jpg",300,166,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1142166550-min-e1618505948574-768x426.jpg",768,426,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1142166550-min-e1618505948574-1024x568.jpg",1024,568,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1142166550-min-e1618505948574-1536x852.jpg",1536,852,true],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1142166550-min-e1618505948574.jpg",1920,1065,false]},"post_excerpt_stackable_v2":"<p>Get great discounts on loans, preferred CD rates, save on ATM service fees and more.<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/personal\/35","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/personal"}],"about":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/types\/personal"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media\/2149"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media?parent=35"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}