{"id":867,"date":"2020-08-05T22:01:52","date_gmt":"2020-08-05T22:01:52","guid":{"rendered":"https:\/\/baycoast.bank\/?post_type=personal&#038;p=867"},"modified":"2025-10-27T09:11:48","modified_gmt":"2025-10-27T13:11:48","slug":"heat-loan","status":"publish","type":"personal","link":"https:\/\/baycoast.bank\/en\/personal\/lending\/heat-loan\/","title":{"rendered":"HEAT Loan"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-Z1uGRec wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/resource_fixedVsAdjustable-min-e1596767061498.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\t\t\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\t\t\t\t\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t\t\t\t\t<div class=\"h6\">\n\n\t\t\t\t\t\t\t  \t\t\t\t\t\t\t\t    \t<a href=\"https:\/\/baycoast.bank\/personal\">Personal<\/a>\n\t\t\t\t\t\t\t    \t\t\t\t\t\t\t  \n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"primaryColor dot h6\">\u00b7<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"h6\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/en\/personal\/lending\/\">Lending<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">HEAT Loan<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t    \t\n\t\t\t\n\t\t\t\t<div class=\"openAccount bgBlue\">\n\t\t\t\t\t<div class=\"grain\" role=\"presentation\"><\/div>\n\t\t\t\t\t<div class=\"btn white\" role=\"button\" tabindex=\"0\">Apply Now&nbsp;<span class=\"primaryColor\">+<\/span> <div class=\"backing bgPrimaryColor\"><\/div><\/div>\n\n\t\t\t\t\t<div class=\"backing bgPrimaryColor\"><\/div>\n\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/forms.onlineaccountaccess.com\/secure\/lcn\/baycoast\/\" target=\"_blank\" rel=\"noopener\"><\/a>\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div> \n\n<div class=\"spacer\"><\/div><\/div>\n\n<div class=\"lazyblock-interior-content-zRgyH wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\t\t\t\n\t\t\t\t<div class=\"h3\">It pays to go green.<\/div>\n\t\t\t  \n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\t\t\t\t\n\t\t\t\t\n\n<p>The residential HEAT Loan Program provides customers the opportunity to apply for an interest-free loan from participating lenders to assist with the installation of qualified energy-efficient improvements in their homes or rental properties.<\/p>\n\n\n\n<p>Loans are available up to $25,000 (terms vary depending on the loan size).<\/p>\n\n\n\n<h2 class=\"wp-block-heading blue h5\">Eligible energy-efficiency improvements may include:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Weatherization improvements<\/li>\n\n\n\n<li>High efficiency heating systems<\/li>\n\n\n\n<li>High efficiency domestic hot water systems<\/li>\n\n\n\n<li>Solar hot water systems<\/li>\n\n\n\n<li>ENERGY STAR\u00ae qualified replacement windows<\/li>\n\n\n\n<li>ENERGY STAR\u00ae thermostat(s)<\/li>\n\n\n\n<li>Central Air Conditioning<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading blue h5\">How do I know if I am eligible?<\/h2>\n\n\n\n<p>Obtain a Home Energy Assessment by calling 866-527-7283 (MA) or 888-633-7947 (RI). You can request a Home Energy Assessment from a Home Assessment Vendor to determine your home\u2019s needs and how best to apply for an energy-efficient loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading blue h5\">How do I apply for a HEAT loan?<\/h2>\n\n\n\n<p>Apply above or call us at 508-678-7641 and we will guide you through the loan process. You may also contact us at 866-527-7283 (MA) or 888-633-7947 (RI) for full program application details.<\/p>\n\n\n\n<p>To learn more about the HEAT Loan Program visit <a href=\"http:\/\/www.masssave.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.masssave.com<\/a> or <a href=\"https:\/\/www.rienergy.com\" target=\"_blank\" rel=\"noopener\">https:\/\/www.rienergy.com<\/a> in Rhode Island.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>*Applicable to loan applicants in Massachusetts and Rhode Island. Loan approvals are conditional and are subject to final review. Approvals are good for 30 days and are subject to a review of additional documentation such as the applicants&#8217; current pay stubs, tax returns, proof of insurance and any other documentation and verification we may require.<\/em><\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>\n\n<div class=\"lazyblock-looking-for-more-2tun1j wp-block-lazyblock-looking-for-more\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper\">\n\t\t\t<div class=\"mediumWrapper\">\n\n\t\t\t\t<div class=\"lookingForMore\">\n\t\t\t\t\t<h4 class=\"blue h3 hide\">Looking for More?<\/h4><!--\n\t\t\t\t\t--><div class=\"moreLinkList\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/loans\/energy-efficient-loans\/\"><div class=\"moreBtn hide\">Energy Efficiency Loans <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/loans\/home-improvement-loans\/\"><div class=\"moreBtn hide\">Home Improvement Loan <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/loans\/equity-lines-loans\/\"><div class=\"moreBtn hide\">Equity Lines &#038; Loans <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/loans\/auto-loans\/\"><div class=\"moreBtn hide\">Auto Loans <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/loans\/mortgage\/\"><div class=\"moreBtn hide\">Mortgage Loans <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>","protected":false},"excerpt":{"rendered":"<p>Assists with the installation of qualified energy-efficient improvements in homes.<\/p>\n","protected":false},"featured_media":780,"menu_order":9,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false},"class_list":["post-867","personal","type-personal","status-publish","has-post-thumbnail","hentry","personal_categories-lending"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/resource_fixedVsAdjustable-min-e1596767061498.jpg",2121,1203,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/resource_fixedVsAdjustable-min-e1596767061498-150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/resource_fixedVsAdjustable-min-e1596767061498-300x170.jpg",300,170,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/resource_fixedVsAdjustable-min-e1596767061498-768x436.jpg",768,436,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/resource_fixedVsAdjustable-min-e1596767061498-1024x581.jpg",1024,581,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/resource_fixedVsAdjustable-min-e1596767061498-1536x871.jpg",1536,871,true],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/resource_fixedVsAdjustable-min-e1596767061498-2048x1162.jpg",2048,1162,true]},"post_excerpt_stackable_v2":"<p>Assists with the installation of qualified energy-efficient improvements in homes.<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/personal\/867","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/personal"}],"about":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/types\/personal"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media\/780"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media?parent=867"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}