{"id":11948,"date":"2024-06-14T13:32:03","date_gmt":"2024-06-14T17:32:03","guid":{"rendered":"https:\/\/baycoast.bank\/?p=11948"},"modified":"2024-06-14T13:32:03","modified_gmt":"2024-06-14T17:32:03","slug":"navigating-debt-collections","status":"publish","type":"post","link":"https:\/\/baycoast.bank\/en\/insights\/navigating-debt-collections\/","title":{"rendered":"Navigating Debt Collections"},"content":{"rendered":"<div class=\"lazyblock-resource-hero-Z2ujvPt wp-block-lazyblock-resource-hero\"><div class=\"noHero\" style=\"height: 10rem;\"><\/div>\n\n<div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"smallWrapper gutenberg\">\n\t    \n\t    <div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t<div class=\"h6\" style=\"margin-right: 2rem;\"><a href=\"https:\/\/baycoast.bank\/resource\/insights\">Insights<\/a><\/div>\n\t\t\t\t\t\t\n\t\t\t<div class=\"primaryColor dot h6\" style=\"transform: scale(2.2); \">\u00b7<\/div>\n\n\t\t\t<div class=\"h6\" style=\"margin-left: 2rem;\">\t\t\t\tJune 14, 2024        \n\t\t\t<\/div>\n\t\t<\/div>\n\t    \n\t    <h1 class=\"h2 blue bgWhite\" style=\"max-width: 50rem\">Navigating Debt Collections<\/h1>\n\t    \n\t    <hr style=\"margin-bottom: 7rem;\">\n\t  \n\t<\/div>\n\t\n\t<div class=\"wrapper\" style=\"justify-content: center; max-width: 90rem;\">\n\t\t<div style=\"width: 100%; position: relative;\">\n\t\t\t<img decoding=\"async\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/06\/coach-debt-collections-hero-1-scaled.jpg\" role=\"img\" aria-label=\"Navigating Debt Collections\" style=\"width: 100%; height: auto;\" \/>\n  \t\t<\/div>\n\t<\/div>\n<\/div>\n\n          <\/div>\n\n<div class=\"lazyblock-interior-content-KQzCs wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\t\t\t\n\t\t\t\t<div class=\"h3\">How It Works<\/div>\n\t\t\t  \n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\t\t\t\t\n\t\t\t\t\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-55dec40\" data-block-id=\"55dec40\"><p class=\"stk-block-text__text\">Being contacted by a debt collector is scary but not uncommon. The good news is that you have options and there are things you can do to improve your situation. This Coach session will walk you through the most important information that you need to know and help you make a plan for how to move forward. To begin the Coach session, select Get Started. Next, follow along, answer questions, and provide information when asked.<\/p><\/div>\n\n\n\n<html>\n  <head><head\/>\n  <body>\n  <div id=\"debt-collection\" class=\"__banzai-coach\"><\/div>\n\n  <script>!function(e,t){var s=\"script\",a=e.getElementsByTagName(s)[0],n=e.createElement(s);n.async=!0,n.src=\"https:\/\/banzai.org\/coach\/styles.js?subdomain=baycoastbank\",a.parentNode.insertBefore(n,a)}(document);<\/script>\n  <\/body>\n<\/html>\n\n\n\n<p class=\"has-small-font-size\"><strong><em>Disclaimer<\/em><\/strong><\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.<\/em><\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.<\/em><\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>","protected":false},"excerpt":{"rendered":"<p>Being contacted by a debt collector is scary but not uncommon. Walk through what you need to know and help make a plan today for moving forward. <\/p>\n","protected":false},"author":20,"featured_media":11949,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[39],"class_list":["post-11948","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insights"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/06\/coach-debt-collections-hero-1-scaled.jpg",2560,1007,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/06\/coach-debt-collections-hero-1-150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/06\/coach-debt-collections-hero-1-300x118.jpg",300,118,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/06\/coach-debt-collections-hero-1-768x302.jpg",768,302,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/06\/coach-debt-collections-hero-1-1024x403.jpg",1024,403,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/06\/coach-debt-collections-hero-1-1536x604.jpg",1536,604,true],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/06\/coach-debt-collections-hero-1-2048x805.jpg",2048,805,true]},"post_excerpt_stackable_v2":"<p>Being contacted by a debt collector is scary but not uncommon. Walk through what you need to know and help make a plan today for moving forward. <\/p>\n","category_list_v2":"<a href=\"https:\/\/baycoast.bank\/en\/.\/insights\/\" rel=\"category tag\">Insights<\/a>","author_info_v2":{"name":"kcaisse","url":"https:\/\/baycoast.bank\/en\/author\/kcaisse\/"},"comments_num_v2":"0 comments","publishpress_future_action":{"enabled":false,"date":"2026-05-01 02:13:21","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/posts\/11948","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/comments?post=11948"}],"version-history":[{"count":0,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/posts\/11948\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media\/11949"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media?parent=11948"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/categories?post=11948"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}