{"id":4814,"date":"2022-03-21T15:23:17","date_gmt":"2022-03-21T20:23:17","guid":{"rendered":"https:\/\/baycoast.bank\/?p=4814"},"modified":"2023-01-17T13:52:59","modified_gmt":"2023-01-17T18:52:59","slug":"what-to-do-after-a-data-breach","status":"publish","type":"post","link":"https:\/\/baycoast.bank\/en\/security\/what-to-do-after-a-data-breach\/","title":{"rendered":"What to do after a Data Breach"},"content":{"rendered":"<div class=\"lazyblock-resource-hero-ZG1A8X wp-block-lazyblock-resource-hero\"><div class=\"noHero\" style=\"height: 10rem;\"><\/div>\n\n<div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"smallWrapper gutenberg\">\n\t    \n\t    <div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t<div class=\"h6\" style=\"margin-right: 2rem;\"><a href=\"https:\/\/baycoast.bank\/resource\/security\">Security<\/a><\/div>\n\t\t\t\t\t\t\n\t\t\t<div class=\"primaryColor dot h6\" style=\"transform: scale(2.2); \">\u00b7<\/div>\n\n\t\t\t<div class=\"h6\" style=\"margin-left: 2rem;\">\t\t\t\tMarch 21, 2022        \n\t\t\t<\/div>\n\t\t<\/div>\n\t    \n\t    <h1 class=\"h2 blue bgWhite\" style=\"max-width: 50rem\">What to do after a Data Breach<\/h1>\n\t    \n\t    <hr style=\"margin-bottom: 7rem;\">\n\t  \n\t<\/div>\n\t\n\t<div class=\"wrapper\" style=\"justify-content: center; max-width: 90rem;\">\n\t\t<div style=\"width: 100%; position: relative;\">\n\t\t\t<img decoding=\"async\" src=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/03\/What-to-do-after-a-Data-Breach.jpg\" role=\"img\" aria-label=\"What to do after a Data Breach\" style=\"width: 100%; height: auto;\" \/>\n  \t\t<\/div>\n\t<\/div>\n<\/div>\n\n          <\/div>\n\n<div class=\"lazyblock-interior-content-2jkKVd wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\t\t\t\n\t\t\t\t<div class=\"h3\">We live in a vibrant digital age.  While the advantages of technology allow us great benefits and efficiencies in our lives, they can also bring dangerous security risks. <\/div>\n\t\t\t  \n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\t\t\t\t\n\t\t\t\t\n\n<p>Computer-related crimes are on the rise, targeting consumers and businesses alike. Safeguarding our personal and financial information from cyber threats is extremely important, especially when it comes to identity theft.<\/p>\n\n\n\n<p>Many of us have protections in place, such as firewall security and anti-malware software, to try and prevent scammers from targeting our computers and gaining unauthorized access.<\/p>\n\n\n\n<p>But even the best protections can fail against a cyber attack. Information that can be compromised in an attack may include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Usernames and passwords<\/li>\n\n\n\n<li>Email addresses<\/li>\n\n\n\n<li>Phone Numbers and Home Addresses<\/li>\n\n\n\n<li>Birthdays<\/li>\n\n\n\n<li>Social Security Numbers<\/li>\n\n\n\n<li>Driver\u2019s License Numbers<\/li>\n\n\n\n<li>Credit Card or Debit Card Numbers<\/li>\n\n\n\n<li>Bank Account Information<\/li>\n<\/ul>\n\n\n\n<p><strong>What can individuals and businesses do to reduce the impact of a data breach?&nbsp; The Federal Trade Commission (FTC) recommends following the steps below.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-817a25e\" data-block-id=\"817a25e\"><style>.stk-817a25e{height:15px !important}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block stk-cb374fd\" data-block-id=\"cb374fd\"><style>.stk-cb374fd{margin-bottom:0px !important}.stk-cb374fd .stk-block-heading__text{color:var(--stk-global-color-3828,#18428f) !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-stk-global-color-3828-color\"><strong>FOR CONSUMERS IMPACTED BY A DATA BREACH<\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-d8ed0ed\" data-block-id=\"d8ed0ed\"><style>.stk-d8ed0ed{height:15px !important}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block stk-922583a\" data-block-id=\"922583a\"><style>.stk-922583a .stk-block-heading__text{color:var(--stk-global-color-63884,#fbad18) !important}<\/style><h4 class=\"stk-block-heading__text has-text-color has-stk-global-color-63884-color\"><strong>1) Contact your bank immediately<\/strong><\/h4><\/div>\n\n\n\n<ul class=\"wp-block-list\" type=\"1\">\n<li>Check for any unusual activity on all your accounts.&nbsp;<\/li>\n\n\n\n<li>Check your statements regularly for potentially fraudulent activity.<\/li>\n\n\n\n<li>Report any unusual activity right away.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block stk-1dd9998\" data-block-id=\"1dd9998\"><style>.stk-1dd9998 .stk-block-heading__text{color:var(--stk-global-color-63884,#fbad18) !important}<\/style><h4 class=\"stk-block-heading__text has-text-color has-stk-global-color-63884-color\"><strong>2) Report It<\/strong><\/h4><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you\u2019re a victim of identity theft, file a police report and an Identity Theft Report with the Federal Trade Commission at IdentityTheft.gov<\/li>\n\n\n\n<li>This establishes a legal record of theft and will help in case someone does attempt to use your social security number to commit fraud.&nbsp;<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block stk-75ca4f1\" data-block-id=\"75ca4f1\"><style>.stk-75ca4f1 .stk-block-heading__text{color:var(--stk-global-color-63884,#fbad18) !important}<\/style><h4 class=\"stk-block-heading__text has-text-color has-stk-global-color-63884-color\"><strong>3) Place a Fraud Alert on Credit Reports<\/strong><\/h4><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Place a fraud alert by contacting any one of the three credit bureaus \u2013 Equifax, Experian, or TransUnion.\n<ul class=\"wp-block-list\">\n<li>You don\u2019t need to contact all three.&nbsp; The credit bureau you reached out to must tell the other two you have placed a fraud alert on your credit report.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>A fraud alert requires potential creditors to contact you, the consumer, to obtain permission to open new accounts or lines of credit.<\/li>\n\n\n\n<li>When you place a fraud alert, you can get a free copy of your credit report from each of the three credit bureaus.<\/li>\n\n\n\n<li>A fraud alert lasts for one year, after which time you can renew it.\n<ul class=\"wp-block-list\">\n<li>Extended fraud alerts are available, but only if you\u2019ve had your identity stolen, have filed a police report and completed an FTC identity theft report at IdentityTheft.gov<\/li>\n\n\n\n<li>When you place an extended fraud alert, you are allowed a free credit report from each of the credit bureaus twice within one year from the time you placed the alert.<\/li>\n\n\n\n<li>An extended fraud alert lasts seven years.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>The cost is free for both types of fraud alerts.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block stk-e873101\" data-block-id=\"e873101\"><style>.stk-e873101 .stk-block-heading__text{color:var(--stk-global-color-63884,#fbad18) !important}<\/style><h4 class=\"stk-block-heading__text has-text-color has-stk-global-color-63884-color\"><strong>4) Place a Credit Freeze on Credit Reports<\/strong><\/h4><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A credit freeze restricts access to your account, so that you, or others, won\u2019t be able to open new accounts in your name while the freeze is in place.&nbsp;<\/li>\n\n\n\n<li>You can temporarily lift the credit freeze if circumstances arise where you need to apply for credit.<\/li>\n\n\n\n<li>To place a credit freeze, you must contact each of the three credit bureaus, Equifax, Experian, and TransUnion.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block stk-cc17251\" data-block-id=\"cc17251\"><style>.stk-cc17251 .stk-block-heading__text{color:var(--stk-global-color-63884,#fbad18) !important}<\/style><h4 class=\"stk-block-heading__text has-text-color has-stk-global-color-63884-color\"><strong>5) Check Your Credit Report Annually<\/strong><\/h4><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Consumers are entitled by law to a free credit report from each of the credit bureaus once per year.<\/li>\n\n\n\n<li>Review your reports annually to ensure all your credit information is accurate and up to date.<\/li>\n\n\n\n<li>The credit bureaus offer a <a href=\"https:\/\/www.annualcreditreport.com\/index.action\" target=\"_blank\" rel=\"noreferrer noopener\">centralized, authorized website<\/a> to order free credit reports, or you can call 1-877-322-8228.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-56d6b0f\" data-block-id=\"56d6b0f\"><style>.stk-56d6b0f{height:25px !important}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block stk-ae7f453\" data-block-id=\"ae7f453\"><h3 class=\"stk-block-heading__text\"><strong>FOR BUSINESSES IMPACTED BY A DATA BREACH<\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block stk-74fa1f9\" data-block-id=\"74fa1f9\"><style>.stk-74fa1f9 .stk-block-heading__text{color:var(--stk-global-color-63884,#fbad18) !important}<\/style><h4 class=\"stk-block-heading__text has-text-color has-stk-global-color-63884-color\"><strong>1) Secure Operations<\/strong><\/h4><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Secure physical areas potentially related to the breach.&nbsp;<\/li>\n\n\n\n<li>Closely monitor all entry and exit points.<\/li>\n\n\n\n<li>Secure and lock these areas, restrict access, and change access codes if needed.<\/li>\n\n\n\n<li>Update credentials and passwords for authorized users.<\/li>\n\n\n\n<li>If a hacker stole credentials, put new ones in place, even if the hacker\u2019s tools have been removed.<\/li>\n\n\n\n<li>Mobilize your internal breach response team to prevent additional data loss.\n<ul class=\"wp-block-list\">\n<li>Depending on the size and nature of your company, your breach response team may include forensics, legal, information security, information technology, operations, human resources, and management.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block stk-0cddad0\" data-block-id=\"0cddad0\"><style>.stk-0cddad0 .stk-block-heading__text{color:var(--stk-global-color-63884,#fbad18) !important}<\/style><h4 class=\"stk-block-heading__text has-text-color has-stk-global-color-63884-color\"><strong>2) Fix Vulnerabilities<\/strong><\/h4><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Take affected equipment offline immediately.<\/li>\n\n\n\n<li>Check with external service providers to ensure they were not compromised.<\/li>\n\n\n\n<li>Work with forensics experts:\n<ul class=\"wp-block-list\">\n<li>Determine who had access to the data at the time of the breach.<\/li>\n\n\n\n<li>Verify the type of information compromised and the number of people impacted.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block stk-281b042\" data-block-id=\"281b042\"><style>.stk-281b042 .stk-block-heading__text{color:var(--stk-global-color-63884,#fbad18) !important}<\/style><h4 class=\"stk-block-heading__text has-text-color has-stk-global-color-63884-color\"><strong>3) Have a Communications Plan<\/strong><\/h4><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you haven\u2019t already, create a comprehensive plan that reaches all impacted parties.\n<ul class=\"wp-block-list\">\n<li>This includes employees, customers, investors, business partners and stakeholders.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Don\u2019t withhold key details about the breach that may help consumers protect themselves.<\/li>\n\n\n\n<li>Don\u2019t publicly share information that might put consumers at further risk.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block stk-ee8fbb6\" data-block-id=\"ee8fbb6\"><style>.stk-ee8fbb6 .stk-block-heading__text{color:var(--stk-global-color-63884,#fbad18) !important}<\/style><h4 class=\"stk-block-heading__text has-text-color has-stk-global-color-63884-color\"><strong>4) Notify Appropriate Parties<\/strong><\/h4><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>This includes your local police department.\n<ul class=\"wp-block-list\">\n<li>Report your situation and the potential risk for identity theft<\/li>\n\n\n\n<li>The sooner local law enforcement is made aware of a breach, the more effective they can be to assist.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>For further assistance investigating information compromises, contact the local FBI office or the U.S. Secret Service.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block stk-d8a0b1f\" data-block-id=\"d8a0b1f\"><style>.stk-d8a0b1f .stk-block-heading__text{color:var(--stk-global-color-63884,#fbad18) !important}<\/style><h4 class=\"stk-block-heading__text has-text-color has-stk-global-color-63884-color\"><strong>5) Did the Breach Involve Personal Health Records?<\/strong><\/h4><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Check if you\u2019re covered by the Health Breach Notification Rule.&nbsp; If so, you must notify the FTC and, in some cases, the media.<\/li>\n\n\n\n<li>For additional resources regarding health breaches, <a href=\"https:\/\/www.ftc.gov\/business-guidance\/resources\/complying-ftcs-health-breach-notification-rule-0\" target=\"_blank\" rel=\"noopener\">visit this site.<\/a><\/li>\n<\/ul>\n\n\n\n<p><strong>To learn more about how to respond after a data breach, please visit the Federal Trade Commission\u2019s website at<a href=\"https:\/\/www.ftc.gov\/.\" target=\"_blank\" rel=\"noreferrer noopener\"> ftc.gov<\/a><\/strong><\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>","protected":false},"excerpt":{"rendered":"<p>What can individuals and businesses do to reduce the impact of a data breach?  The Federal Trade Commission (FTC) recommends following the steps.<\/p>\n","protected":false},"author":13,"featured_media":4815,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[12],"class_list":["post-4814","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-security"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/03\/What-to-do-after-a-Data-Breach.jpg",1573,920,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/03\/What-to-do-after-a-Data-Breach-150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/03\/What-to-do-after-a-Data-Breach-300x175.jpg",300,175,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/03\/What-to-do-after-a-Data-Breach-768x449.jpg",768,449,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/03\/What-to-do-after-a-Data-Breach-1024x599.jpg",1024,599,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/03\/What-to-do-after-a-Data-Breach-1536x898.jpg",1536,898,true],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2022\/03\/What-to-do-after-a-Data-Breach.jpg",1573,920,false]},"post_excerpt_stackable_v2":"<p>What can individuals and businesses do to reduce the impact of a data breach?  The Federal Trade Commission (FTC) recommends following the steps.<\/p>\n","category_list_v2":"<a href=\"https:\/\/baycoast.bank\/en\/.\/security\/\" rel=\"category tag\">Security<\/a>","author_info_v2":{"name":"","url":"https:\/\/baycoast.bank\/en\/author\/"},"comments_num_v2":"0 comments","publishpress_future_action":{"enabled":false,"date":"2026-05-20 13:54:01","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/posts\/4814","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/comments?post=4814"}],"version-history":[{"count":0,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/posts\/4814\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media\/4815"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/media?parent=4814"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/baycoast.bank\/en\/wp-json\/wp\/v2\/categories?post=4814"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}