Open a Direct Checking Account

and get up to$250!*

Open a Direct Checking Account and get up to $250*

Act now. Use promotion code BC250.

As a community bank chartered in 1851, BayCoast Bank is proud to provide financial products and services to the people and businesses of southeastern Massachusetts and Rhode Island. Through all phases of your life from personal banking to business services, BayCoast Bank has you covered.

*Receive up to $250 with Direct Checking.  Minimum opening deposit is $10.00.  Average daily balance of $1,500.00 or one direct deposit per statement cycle waives the $3.00 monthly maintenance service charge.  Offer valid for new accounts opened by 12/31/2021.  Must be 18 years or older to open an account.  Customer must not have had an open BayCoast Bank Checking account within the last 6 months.  Customer has 90 days after account opening to take the necessary action(s) to qualify for the incentive(s).  Starter checks will be provided at no cost following account opening upon request and the safe deposit box credit will be applied directly toward annual rent at the time of box rental.  Other incentive(s) will be credited to the account within 90 days of qualification and account must be open and in good standing.  Present this offer in person at account opening or enter the promotion code during the online account opening process to be eligible for this offer.  Only one account is eligible for this offer.  Offer is exclusive, nontransferable, cannot be combined with any other offer, and is subject to change at any time.  Employees of BayCoast Bank and its subsidiaries are not eligible.  To qualify for the $100.00 direct deposit incentive, customer must receive one or more direct deposits for 3 consecutive months that total $250.00 or more each month.  Direct deposits are automatic electronic deposits made through the ACH network to your account by someone else, such as an employer issuing payroll or a government or retirement plan paying benefits. It may not include deposits to your account that are made by an individual using online banking, an Internet payment provider, or a merchant advancing payroll using a debit card.   To qualify for the $50.00 debit card incentive, customer must make 12 point of sale debit card purchases each of $5.00 or more within 90 days.  ATM transactions do not qualify as debit card purchases.  Enrollment in online banking is required to sign-up for eStatements make bill payments and perform mobile deposits.  Safe deposit boxes are not available at all branch locations and availability varies by branch.