{"id":9377,"date":"2020-08-05T16:35:44","date_gmt":"2020-08-05T20:35:44","guid":{"rendered":"https:\/\/baycoast.bank\/community\/community-reinvestment-act\/"},"modified":"2025-07-14T14:51:33","modified_gmt":"2025-07-14T18:51:33","slug":"community-reinvestment-act","status":"publish","type":"community","link":"https:\/\/baycoast.bank\/pt-pt\/community\/community-reinvestment-act\/","title":{"rendered":"Community Reinvestment Act"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-Z2ohCsa wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\t\t\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\t\t\t\t\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t\t\t\t\t<div class=\"h6\">\n\n\t\t\t\t\t\t\t  \t\t\t\t\t\t\t\t    \t<a href=\"https:\/\/baycoast.bank\/community\">Community<\/a>\n\t\t\t\t\t\t\t    \t\t\t\t\t\t\t  \n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">Community Reinvestment Act<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t    \t\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div> \n\n<div class=\"spacer\"><\/div><\/div><div class=\"lazyblock-interior-content-ZqISRx wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\t\t\t\n\t\t\t\t<div class=\"h3\">A Community Reinvestment Act (CRA) obriga \u00e0 avalia\u00e7\u00e3o da performance de um banco na sua capacidade de responder \u00e0s necessidades de cr\u00e9dito da comunidade.<\/div>\n\t\t\t  \n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\t\t\t\t\n\t\t\t\t\n\n<p>Esta avalia\u00e7\u00e3o \u00e9 tida em considera\u00e7\u00e3o pelo Comiss\u00e1rio dos Bancos quando decide sobre determinados pedidos que sejam apresentados.<\/p>\n\n\n\n<p>As informa\u00e7\u00f5es importantes sobre a aplica\u00e7\u00e3o desta lei est\u00e3o publicadas \u00e0 entrada de cada um dos nossos balc\u00f5es.<\/p>\n\n\n\n<p>C\u00f3pias da Declara\u00e7\u00e3o CRA atual do Banco est\u00e3o dispon\u00edveis em qualquer um dos escrit\u00f3rios do BayCoast Bank e no nosso website.  <\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-1112b9e\" data-block-id=\"1112b9e\"><style>.stk-1112b9e {margin-bottom:40px !important;}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-721b094\" data-block-id=\"721b094\"><style>.stk-721b094 .stk-button{background:var(--stk-global-color-63884, #fbad18) !important;}.stk-721b094 .stk-button__inner-text{font-size:15px !important;}@media screen and (max-width: 1023px){.stk-721b094 .stk-button__inner-text{font-size:15px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoast.bank\/pt-pt\/ficheiro-publico-cra\/\"><span class=\"stk-button__inner-text\"><strong>V\u00ea os ficheiros p\u00fablicos da CRA aqui<\/strong><\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<p>Se ap\u00f3s uma avalia\u00e7\u00e3o da Declara\u00e7\u00e3o CRA pretender comentar a Declara\u00e7\u00e3o ou o desempenho do Banco na sua capacidade de resposta \u00e0s necessidades de cr\u00e9dito da comunidade, por enviar o seu coment\u00e1rio por escrito para um dos seguintes balc\u00f5es:<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Monique L. Campeau<br\/><\/strong>Vice President<br\/>Fair Banking and CRA Officer<br\/>BayCoast Bank<br\/>P.O. Box 1311<br\/>Fall River, MA 02722-1311<\/p>\n\n\n\n<p><strong>Diretor Regional<\/strong><br\/>Division of Supervision &amp; Consumer Protection<br\/>FDIC New York Regional Office<br\/>350 Fifth Avenue, Suite 1200<br\/>New York, NY 10118<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><strong>Commonwealth of Massachusetts<\/strong><br\/>Office of the Commissioner of Banks<br\/>One Federal Street, Suite 710<br\/>Boston, MA 02110-2012<\/p>\n<\/div>\n<\/div>\n\n\n\n<p>Se escreveres \u00e0 FDIC, ou ao Fair Banking and CRA Officer do BayCoast Bank, as cartas, juntamente com qualquer resposta do Banco, podem ser tornadas p\u00fablicas. Um arquivo de todos os coment\u00e1rios escritos assinados recebidos por n\u00f3s nos \u00faltimos dois anos, juntamente com quaisquer respostas que tenhamos dado a esses coment\u00e1rios, est\u00e1 dispon\u00edvel para tua an\u00e1lise no link View CRA Public Files Here acima.  Este ficheiro inclui ainda a atual avalia\u00e7\u00e3o CRA do Banco, juntamente com as Declara\u00e7\u00f5es CRA dos \u00faltimos dois anos e a nossa Declara\u00e7\u00e3o Home Mortgage Disclosure Act.<\/p>\n\n\n\n<p>Tamb\u00e9m est\u00e3o dispon\u00edveis para inspe\u00e7\u00e3o no One Federal Street, em Boston, os coment\u00e1rios recebidos pelo Comiss\u00e1rio sobre as declara\u00e7\u00f5es CRA do Banco. Os coment\u00e1rios referentes \u00e0s Declara\u00e7\u00f5es do Banco, recebidas pelo gabinete regional da FDIC, est\u00e3o dispon\u00edveis para consulta na seguinte morada: 15 Braintree Hill Office Park, Suite 100, Braintree, MA 02184.<\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>","protected":false},"featured_media":6000,"parent":0,"menu_order":8,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false},"class_list":["post-9377","community","type-community","status-publish","has-post-thumbnail","hentry"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185.jpg",1920,1214,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185-150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185-300x190.jpg",300,190,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185-768x486.jpg",768,486,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185-1024x647.jpg",1024,647,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185-1536x971.jpg",1536,971,true],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2021\/04\/iStock-1152603342-min-e1618505790185.jpg",1920,1214,false]},"post_excerpt_stackable_v2":"<p>Community Community Reinvestment Act A Community Reinvestment Act (CRA) obriga \u00e0 avalia\u00e7\u00e3o da performance de um banco na sua capacidade de responder \u00e0s necessidades de cr\u00e9dito da comunidade. Esta avalia\u00e7\u00e3o \u00e9 tida em considera\u00e7\u00e3o pelo Comiss\u00e1rio dos Bancos quando decide sobre determinados pedidos que sejam apresentados. As informa\u00e7\u00f5es importantes sobre a aplica\u00e7\u00e3o desta lei est\u00e3o publicadas \u00e0 entrada de cada um dos nossos balc\u00f5es. C\u00f3pias da Declara\u00e7\u00e3o CRA atual do Banco est\u00e3o dispon\u00edveis em qualquer um dos escrit\u00f3rios do BayCoast Bank e no nosso website. V\u00ea os ficheiros p\u00fablicos da CRA aqui Se ap\u00f3s uma avalia\u00e7\u00e3o da Declara\u00e7\u00e3o CRA pretender&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/community\/9377","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/community"}],"about":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/types\/community"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/media\/6000"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/media?parent=9377"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}