{"id":11847,"date":"2024-03-15T11:37:07","date_gmt":"2024-03-15T15:37:07","guid":{"rendered":"https:\/\/baycoast.bank\/recursos\/calculadora-de-refinanciamento-de-hipoteca\/"},"modified":"2024-05-31T12:02:05","modified_gmt":"2024-05-31T16:02:05","slug":"calculadora-de-refinanciamento-de-hipoteca","status":"publish","type":"page","link":"https:\/\/baycoast.bank\/pt-pt\/recursos\/calculadora-de-refinanciamento-de-hipoteca\/","title":{"rendered":"Calculadora de refinanciamento de hipoteca"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-M4pJC wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/Calculator-Header.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\t\t\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\t\t\t\t\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t\t\t\t\t<div class=\"h6\">\n\n\t\t\t\t\t\t\t  \t\t\t\t\t\t\t\t    \t<a href=\"https:\/\/baycoast.bank\/pt-pt\/recursos\/\">Recursos<\/a>\n\t\t\t\t\t\t\t    \t\t\t\t\t\t\t  \n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">Calculadora de refinanciamento de hipoteca<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t    \t\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div> \n\n<div class=\"spacer\"><\/div><\/div><div class=\"lazyblock-interior-content-Z1VU1TV wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\t\t\t\n\t\t\t\t<div class=\"h3\">Quando as taxa de juro descem ou o valor de mercado aumenta, \u00e9 um bom momento para pensar num refinanciamento.<\/div>\n\t\t\t  \n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\t\t\t\t\n\t\t\t\t\n\n<p>Primeiro, introduza o saldo do empr\u00e9stimo, presta\u00e7\u00e3o mensal e taxa de juro do seu empr\u00e9stimo atual. Em seguida, selecione um objetivo: pretende reduzir a dura\u00e7\u00e3o do prazo ou as presta\u00e7\u00f5es mensais? Ajuste a dura\u00e7\u00e3o do prazo, a taxa de juro, o montante de cash out e os custos de transa\u00e7\u00e3o para o novo empr\u00e9stimo. Saiba como estes fatores influenciam os seus custos totais, quanto pode poupar e quando atinge o ponto de equil\u00edbrio entre a poupan\u00e7a mensal face aos custos de refinanciamento.<\/p>\n\n\n\n\n  \n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-4ec4bb5\" data-block-id=\"4ec4bb5\"><\/div>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-36bb055 is-style-plain\" data-block-id=\"36bb055\"><style>.stk-36bb055{border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:1px !important;border-left-width:0px !important;padding-bottom:24px !important}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ce53370 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"ce53370\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ce53370-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ce53370-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-20b79fc\" data-block-id=\"20b79fc\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-782447d\" id=\"disclaimer\" data-block-id=\"782447d\"><h5 class=\"stk-block-heading__text\">Exonera\u00e7\u00e3o de responsabilidade<\/h5><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-4d3a15c\" data-block-id=\"4d3a15c\"><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><lineargradient id=\"linear-gradient-4d3a15c\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-4-d-3-a-15-c-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-4-d-3-a-15-c-color-2)\"><\/stop><\/lineargradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-79d9992 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"79d9992\"><style>.stk-79d9992-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-79d9992-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-79d9992-inner-blocks\">\n<p><em>Embora esperemos que considere este conte\u00fado \u00fatil, serve apenas como ponto de partida. O seu pr\u00f3ximo passo \u00e9 falar com um profissional autorizado e qualificado que pode prestar aconselhamento personalizado de acordo com a sua situa\u00e7\u00e3o individual. Nada neste artigo, nem em qualquer recurso associado, deve ser interpretado como aconselhamento financeiro ou jur\u00eddico. Al\u00e9m disso, embora tenhamos desenvolvido todos os esfor\u00e7os de boa-f\u00e9 para garantir que as informa\u00e7\u00f5es apresentadas estavam corretas \u00e0 data em que os conte\u00fados foram preparados, n\u00e3o podemos garantir que continuem a ser exatas \u00e0 data atual.<\/em><\/p>\n\n\n\n<p><em>Nem a Banzai, nem os seus parceiros patrocinadores oferecem quaisquer garantias ou declara\u00e7\u00f5es sobre a precis\u00e3o, aplicabilidade, integralidade ou adequa\u00e7\u00e3o para qualquer objetivo espec\u00edfico da informa\u00e7\u00e3o aqui contida. A Banzai e os seus parceiros patrocinadores renunciam expressamente a qualquer responsabilidade resultante da utiliza\u00e7\u00e3o correta ou incorreta destes materiais e, ao visitar este website, concorda em isentar a Banzai e os seus parceiros patrocinadores de qualquer tipo de responsabilidade. N\u00e3o dependa da informa\u00e7\u00e3o fornecida neste conte\u00fado quando tomar decis\u00f5es em rela\u00e7\u00e3o a assuntos financeiros ou legais, sem antes consultar um profissional autorizado e qualificado.<\/em><\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":20,"featured_media":11204,"parent":7057,"menu_order":28,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-11847","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/Calculator-Header.jpg",1920,800,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/Calculator-Header-150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/Calculator-Header-300x125.jpg",300,125,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/Calculator-Header-768x320.jpg",768,320,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/Calculator-Header-1024x427.jpg",1024,427,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/Calculator-Header-1536x640.jpg",1536,640,true],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/Calculator-Header.jpg",1920,800,false]},"post_excerpt_stackable_v2":"<p>Recursos Calculadora de refinanciamento de hipoteca Quando as taxa de juro descem ou o valor de mercado aumenta, \u00e9 um bom momento para pensar num refinanciamento. Primeiro, introduza o saldo do empr\u00e9stimo, presta\u00e7\u00e3o mensal e taxa de juro do seu empr\u00e9stimo atual. Em seguida, selecione um objetivo: pretende reduzir a dura\u00e7\u00e3o do prazo ou as presta\u00e7\u00f5es mensais? Ajuste a dura\u00e7\u00e3o do prazo, a taxa de juro, o montante de cash out e os custos de transa\u00e7\u00e3o para o novo empr\u00e9stimo. Saiba como estes fatores influenciam os seus custos totais, quanto pode poupar e quando atinge o ponto de equil\u00edbrio entre&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"kcaisse","url":"https:\/\/baycoast.bank\/pt-pt\/author\/kcaisse\/"},"comments_num_v2":"0 comments","publishpress_future_action":{"enabled":false,"date":"2026-04-23 22:56:59","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"translation_priority","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/pages\/11847","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/comments?post=11847"}],"version-history":[{"count":0,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/pages\/11847\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/pages\/7057"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/media\/11204"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/media?parent=11847"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}