{"id":11919,"date":"2024-03-18T15:36:55","date_gmt":"2024-03-18T19:36:55","guid":{"rendered":"https:\/\/baycoast.bank\/ficheiro-publico-cra\/"},"modified":"2025-07-14T14:44:04","modified_gmt":"2025-07-14T18:44:04","slug":"ficheiro-publico-cra","status":"publish","type":"page","link":"https:\/\/baycoast.bank\/pt-pt\/ficheiro-publico-cra\/","title":{"rendered":"Ficheiro p\u00fablico CRA"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-Z2aoHku wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/CRA-Header-.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\t\t\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\t\t\t\t\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">Ficheiro p\u00fablico CRA<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t    \t\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div> \n\n<div class=\"spacer\"><\/div><\/div><div class=\"lazyblock-interior-content-Z2jmN4W wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\t\t\t\n\t\t\t\t<div class=\"h3\">V\u00ea de perto como o BayCoast Bank est\u00e1 a trabalhar ativamente para a melhoria das nossas comunidades.<\/div>\n\t\t\t  \n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\t\t\t\t\n\t\t\t\t\n\n<p>O BayCoast Bank defende os princ\u00edpios do Community Reinvestment Act (CRA) e dedica-se a promover o desenvolvimento da comunidade. Em conformidade com os regulamentos CRA, mantemos um ficheiro p\u00fablico CRA abrangente, que \u00e9 atualizado regularmente e disponibilizado para inspe\u00e7\u00e3o p\u00fablica mediante pedido. A partir de 1 de abril do corrente ano, o nosso ficheiro p\u00fablico CRA completo est\u00e1 acess\u00edvel abaixo, proporcionando-te um acesso conveniente a informa\u00e7\u00f5es sobre os nossos esfor\u00e7os de reinvestimento na comunidade.  <\/p>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-8f92703\" data-block-id=\"8f92703\"><\/div>\n\n\n\n<div class=\"wp-block-kadence-infobox kt-info-box11215_74a2a0-be\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\" href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/CRA-Performance-Evaluation.pdf\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span data-name=\"fe_fileText\" data-stroke=\"2\" data-class=\"kt-info-svg-icon\" class=\"kadence-dynamic-icon\"><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h5 class=\"kt-blocks-info-box-title\">Avalia\u00e7\u00e3o mais recente do desempenho do CRA<\/h5><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/a><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-24ee94e\" data-block-id=\"24ee94e\"><style>.stk-24ee94e {height:25px !important;}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-aec4c2b is-style-bar\" data-block-id=\"aec4c2b\"><style>.stk-aec4c2b hr.stk-block-divider__hr{background:var(--stk-global-color-63884, #fbad18) !important;border-radius:calc(4px \/ 2) !important;height:4px !important;width:7% !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-c0aa90f\" data-block-id=\"c0aa90f\"><style>.stk-c0aa90f {height:25px !important;}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-4cdd258\" id=\"assessment-area-maps-amp-census-data\" data-block-id=\"4cdd258\"><h4 class=\"stk-block-heading__text has-text-align-center\">Mapas da \u00e1rea de avalia\u00e7\u00e3o e dados dos censos<\/h4><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-bc9ca20\" data-block-id=\"bc9ca20\"><p class=\"stk-block-text__text has-text-align-center\">Mapas das \u00e1reas de avalia\u00e7\u00e3o do Banco mostrando os limites e identificando as geografias (setores censit\u00e1rios) contidas nessas \u00e1reas.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-788500b\" data-block-id=\"788500b\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-788500b-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-a5fb767\" data-v=\"4\" data-block-id=\"a5fb767\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-a5fb767-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-a5fb767-inner-blocks\">\n<div class=\"wp-block-kadence-infobox kt-info-box11215_dd4651-46\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\" href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/05\/CRA-FBAA-2020-FFIEC-census-data-eff.3.7.24.pdf\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span data-name=\"fe_fileText\" data-stroke=\"2\" data-class=\"kt-info-svg-icon\" class=\"kadence-dynamic-icon\"><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h5 class=\"kt-blocks-info-box-title\">\u00c1reas de avalia\u00e7\u00e3o<\/h5><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/a><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ad91b78\" data-v=\"4\" data-block-id=\"ad91b78\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ad91b78-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ad91b78-inner-blocks\">\n<div class=\"wp-block-kadence-infobox kt-info-box11215_a7b8d9-d8\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\" href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/Assessment-Area-Map-for-BCB-Website-01062025.pdf\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span data-name=\"fe_fileText\" data-stroke=\"2\" data-class=\"kt-info-svg-icon\" class=\"kadence-dynamic-icon\"><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h5 class=\"kt-blocks-info-box-title\">Mapas das \u00e1reas de avalia\u00e7\u00e3o<\/h5><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/a><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-b102e6d\" data-block-id=\"b102e6d\"><style>.stk-b102e6d {height:25px !important;}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-927c510 is-style-bar\" data-block-id=\"927c510\"><style>.stk-927c510 hr.stk-block-divider__hr{background:var(--stk-global-color-63884, #fbad18) !important;border-radius:calc(4px \/ 2) !important;height:4px !important;width:7% !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-c946cd4\" data-block-id=\"c946cd4\"><style>.stk-c946cd4 {height:25px !important;}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-2bbee5e\" id=\"branch-locations-amp-service-hours\" data-block-id=\"2bbee5e\"><h4 class=\"stk-block-heading__text has-text-align-center\">Localiza\u00e7\u00e3o das ag\u00eancias e hor\u00e1rio de atendimento<\/h4><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-47f1ec3\" id=\"branch-locations-amp-service-hours\" data-block-id=\"47f1ec3\"><p class=\"stk-block-text__text has-text-align-center\">O BayCoast Bank oferece dep\u00f3sitos, empr\u00e9stimos hipotec\u00e1rios, empr\u00e9stimos a pequenas empresas e outros produtos de consumo geral em linha com os servi\u00e7os banc\u00e1rios tradicionais.<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-1f96362\" data-block-id=\"1f96362\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-1f96362-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4775e33\" data-v=\"4\" data-block-id=\"4775e33\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4775e33-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4775e33-inner-blocks\">\n<div class=\"wp-block-kadence-infobox kt-info-box11215_5f8b11-c7\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\" href=\"https:\/\/baycoast.bank\/pt-pt\/localizacoes\/\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span data-name=\"fe_fileText\" data-stroke=\"2\" data-class=\"kt-info-svg-icon\" class=\"kadence-dynamic-icon\"><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h5 class=\"kt-blocks-info-box-title\">Localiza\u00e7\u00f5es e hor\u00e1rios<\/h5><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/a><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c957b85\" data-v=\"4\" data-block-id=\"c957b85\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c957b85-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-c957b85-inner-blocks\">\n<div class=\"wp-block-kadence-infobox kt-info-box11215_76a15d-03\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\" href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/03\/Miscellaneous-Fees-and-Charges-2023-2024.pdf\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span data-name=\"fe_fileText\" data-stroke=\"2\" data-class=\"kt-info-svg-icon\" class=\"kadence-dynamic-icon\"><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h5 class=\"kt-blocks-info-box-title\">Taxas e encargos diversos<\/h5><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/a><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-bec483c\" data-block-id=\"bec483c\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-bec483c-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-d7e5dc7\" data-v=\"4\" data-block-id=\"d7e5dc7\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-d7e5dc7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-d7e5dc7-inner-blocks\">\n<div class=\"wp-block-kadence-infobox kt-info-box11215_8333a6-9d\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\" href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/03\/Branch-ATM-Information-2023-2024.pdf\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span data-name=\"fe_fileText\" data-stroke=\"2\" data-class=\"kt-info-svg-icon\" class=\"kadence-dynamic-icon\"><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h5 class=\"kt-blocks-info-box-title\">Aberturas e encerramentos<\/h5><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/a><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-4912ed2\" data-v=\"4\" data-block-id=\"4912ed2\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-4912ed2-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-4912ed2-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-1e48ff2\" data-block-id=\"1e48ff2\"><style>.stk-1e48ff2 {height:25px !important;}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-e1d12c8 is-style-bar\" data-block-id=\"e1d12c8\"><style>.stk-e1d12c8 hr.stk-block-divider__hr{background:var(--stk-global-color-63884, #fbad18) !important;border-radius:calc(4px \/ 2) !important;height:4px !important;width:7% !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-a6d8597\" data-block-id=\"a6d8597\"><style>.stk-a6d8597 {height:25px !important;}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-a932fe7\" id=\"public-notice-amp-community-reinvestment-act-policy\" data-block-id=\"a932fe7\"><h4 class=\"stk-block-heading__text has-text-align-center\">Aviso p\u00fablico e pol\u00edtica da Lei do Reinvestimento Comunit\u00e1rio<\/h4><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-23c76a5\" data-block-id=\"23c76a5\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-23c76a5-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-b55dceb\" data-v=\"4\" data-block-id=\"b55dceb\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-b55dceb-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-b55dceb-inner-blocks\">\n<div class=\"wp-block-kadence-infobox kt-info-box11215_535194-19\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\" href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/04\/COMMUNITY-REINVESTMENT-ACT-NOTICE.pdf\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span data-name=\"fe_fileText\" data-stroke=\"2\" data-class=\"kt-info-svg-icon\" class=\"kadence-dynamic-icon\"><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h5 class=\"kt-blocks-info-box-title\">  Aviso p\u00fablico do CRA<\/h5><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/a><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-ce28c9b\" data-v=\"4\" data-block-id=\"ce28c9b\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-ce28c9b-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-ce28c9b-inner-blocks\">\n<div class=\"wp-block-kadence-infobox kt-info-box11215_bbfb15-ef\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\" href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/04\/2024-Fair-Banking-and-CRA-Policy-August-2024-FINAL.pdf\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span data-name=\"fe_fileText\" data-stroke=\"2\" data-class=\"kt-info-svg-icon\" class=\"kadence-dynamic-icon\"><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h5 class=\"kt-blocks-info-box-title\">Pol\u00edtica CRA<\/h5><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/a><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-eda9c95\" data-block-id=\"eda9c95\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-eda9c95-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-67b0d4b\" data-v=\"4\" data-block-id=\"67b0d4b\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-67b0d4b-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-67b0d4b-inner-blocks\">\n<div class=\"wp-block-kadence-infobox kt-info-box11215_d61244-e5\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\" href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/04\/CRA-Public-Comments-section-insert-eff-04012025.pdf\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span data-name=\"fe_fileText\" data-stroke=\"2\" data-class=\"kt-info-svg-icon\" class=\"kadence-dynamic-icon\"><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h5 class=\"kt-blocks-info-box-title\">  Coment\u00e1rios do p\u00fablico do CRA<\/h5><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/a><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-3e11a57\" data-v=\"4\" data-block-id=\"3e11a57\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-3e11a57-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-3e11a57-inner-blocks\"><\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-5ded825\" data-block-id=\"5ded825\"><style>.stk-5ded825 {height:25px !important;}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-b617d11 is-style-bar\" data-block-id=\"b617d11\"><style>.stk-b617d11 hr.stk-block-divider__hr{background:var(--stk-global-color-63884, #fbad18) !important;border-radius:calc(4px \/ 2) !important;height:4px !important;width:7% !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-f666709\" data-block-id=\"f666709\"><style>.stk-f666709 {height:25px !important;}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-04aa315\" id=\"cra-disclosure-statements\" data-block-id=\"04aa315\"><h4 class=\"stk-block-heading__text has-text-align-center\">Declara\u00e7\u00f5es de divulga\u00e7\u00e3o CRA<\/h4><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns stk-block-columns stk-block stk-b5f5753\" data-block-id=\"b5f5753\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-b5f5753-column\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-04eb426\" data-v=\"4\" data-block-id=\"04eb426\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-04eb426-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-04eb426-inner-blocks\">\n<div class=\"wp-block-kadence-infobox kt-info-box11215_f613f3-ff\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\" href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2025\/01\/2023-FFIEC-CRA-Disclosure-Statement.pdf\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span data-name=\"fe_fileText\" data-stroke=\"2\" data-class=\"kt-info-svg-icon\" class=\"kadence-dynamic-icon\"><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h5 class=\"kt-blocks-info-box-title\">2023 FFIEC CRA<br\/>Declara\u00e7\u00e3o de divulga\u00e7\u00e3o<\/h5><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/a><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-c4781b2\" data-v=\"4\" data-block-id=\"c4781b2\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-c4781b2-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-c4781b2-inner-blocks\">\n<div class=\"wp-block-kadence-infobox kt-info-box11215_03c04d-33\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center\" href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/04\/2022-FFIEC-CRA-Disclosure-Statement.pdf\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-none\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-none\"><div class=\"kadence-info-box-icon-inner-container\"><span data-name=\"fe_fileText\" data-stroke=\"2\" data-class=\"kt-info-svg-icon\" class=\"kadence-dynamic-icon\"><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h5 class=\"kt-blocks-info-box-title\">2022 FFIEC CRA<br>Declara\u00e7\u00e3o de divulga\u00e7\u00e3o  <\/h5><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/a><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-d98cf03\" data-block-id=\"d98cf03\"><style>.stk-d98cf03 {height:25px !important;}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-divider stk-block-divider stk-block stk-d9eefe2 is-style-bar\" data-block-id=\"d9eefe2\"><style>.stk-d9eefe2 hr.stk-block-divider__hr{background:var(--stk-global-color-63884, #fbad18) !important;border-radius:calc(4px \/ 2) !important;height:4px !important;width:7% !important;}<\/style><hr class=\"stk-block-divider__hr\"\/><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-22c668a\" data-block-id=\"22c668a\"><style>.stk-22c668a {height:25px !important;}<\/style><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-67b8648\" id=\"hmda-disclosure-statement-amp-modified-lar-statement-for-bay-coast-bank-amp-bay-coast-mortgage-company\" data-block-id=\"67b8648\"><h4 class=\"stk-block-heading__text has-text-align-center\">Declara\u00e7\u00e3o de divulga\u00e7\u00e3o HMDA e declara\u00e7\u00e3o LAR modificada para o BayCoast Bank e a BayCoast Mortgage Company<\/h4><\/div>\n\n\n\n<p>Os dados da HMDA relativos aos empr\u00e9stimos hipotec\u00e1rios residenciais do BayCoast Bank e da BayCoast Mortgage Company est\u00e3o dispon\u00edveis online para consulta. Os dados mostram a distribui\u00e7\u00e3o geogr\u00e1fica dos empr\u00e9stimos e dos pedidos; etnia, ra\u00e7a, sexo, idade e rendimento dos candidatos e dos mutu\u00e1rios; e informa\u00e7\u00f5es sobre aprova\u00e7\u00f5es e recusas de empr\u00e9stimos. Os dados podem ser acedidos em linha no s\u00edtio Web do Consumer Financial Protection Bureau<a href=\"http:\/\/www.consumerfinance.gov\/hmda\" target=\"_blank\" rel=\"noopener\">(www.consumerfinance.gov\/hmda)<\/a>. Os dados HMDA de muitas outras institui\u00e7\u00f5es financeiras tamb\u00e9m est\u00e3o dispon\u00edveis neste s\u00edtio Web.   <\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":20,"featured_media":11217,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-11919","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/CRA-Header-.jpg",1920,800,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/CRA-Header--150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/CRA-Header--300x125.jpg",300,125,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/CRA-Header--768x320.jpg",768,320,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/CRA-Header--1024x427.jpg",1024,427,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/CRA-Header--1536x640.jpg",1536,640,true],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/02\/CRA-Header-.jpg",1920,800,false]},"post_excerpt_stackable_v2":"<p>Ficheiro p\u00fablico CRA V\u00ea de perto como o BayCoast Bank est\u00e1 a trabalhar ativamente para a melhoria das nossas comunidades. O BayCoast Bank defende os princ\u00edpios do Community Reinvestment Act (CRA) e dedica-se a promover o desenvolvimento da comunidade. Em conformidade com os regulamentos CRA, mantemos um ficheiro p\u00fablico CRA abrangente, que \u00e9 atualizado regularmente e disponibilizado para inspe\u00e7\u00e3o p\u00fablica mediante pedido. A partir de 1 de abril do corrente ano, o nosso ficheiro p\u00fablico CRA completo est\u00e1 acess\u00edvel abaixo, proporcionando-te um acesso conveniente a informa\u00e7\u00f5es sobre os nossos esfor\u00e7os de reinvestimento na comunidade. Avalia\u00e7\u00e3o mais recente do desempenho do&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"kcaisse","url":"https:\/\/baycoast.bank\/pt-pt\/author\/kcaisse\/"},"comments_num_v2":"0 comments","publishpress_future_action":{"enabled":false,"date":"2026-05-08 17:46:45","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"translation_priority","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/pages\/11919","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/comments?post=11919"}],"version-history":[{"count":0,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/pages\/11919\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/media\/11217"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/media?parent=11919"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}