{"id":7426,"date":"2020-08-06T13:50:54","date_gmt":"2020-08-06T17:50:54","guid":{"rendered":"https:\/\/baycoast.bank\/taxas\/juros-de-deposito\/"},"modified":"2026-04-20T15:47:26","modified_gmt":"2026-04-20T19:47:26","slug":"juros-de-deposito","status":"publish","type":"page","link":"https:\/\/baycoast.bank\/pt-pt\/taxas\/juros-de-deposito\/","title":{"rendered":"Juros de dep\u00f3sito"},"content":{"rendered":"
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\n\n\t\t\t\t\t\t\t \t\t\t\t\t\t\t\t \tTaxas<\/a>\n\t\t\t\t\t\t\t \t\t\t\t\t\t\t \n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t

Juros de dep\u00f3sito<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t \t\n\t\t\t\n\t\t\t\t
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Abrir uma conta +<\/span>
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Taxas em vigor a partir de 04\/20\/2026<\/div>\n\t\t\t \n\t\t\t \t
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Poupan\u00e7as<\/td><\/tr>
T\u00edtulo de conta<\/th>Taxa de juro<\/th>TANB<\/th>Saldo m\u00ednimo para abrir uma conta<\/th>Saldo m\u00ednimo para
Obter APY<\/th><\/tr>
Conta Poupan\u00e7a com Extrato<\/td>0.10%<\/td>0.10%<\/td>$10.00<\/td>$10.00<\/td><\/tr>
Clube de Poupan\u00e7a<\/td>0.10%<\/td>0.10%<\/td>$5.00<\/td>$10.00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
Conta \u00e0 ordem<\/td><\/tr>
T\u00edtulo de conta<\/th>Taxa de juro<\/th>TANB<\/th>Saldo m\u00ednimo para
Abrir conta<\/th>		Saldo m\u00ednimo para
Obter APY<\/th><\/tr>
Conta Corrente Ativa\u00b9<\/sup>
Taxa Base
Taxa Qualificada<\/td>
0,05%
0,15%
0,10%<\/td>
0,05%
0,15%
Intervalo de 0,15% a 0,10%<\/td>		$500.00<\/td>
$0.01
$0.01
Por\u00e7\u00e3o superior a $25.000,00<\/td><\/tr>
Conta \u00e0 ordem Preferencial<\/td>0.10%<\/td>0.10%<\/td>$10.00<\/td>$500.00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u00b9<\/sup>Todos os requisitos de qualifica\u00e7\u00e3o devem ser cumpridos em cada per\u00edodo de qualifica\u00e7\u00e3o para poder receber juro \u00e0 taxa qualificada. Se n\u00e3o forem cumpridos todos os requisitos de qualifica\u00e7\u00e3o durante cada per\u00edodo de qualifica\u00e7\u00e3o, o saldo da conta ir\u00e1 receber juros no valor da taxa base. Para ver a visita de qualifica\u00e7\u00f5es, clique aqui para visitar a nossa p\u00e1gina de Verifica\u00e7\u00e3o ativa<\/a>.<\/p>\n\n\n\n

Mercado Monet\u00e1rio<\/td><\/tr>
T\u00edtulo de conta<\/th>Taxa de juro<\/th>TANB<\/th>Saldo m\u00ednimo para
Abrir conta<\/th>		Saldo m\u00ednimo para
Obter APY<\/th><\/tr>
Mercado Monet\u00e1rio de Consumidor<\/td> <\/td> <\/td>$1.000.00<\/td> <\/td><\/tr>
Escal\u00e3o 1<\/td>0.10%<\/td>0.10%<\/td> <\/td>$1.000.00<\/td><\/tr>
Escal\u00e3o 2<\/td>0.10%<\/td>0.10%<\/td> <\/td>$10.000.00<\/td><\/tr>
Escal\u00e3o 3<\/td>0.15%<\/td>0.15%<\/td> <\/td>$50.000.00<\/td><\/tr>
Escal\u00e3o 4<\/td>0.20%<\/td>0.20%<\/td> <\/td>$100.000.00<\/td><\/tr>
Escal\u00e3o 5<\/td>0.20%<\/td>0.20%<\/td> <\/td>$250.000.00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
Mercado Monet\u00e1rio Empresarial<\/td><\/tr>
T\u00edtulo de conta<\/th>Taxa de juro<\/th>TANB<\/th>Saldo m\u00ednimo para
Abrir conta<\/th>		Saldo m\u00ednimo para
Obter APY<\/th><\/tr>
Conta Empresarial de Acesso ao Mercado Monet\u00e1rio<\/td> <\/td> <\/td>$1.000.00<\/td>$10.00<\/td><\/tr>
Escal\u00e3o 1<\/td>0.10%<\/td>0.10%<\/td> <\/td>$1.000.00<\/td><\/tr>
Escal\u00e3o 2<\/td>0.10%<\/td>0.10%<\/td> <\/td>$10.000.00<\/td><\/tr>
Escal\u00e3o 3<\/td>0.15%<\/td>0.15%<\/td> <\/td>$50.000.00<\/td><\/tr>
Escal\u00e3o 4<\/td>0.20%<\/td>0.20%<\/td> <\/td>$100.000.00<\/td><\/tr>
Escal\u00e3o 5<\/td>0.20%<\/td>0.20%<\/td> <\/td>$250.000.00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
Dep\u00f3sitos a prazo<\/td><\/tr>
Termo da conta<\/th>Taxa de juro<\/th>TANB<\/th>Saldo m\u00ednimo para
Abrir conta<\/th>		Saldo m\u00ednimo para
Obter APY<\/th><\/tr>
Extrato de 6 meses-menos de 1 ano<\/td>0.20%<\/td>0.20%<\/td>$500.00<\/td>$10.00<\/td><\/tr>
Dep\u00f3sito a prazo especial com extrato a 15 meses*<\/td>3.15%<\/td>3.20%<\/td>$500.00<\/td>$10.00<\/td><\/tr>
Extrato de 12-23 meses<\/td>0.35%<\/td>0.35%<\/td>$500.00<\/td>$10.00<\/td><\/tr>
Extrato de 24-35 meses<\/td>0.40%<\/td>0.40%<\/td>$500.00<\/td>$10.00<\/td><\/tr>
Extrato de 3- meses-menos de 4 ano<\/td>0.50%<\/td>0.50%<\/td>$500.00<\/td>$10.00<\/td><\/tr>
Extrato de 4-5 anos<\/td>0.70%<\/td>0.70%<\/td>$500.00<\/td>$10.00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Os prazos, taxas de juro e TANB acima aplicam-se apenas aos dep\u00f3sitos a prazo com extrato. Visite um balc\u00e3o para obter mais informa\u00e7\u00f5es. <\/p>\n\n\n\n

*O rendimento percentual anual (APY) \u00e9 preciso a partir de 04\/20\/2026 e est\u00e1 sujeito a altera\u00e7\u00f5es. Esta oferta pode ser retirada em qualquer altura. O saldo m\u00ednimo para obter a TANB \u00e9 de $10.00. Podes ser penalizado por levantamentos antecipados. <\/em><\/p>\n\n\n\n

TANB refere-se \u00e0 taxa anual nominal bruta. Todas as taxas de juro e TANB est\u00e3o corretas na data indicada e est\u00e3o sujeitas a altera\u00e7\u00e3o sem aviso pr\u00e9vio. A TANB \u00e9 aplicada quando o saldo m\u00ednimo e os juros exigidos s\u00e3o mantidos no dep\u00f3sito durante um ano. Para todas as Contas Poupan\u00e7a, \u00e0 Ordem, Mercado Monet\u00e1rio e Mercado Monet\u00e1rio Empresarial, a taxa pode sofrer altera\u00e7\u00f5es depois de a conta ser aberta. Todos os dep\u00f3sitos a prazo indicados acima t\u00eam taxa fixa, com taxas de juro que podem variar no final do prazo da conta. O juro \u00e9 composto e creditado mensalmente em todas as contas. As taxas de manuten\u00e7\u00e3o ou atividade podem reduzir os vencimentos. Os dep\u00f3sitos a prazo est\u00e3o sujeitos a penaliza\u00e7\u00e3o em caso de resgate antecipado.<\/p>\n\n\n\n

All deposits are 100% insured. All deposit amounts above FDIC insurance limits are insured in full by the DIF.<\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":5396,"parent":7373,"menu_order":151,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-7426","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-1210359011-min-scaled-e1596807793740.jpg",2553,1536,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-1210359011-min-scaled-e1596807793740-150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-1210359011-min-scaled-e1596807793740-300x180.jpg",300,180,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-1210359011-min-scaled-e1596807793740-768x462.jpg",768,462,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-1210359011-min-scaled-e1596807793740-1024x616.jpg",1024,616,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-1210359011-min-scaled-e1596807793740-1536x924.jpg",1536,924,true],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-1210359011-min-scaled-e1596807793740-2048x1232.jpg",2048,1232,true]},"post_excerpt_stackable_v2":"

Taxas Juros de dep\u00f3sito Abrir uma conta + Taxas em vigor a partir de 04\/20\/2026 Poupan\u00e7asT\u00edtulo de contaTaxa de juroTANBSaldo m\u00ednimo para abrir uma contaSaldo m\u00ednimo paraObter APYConta Poupan\u00e7a com Extrato0.10%0.10%$10.00$10.00Clube de Poupan\u00e7a0.10%0.10%$5.00$10.00 Conta \u00e0 ordemT\u00edtulo de contaTaxa de juroTANBSaldo m\u00ednimo paraAbrir contaSaldo m\u00ednimo paraObter APYConta Corrente Ativa\u00b9 Taxa Base Taxa Qualificada0,05%0,15%0,10%0,05%0,15%Intervalo de 0,15% a 0,10%$500.00$0.01$0.01Por\u00e7\u00e3o superior a $25.000,00Conta \u00e0 ordem Preferencial0.10%0.10%$10.00$500.00 \u00b9Todos os requisitos de qualifica\u00e7\u00e3o devem ser cumpridos em cada per\u00edodo de qualifica\u00e7\u00e3o para poder receber juro \u00e0 taxa qualificada. Se n\u00e3o forem cumpridos todos os requisitos de qualifica\u00e7\u00e3o durante cada per\u00edodo de qualifica\u00e7\u00e3o, o saldo da conta ir\u00e1…<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":"https:\/\/baycoast.bank\/pt-pt\/author\/"},"comments_num_v2":"0 comments","publishpress_future_action":{"enabled":false,"date":"2026-05-02 11:21:12","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"translation_priority","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/pages\/7426","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/comments?post=7426"}],"version-history":[{"count":0,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/pages\/7426\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/pages\/7373"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/media\/5396"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/media?parent=7426"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}