{"id":12059,"date":"2024-07-26T08:42:56","date_gmt":"2024-07-26T12:42:56","guid":{"rendered":"https:\/\/baycoast.bank\/personal\/no-personal\/emprestimo-para-aquisicao-de-habitacao-propria-heloan\/"},"modified":"2024-07-30T09:41:44","modified_gmt":"2024-07-30T13:41:44","slug":"emprestimo-para-aquisicao-de-habitacao-propria-heloan","status":"publish","type":"personal","link":"https:\/\/baycoast.bank\/pt-pt\/personal\/credito\/emprestimo-para-aquisicao-de-habitacao-propria-heloan\/","title":{"rendered":"Empr\u00e9stimo para aquisi\u00e7\u00e3o de habita\u00e7\u00e3o pr\u00f3pria (HELOAN)"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-WjtAp wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/07\/Website-Header-TEMPLATE-SIZE-1920x800-1.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\t\t\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\t\t\t\t\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t\t\t\t\t<div class=\"h6\">\n\n\t\t\t\t\t\t\t  \t\t\t\t\t\t\t\t    \t<a href=\"https:\/\/baycoast.bank\/personal\">Personal<\/a>\n\t\t\t\t\t\t\t    \t\t\t\t\t\t\t  \n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"primaryColor dot h6\">\u00b7<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"h6\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/pt-pt\/particular\/credito\/\">Cr\u00e9dito<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">Empr\u00e9stimo para aquisi\u00e7\u00e3o de habita\u00e7\u00e3o pr\u00f3pria (HELOAN)<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t    \t\n\t\t\t\n\t\t\t\t<div class=\"openAccount bgBlue\">\n\t\t\t\t\t<div class=\"grain\" role=\"presentation\"><\/div>\n\t\t\t\t\t<div class=\"btn white\" role=\"button\" tabindex=\"0\">Solicite agora&nbsp;<span class=\"primaryColor\">+<\/span> <div class=\"backing bgPrimaryColor\"><\/div><\/div>\n\n\t\t\t\t\t<div class=\"backing bgPrimaryColor\"><\/div>\n\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/baycoastbank.mortgagewebcenter.com\/Account\/Login?ReturnUrl=%2fApplyNow\" target=\"_blank\" rel=\"noopener\"><\/a>\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div> \n\n<div class=\"spacer\"><\/div><\/div><div class=\"lazyblock-interior-content-27igwo wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\t\t\t\n\t\t\t\t<div class=\"h3\">Liberta o potencial da tua casa com um Empr\u00e9stimo para Aquisi\u00e7\u00e3o de Capital Pr\u00f3prio (HELOAN)<\/div>\n\t\t\t  \n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\t\t\t\t\n\t\t\t\t\n\n<p>Descobre os benef\u00edcios de um Empr\u00e9stimo de Capital Pr\u00f3prio (HELOAN) do BayCoast Bank.\nQuer esteja a planear uma grande renova\u00e7\u00e3o da casa, a consolidar a d\u00edvida ou a financiar uma compra significativa, um HELOAN oferece uma forma inteligente e segura de atingir os seus objectivos financeiros. <\/p>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-47b11f2\" data-block-id=\"47b11f2\"><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-eeec287\" id=\"strong-why-choose-a-home-equity-loan-heloan-strong\" data-block-id=\"eeec287\"><h2 class=\"stk-block-heading__text\"><strong>Porqu\u00ea escolher um empr\u00e9stimo para aquisi\u00e7\u00e3o de habita\u00e7\u00e3o pr\u00f3pria (HELOAN)?<\/strong><\/h2><\/div>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Taxa fixa para a vida do empr\u00e9stimo: <\/strong>Desfruta da estabilidade e previsibilidade de pagamentos mensais fixos.<\/li>\n\n\n\n<li><strong>Sem penaliza\u00e7\u00e3o por pr\u00e9-pagamento:<\/strong> Paga o teu empr\u00e9stimo antecipadamente sem taxas adicionais.<\/li>\n\n\n\n<li><strong>Desconto de pagamento autom\u00e1tico:<\/strong> Poupa 0,25% com o pagamento autom\u00e1tico a partir de uma conta corrente do BayCoast Bank.<\/li>\n\n\n\n<li><strong>Elegibilidade para propriedades de investimento:<\/strong> Dispon\u00edvel para propriedades de investimento com um empr\u00e9stimo combinado at\u00e9 ao valor (CLTV) de 60% ou menos (com uma taxa superior em 1 ponto).<\/li>\n\n\n\n<li><strong>Disponibilidade regional: <\/strong>Propriedades eleg\u00edveis localizadas em MA, RI e CT.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-24ed049\" data-block-id=\"24ed049\"><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-03220d0\" id=\"strong-how-does-a-home-equity-loan-work-strong\" data-block-id=\"03220d0\"><h2 class=\"stk-block-heading__text\"><strong>Como funciona um empr\u00e9stimo de capital pr\u00f3prio?<\/strong><\/h2><\/div>\n\n\n\n<p>Um Home Equity Loan, muitas vezes chamado de segunda hipoteca, usa a tua casa como garantia.\nO montante do empr\u00e9stimo \u00e9 baseado no valor de avalia\u00e7\u00e3o da tua casa menos o saldo devedor da tua hipoteca atual.\nAo contr\u00e1rio de uma <a href=\"https:\/\/baycoast.bank\/pt-pt\/personal\/credito\/emprestimos-e-linhas-de-credito\/\">Linha de Cr\u00e9dito de Capital Pr\u00f3prio (HELOC)<\/a>, um Empr\u00e9stimo de Capital Pr\u00f3prio (HELOAN) fornece um montante fixo a uma taxa de juro fixa.  <\/p>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-d0592c4\" data-block-id=\"d0592c4\"><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b549b92\" id=\"strong-apply-today-and-start-your-financial-journey-strong\" data-block-id=\"b549b92\"><h3 class=\"stk-block-heading__text\"><strong>Candidata-te hoje e come\u00e7a a tua viagem financeira!<\/strong><\/h3><\/div>\n\n\n\n<p>Desbloqueia o capital da tua casa e assume o controlo do teu futuro financeiro com um Home Equity Loan do BayCoast Bank.\nInscreve-te agora ou contacta-nos para mais informa\u00e7\u00f5es! <\/p>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-ba762eb\" data-block-id=\"ba762eb\"><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-08147d1\" data-block-id=\"08147d1\"><style>.stk-08147d1{margin-bottom:50px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-673a56f\" data-block-id=\"673a56f\"><style>.stk-673a56f .stk-button{padding-top:15px !important;padding-right:20px !important;padding-bottom:15px !important;padding-left:20px !important;background:var(u002du002dstk-global-color-63884,#fbad18) !important}.stk-673a56f .stk-button__inner-text{font-size:16px !important;color:var(u002du002dstk-global-color-3828,#18428f) !important;font-weight:600 !important}@media screen and (max-width:1023px){.stk-673a56f .stk-button__inner-text{font-size:16px !important}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoastbank.mortgagewebcenter.com\/Account\/Login?ReturnUrl=%2fApplyNow\" title=\"Candidata-te a um empr&#xE9;stimo de capital pr&#xF3;prio agora\" target=\"_blank\" rel=\"noopener\"><span class=\"has-text-color has-stk-global-color-3828-color stk-button__inner-text\">Solicite agora<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-a8f93f8\" data-block-id=\"a8f93f8\"><\/div>\n\n\n\n<p class=\"has-small-font-size\"><em>Contacta-nos para obteres informa\u00e7\u00f5es sobre as taxas de juro actuais e todos os detalhes.\nTodos os empr\u00e9stimos est\u00e3o sujeitos a aprova\u00e7\u00e3o de cr\u00e9dito e podem aplicar-se outras restri\u00e7\u00f5es.\nAs diretrizes do programa podem ser alteradas sem aviso pr\u00e9vio.\nBayCoast Bank NMLS #403238.   <\/em><\/p>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div><div class=\"lazyblock-looking-for-more-2tun1j wp-block-lazyblock-looking-for-more\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper\">\n\t\t\t<div class=\"mediumWrapper\">\n\n\t\t\t\t<div class=\"lookingForMore\">\n\t\t\t\t\t<h4 class=\"blue h3 hide\">Procuras mais?<\/h4><!--\n\t\t\t\t\t--><div class=\"moreLinkList\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/loans\/energy-efficient-loans\/\"><div class=\"moreBtn hide\">Empr\u00e9stimos para efici\u00eancia energ\u00e9tica <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/loans\/home-improvement-loans\/\"><div class=\"moreBtn hide\">Empr\u00e9stimo para melhoria da casa <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/loans\/heat-loan\/\"><div class=\"moreBtn hide\">Empr\u00e9stimo HEAT <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/loans\/auto-loans\/\"><div class=\"moreBtn hide\">Empr\u00e9stimos para autom\u00f3veis <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/loans\/mortgage\/\"><div class=\"moreBtn hide\">Empr\u00e9stimos hipotec\u00e1rios <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>","protected":false},"excerpt":{"rendered":"<p>Quer estejas a planear uma grande renova\u00e7\u00e3o da casa, a consolidar a d\u00edvida ou a financiar uma compra significativa, um HELOAN oferece uma forma inteligente e segura de atingir os teus objectivos financeiros.<\/p>\n","protected":false},"featured_media":12011,"menu_order":8,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false},"class_list":["post-12059","personal","type-personal","status-publish","has-post-thumbnail","hentry","personal_categories-credito"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/07\/Website-Header-TEMPLATE-SIZE-1920x800-1.jpg",1920,800,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/07\/Website-Header-TEMPLATE-SIZE-1920x800-1-150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/07\/Website-Header-TEMPLATE-SIZE-1920x800-1-300x125.jpg",300,125,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/07\/Website-Header-TEMPLATE-SIZE-1920x800-1-768x320.jpg",768,320,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/07\/Website-Header-TEMPLATE-SIZE-1920x800-1-1024x427.jpg",1024,427,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/07\/Website-Header-TEMPLATE-SIZE-1920x800-1-1536x640.jpg",1536,640,true],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/07\/Website-Header-TEMPLATE-SIZE-1920x800-1.jpg",1920,800,false]},"post_excerpt_stackable_v2":"<p>Quer estejas a planear uma grande renova\u00e7\u00e3o da casa, a consolidar a d\u00edvida ou a financiar uma compra significativa, um HELOAN oferece uma forma inteligente e segura de atingir os teus objectivos financeiros.<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/personal\/12059","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/personal"}],"about":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/types\/personal"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/media\/12011"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/media?parent=12059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}