{"id":7041,"date":"2020-05-21T14:02:05","date_gmt":"2020-05-21T18:02:05","guid":{"rendered":"https:\/\/baycoast.bank\/personal\/no-personal\/conta-a-ordem-corrente\/"},"modified":"2026-04-27T14:31:57","modified_gmt":"2026-04-27T18:31:57","slug":"conta-a-ordem-corrente","status":"publish","type":"personal","link":"https:\/\/baycoast.bank\/pt-pt\/personal\/conta-a-ordem-particular\/conta-a-ordem-corrente\/","title":{"rendered":"Verifica\u00e7\u00e3o ativa"},"content":{"rendered":"<div class=\"lazyblock-interior-hero-Z2rf7oT wp-block-lazyblock-interior-hero\">\n<div class=\"section hero\">\n\t<div class=\"backing parallaxContainer\">\n\t\t<div class=\"backing\" style=\"background-image: url(https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-857481660-1-min-scaled-e1616785873231.jpg\" role=\"img\" aria-label=\"Hero Image\"><\/div>\n\t<\/div>\n\n\t<div class=\"heroContent\">\n\t\t<div class=\"plusPlus blue\" ><\/div>\n\t\t\n\t\t<div class=\"heroWrapper\">\n\t\t\t<div class=\"heroBlock bgWhite\">\n\t\t\t\t\n\t\t\t\t<div class=\"heroBlockHeadline\">\n\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"categories flex\" style=\"justify-content: flex-start;\">\n\t\t\t\t\t\t\t<div class=\"h6\">\n\n\t\t\t\t\t\t\t  \t\t\t\t\t\t\t\t    \t<a href=\"https:\/\/baycoast.bank\/personal\">Personal<\/a>\n\t\t\t\t\t\t\t    \t\t\t\t\t\t\t  \n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"primaryColor dot h6\">\u00b7<\/div>\n\n\t\t\t\t\t\t\t\t<div class=\"h6\">\n\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/pt-pt\/particular\/conta-a-ordem-particular\/\">Conta \u00e0 ordem Particular<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<h1 class=\"blue\">Verifica\u00e7\u00e3o ativa<\/h1>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t    \t\n\t\t\t\n\t\t\t\t<div class=\"openAccount bgBlue\">\n\t\t\t\t\t<div class=\"grain\" role=\"presentation\"><\/div>\n\t\t\t\t\t<div class=\"btn white\" role=\"button\" tabindex=\"0\">Abrir uma conta&nbsp;<span class=\"primaryColor\">+<\/span> <div class=\"backing bgPrimaryColor\"><\/div><\/div>\n\n\t\t\t\t\t<div class=\"backing bgPrimaryColor\"><\/div>\n\t\t\t\t\t\n\t\t\t\t\t<a  href=\"https:\/\/apply.baycoast.bank\/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD8Gt5F8AGMk9HZu4Ma1r7QewstuQif7nTAPMm3uYKgZZHbYxzv1AeuFtgBZYnMq8rA\"><\/a>\n\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t<\/div>\n<\/div> \n\n<div class=\"spacer\"><\/div><\/div><div class=\"lazyblock-interior-content-2C7zc wp-block-lazyblock-interior-content\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper flex gutenberg\" style=\"justify-content: center;\">\n\n\t\t\t\t\t    \t<div class=\"illustration\" style=\"background-image: url(https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/05\/bayPhoneRight-min-scaled.jpg); background-size: \" role=\"img\" aria-label=\"D\u00e1 um impulso ao teu equil\u00edbrio.\"><\/div>\n\t\t  \t\n\t\t\t<div class=\"smallWrapper gutenberg\">\n\t\t\t\n\t\t\t\t<div class=\"h3\">D\u00e1 um impulso ao teu equil\u00edbrio.<\/div>\n\t\t\t  \n\t\t\t  \t<hr style=\"margin-bottom: 5rem;\">\n\t\t\t\t\n\t\t\t\t\n\n<p>Ganhar\u00e1s 0.15% APY em saldos entre $0.01 e $25,000<sup>.1<\/sup> Tamb\u00e9m n\u00e3o pagar\u00e1s taxas quando utilizares outras ATMs, e at\u00e9 reembolsaremos as sobretaxas de ATM de outros bancos at\u00e9 $25 por per\u00edodo de qualifica\u00e7\u00e3o.<\/p>\n\n\n\n<p>Para te qualificares num determinado per\u00edodo de qualifica\u00e7\u00e3o, tens de cumprir tr\u00eas requisitos simples:<\/p>\n\n\n\n<p>a) Recebe pelo menos um dep\u00f3sito direto lan\u00e7ado, efectua pelo menos um pagamento eletr\u00f3nico lan\u00e7ado ou efectua pelo menos um pagamento de contas em linha lan\u00e7ado; b) efectua 12 compras com cart\u00e3o de d\u00e9bito lan\u00e7ado; e c) Recebe o extrato por via eletr\u00f3nica atrav\u00e9s do servi\u00e7o banc\u00e1rio em linha.<\/p>\n\n\n\n<p>E o nosso Calend\u00e1rio de Qualifica\u00e7\u00f5es facilita-te o acompanhamento das datas dos per\u00edodos de qualifica\u00e7\u00e3o!<\/p>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-b5da780\" data-block-id=\"b5da780\"><style>.stk-b5da780 .stk-button-group{flex-direction:row !important;}@media screen and (max-width: 1023px){.stk-b5da780 .stk-button-group{flex-direction:row !important;}}@media screen and (max-width: 767px){.stk-b5da780 .stk-button-group{flex-direction:row !important;}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-5b24ef5\" data-block-id=\"5b24ef5\"><style>.stk-5b24ef5 .stk-button{background:var(--stk-global-color-63884, #fbad18) !important;}.stk-5b24ef5 .stk-button__inner-text{font-size:16px !important;color:var(--stk-global-color-3828, #18428f) !important;font-weight:bold !important;}@media screen and (max-width: 1023px){.stk-5b24ef5 .stk-button__inner-text{font-size:16px !important;}}<\/style><a class=\"stk-link stk-button stk--hover-effect-darken\" href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/12\/2025_Active-Checking_Qualifications-Calendar.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"has-text-color stk-button__inner-text\">V\u00ea o calend\u00e1rio de qualifica\u00e7\u00f5es para 2025<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading blue h5\">Mais informa\u00e7\u00f5es:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cart\u00e3o ATM\/D\u00e9bito MasterCard\u00ae gratuito do BayCoast Bank<\/li>\n\n\n\n<li>Banco online gratuito com pagamento de contas online f\u00e1cil de utilizar<\/li>\n\n\n\n<li>Banco telef\u00f3nico gratuito<\/li>\n\n\n\n<li>Sem taxa de servi\u00e7o mensal<\/li>\n<\/ul>\n\n\n\t\t\t<\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div><div class=\"lazyblock-account-benefits-Z115HWa wp-block-lazyblock-account-benefits\"><div class=\"spacer\"><\/div>\n\n<div class=\"section bgGradientBlue\" style=\"border: solid 1px #eaeaea; border-right: none; borger-left: none;\">\n\t<div class=\"plusBackground plusDesign plusLeft\"><\/div>\n\t<div class=\"grain\" role=\"presentation\"><\/div>\n\n\t<div class=\"spacer\"><\/div>\n\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"mediumWrapper benefits\">\n\t\t\t<div class=\"h2 white\">Vantagens e pre\u00e7os<\/div>\n\n\t\t\t<div class=\"grid benefits\" style=\"margin: 2rem 0;\">\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 100ms\">\n\t\t\t\t\t\t<div class=\"h5\">Taxa do servi\u00e7o de manuten\u00e7\u00e3o mensal<\/div>\n\t\t\t\t\t\t<p>O saldo m\u00e9dio di\u00e1rio de $1.500,00 para o ciclo de extractos ou a satisfa\u00e7\u00e3o de todos os requisitos de qualifica\u00e7\u00e3o durante um per\u00edodo de qualifica\u00e7\u00e3o dispensa a taxa de servi\u00e7o de manuten\u00e7\u00e3o mensal de $10,00<sup>.3<\/sup><\/p>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 200ms\">\n\t\t\t\t\t\t<div class=\"h5\">Valor m\u00ednimo para abrir a conta<\/div>\n\t\t\t\t\t\t<p>$500<\/p>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 300ms\">\n\t\t\t\t\t\t<div class=\"h5\">Juro<\/div>\n\t\t\t\t\t\t<p>Sim. Se as tuas qualifica\u00e7\u00f5es forem cumpridas, ser-te-\u00e1 paga uma taxa de juro mais elevada<sup>.1<\/sup> <\/p>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 400ms\">\n\t\t\t\t\t\t<div class=\"h5\">Taxa de servi\u00e7o na caixa Multibanco<\/div>\n\t\t\t\t\t\t<p>Nenhum, se as quali\ufb01ca\u00e7\u00f5es forem cumpridas<sup>.2<\/sup> (Caso contr\u00e1rio, $2,00 por levantamento, consulta ou transfer\u00eancia).<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 500ms\">\n\t\t\t\t\t\t<div class=\"h5\">Encomendar cheques<\/div>\n\t\t\t\t\t\t<p>Os pre\u00e7os variam consoante o estilo.<\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t\t\t<div class=\"benefit hide\" style=\"animation-delay: 600ms\">\n\t\t\t\t\t\t<div class=\"h5\">Outras caracter\u00edsticas<\/div>\n\t\t\t\t\t\t<p>Reembolsos de sobretaxas de ATM at\u00e9 $25,00 por per\u00edodo de qualifica\u00e7\u00e3o, se as qualifica\u00e7\u00f5es forem cumpridas<sup>.2<\/sup><\/p>\n\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t  \t\t<div class=\"mediumWrapper disclaimers hide\">\n\t  \t\t\t<p><sup>1Os<\/sup>rendimentos percentuais anuais (APY) s\u00e3o exactos a partir de 04\/27\/2026 e est\u00e3o sujeitos a altera\u00e7\u00f5es ap\u00f3s a abertura da conta e sem aviso pr\u00e9vio. O dep\u00f3sito m\u00ednimo para abrir a conta \u00e9 de $500.00. 0,15% APY \u00e9 pago em saldos entre $0,01 e $25.000 e um intervalo de 0,15% APY a 0,10% APY \u00e9 pago em todos os montantes acima de $25.000 em cada per\u00edodo de qualifica\u00e7\u00e3o que as <a href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/12\/2025_Active-Checking_Qualifications-Calendar.pdf\">qualifica\u00e7\u00f5es m\u00ednimas<\/a> s\u00e3o cumpridas. Se as qualifica\u00e7\u00f5es m\u00ednimas n\u00e3o forem cumpridas durante o per\u00edodo de qualifica\u00e7\u00e3o, 0,05% APY ser\u00e1 pago sobre todo o saldo.     <\/p>\n<p><sup>2<\/sup> Todas as taxas de servi\u00e7o de ATM s\u00e3o dispensadas e as sobretaxas de ATM s\u00e3o reembolsadas at\u00e9 $25 por per\u00edodo de qualifica\u00e7\u00e3o se as <a href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/12\/2025_Active-Checking_Qualifications-Calendar.pdf\">qualifica\u00e7\u00f5es m\u00ednimas<\/a> forem cumpridas.  <\/p>\n<p><sup>3<\/sup> O cumprimento de todos os requisitos de qualifica\u00e7\u00e3o durante um per\u00edodo de qualifica\u00e7\u00e3o ou um saldo m\u00e9dio di\u00e1rio de $1.500,00 para o ciclo de extrato dispensa a comiss\u00e3o de servi\u00e7o de manuten\u00e7\u00e3o mensal de $10,00. As comiss\u00f5es podem reduzir os ganhos. Dispon\u00edvel apenas para contas pessoais.    <a href=\"https:\/\/baycoast.bank\/wp-content\/uploads\/2024\/12\/2025_Active-Checking_Qualifications-Calendar.pdf\">Clica aqui para veres o Calend\u00e1rio de Qualifica\u00e7\u00f5es.<\/a><\/p>\n\t  \t\t<\/div>\n\t\t\t<\/div>\n\n\t<div class=\"spacer\"><\/div>\n<\/div><\/div><div class=\"lazyblock-looking-for-more-slC5B wp-block-lazyblock-looking-for-more\"><div class=\"spacer\"><\/div>\n\n<div class=\"section\">\n\t<div class=\"paddedWrapper\">\n\t\t<div class=\"wrapper\">\n\t\t\t<div class=\"mediumWrapper\">\n\n\t\t\t\t<div class=\"lookingForMore\">\n\t\t\t\t\t<h4 class=\"blue h3 hide\">Queres mais?<\/h4><!--\n\t\t\t\t\t--><div class=\"moreLinkList\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/checking\/direct-checking\/\"><div class=\"moreBtn hide\">Conta \u00e0 ordem Direta <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/checking\/preferred-checking\/\"><div class=\"moreBtn hide\">Conta \u00e0 ordem Preferencial <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/checking\/student-checking\/\"><div class=\"moreBtn hide\">Verifica\u00e7\u00e3o de alunos <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/checking\/senior-checking\/\"><div class=\"moreBtn hide\">Conta \u00e0 ordem S\u00e9nior <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal-banking\/compare-accounts\/\"><div class=\"moreBtn hide\">Compare as nossas contas <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/baycoast.bank\/personal\/savings\/\"><div class=\"moreBtn hide\">Poupan\u00e7as particulares <span class=\"primaryColor\">+<\/span> <div class=\"backing\"><\/div><\/div><\/a>\n        \t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div> <\/div>","protected":false},"excerpt":{"rendered":"<p>Obt\u00e9m taxas de juro elevadas e evita as taxas mensais se satisfizeres as nossas qualifica\u00e7\u00f5es de banco eletr\u00f3nico<\/p>\n","protected":false},"featured_media":5352,"menu_order":19,"template":"","meta":{"_acf_changed":true,"inline_featured_image":false},"class_list":["post-7041","personal","type-personal","status-publish","has-post-thumbnail","hentry","personal_categories-conta-a-ordem-particular"],"acf":[],"featured_image_urls_v2":{"full":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-857481660-1-min-scaled-e1616785873231.jpg",2560,1312,false],"thumbnail":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-857481660-1-min-scaled-e1616785873231-150x150.jpg",150,150,true],"medium":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-857481660-1-min-scaled-e1616785873231-300x154.jpg",300,154,true],"medium_large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-857481660-1-min-scaled-e1616785873231-768x394.jpg",768,394,true],"large":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-857481660-1-min-scaled-e1616785873231-1024x525.jpg",1024,525,true],"1536x1536":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-857481660-1-min-scaled-e1616785873231-1536x787.jpg",1536,787,true],"2048x2048":["https:\/\/baycoast.bank\/wp-content\/uploads\/2020\/07\/iStock-857481660-1-min-scaled-e1616785873231-2048x1050.jpg",2048,1050,true]},"post_excerpt_stackable_v2":"<p>Obt\u00e9m taxas de juro elevadas e evita as taxas mensais se satisfizeres as nossas qualifica\u00e7\u00f5es de banco eletr\u00f3nico<\/p>\n","category_list_v2":"","author_info_v2":{"name":"","url":""},"comments_num_v2":"0 comments","publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/personal\/7041","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/personal"}],"about":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/types\/personal"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/media\/5352"}],"wp:attachment":[{"href":"https:\/\/baycoast.bank\/pt-pt\/wp-json\/wp\/v2\/media?parent=7041"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}