Learn2Earn Rewards!
Age 9: Money Management
Exploring Income, Goals, and Real-Life Conversations
Money isn’t just something we spend, it’s something we work for, plan around, and talk about. At this stage, kids are ready to dig deeper into where money comes from, how it grows, and how adults use it in everyday life. Through BayCoast Bank’s Learn2Earn Rewards program, your child will explore what it means to earn income, set goals, and understand financial terms—all while building real-world awareness through fun, practical activities and conversations that bring money concepts to life.
Learn About Money Management
Start your financial literacy adventure by exploring the activities and games below. Don’t forget to take your time and enjoy the process.
Claim Learn2Earn Reward!
When complete, click the “Claim Learn2Earn Rewards!” button below and complete the form. Once verified, BayCoast will make your Learn2Earn Reward deposit into your RightStart Account within about 2 weeks!
What Your Child Will Learn:
Kids explore the kinds of jobs they might like to have one day based on their own interests and strengths. They’ll connect their talents to real-world careers, opening the door to conversations about work, income, and long-term goals. It’s a fun way to link dreams with practical planning.
Tip: : Ask your child what job sounds fun to them and why. Talk about what skills that job might need and how school or hobbies today could help prepare them.
Saving money can be exciting, especially when kids see how their money grows over time. This interactive calculator helps them experiment with how much they need to save, how long it takes, and how interest can help them reach their goals faster.
Tip: Try a savings experiment! Pick a small savings goal together and use this calculator to see how long it would take to reach it. Check in weekly to celebrate progress.
Set up a pretend store and give your child play money to “shop.” They’ll practice making decisions, staying on budget, and even giving change.
Tip: Invite your child to be the cashier one round and the shopper the next. Ask them to explain why they chose certain items and how much money they had left.
Kids learn that money doesn’t just appear—it’s earned! This activity breaks down the different ways people make money, like doing chores, completing projects, or holding a job. It helps children see the value of effort and introduces basic concepts like wages, salaries, and entrepreneurship.
Tip: Encourage your child to earn a small amount of money doing something helpful, like dog walking or yard work, and talk through what they might do with that money next. Guide them through choosing to save or spend it.
Crossword puzzles aren’t just for spelling practice, they’re a great way to reinforce new vocabulary. This worksheet challenges kids to remember and apply money terms like “save,” “spend,” and “budget,” turning learning into a fun brain workout.
Tip: Sit beside your child and complete the crossword together. Use it as a conversation starter to explain what each word means in your daily life. After your child completes the puzzle, talk through each word and ask how they’ve seen it used in real life.
Once all activities are complete, click the button below to submit your form. After verification, BayCoast Bank will deposit your child’s Learn2Earn Reward into their RightStart Account within about 10 business days.
General Tips for Success:
Celebrate Along the Way
Finished an activity? Give a high five, draw a sticker, or snap a photo. Small celebrations go a long way in building confidence and motivation.
Join In and Ask Questions
Kids learn best when you’re part of the process. Sit with them during activities and ask open-ended questions like “What does saving mean to you?”
Make It Relatable
Connect lessons to real life—like using spare change at the store, saving up for a toy, or looking at coins together after grocery shopping.
Keep It Light and Fun
Treat these activities like games, not homework. Your encouragement helps make learning feel exciting.
While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.
Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.
