Need repairs? Planning an upgrade? Thinking about going solar?
When it comes to your home, every improvement, big or small, can make a big difference. Whether you’re repairing, remodeling, or making energy-efficient upgrades, a Home Improvement Loan from BayCoast Bank can help you move forward with confidence.
We’re proud to offer flexible financing options with personalized support, so you can focus on creating a home that fits your life, your goals, and your budget.
What Can a Home Improvement Loan Be Used For?
Homeowners choose improvement loans for all kinds of reasons. Here are just a few of the ways you can use your loan:
- Roof repairs or replacements
- New windows or siding
- Kitchen or bathroom renovations
- HVAC or heating system upgrades
- Decks, porches, or additions
- Solar panel installations
- Accessibility modifications
- General maintenance and safety repairs
Why Work with BayCoast?
We’re more than just a lender…we’re your neighbor! When you bank local, you work with people who understand your community and care about your success.
Here’s what you can expect when you apply for a Home Improvement Loan with us:
- Simple, fixed monthly payments: Budget-friendly repayment plans with terms designed to fit your life.
- Local service with a personal touch: Talk to real people who live and work where you do. We’re here to help from start to finish.
- Flexible loan amounts: Whether you’re tackling a small repair or a larger renovation, we’ll help find a loan that’s just right for your project.
- Fast, friendly decisions: Get the support you need without the long wait times or red tape.
What You’ll Need to Apply:
To help us process your application quickly, here’s what you’ll want to have ready:
- A signed estimate or contract from a licensed contractor outlining your project and costs
- A description of what you’re planning to do
- Proof of employment and income
- Authorization for a credit check
