Business Credit Cards
The Purchasing Power Your Business Deserves.
Efficient management of expenses empowers your business to become stronger and more competitive. Our credit card products are designed to help bridge cash flow gaps, keep track of your company’s expenses and enhance the buying power you need to operate your business.
We offer a full range of credit card products and reward options that are perfect for everyday business expenses as well as your long-term product, inventory and equipment needs.
Along with the recognition of the Mastercard® brand, you’ll be carrying a card from a local bank you know and trust. Let us help you find the credit card that best suits your needs!
Our credit card products offer several valuable benefits for enhanced security and protection. Each credit card offers these great Mastercard® Platinum benefits:
Our Business Cards Work As Hard As You Do
Manage expenses and enhance buying power needed to operate your business with the BayCoast Bank Business Mastercard®. Visit one of our convenient locations or call us to learn more about our credit cards.
Commercial Credit Cards
Our suite of commercial Mastercards are perfect for companies in need of larger credit lines and a greater number of employee cards with individual limits. To learn more about these options and obtain the right mix of cards for your organization, please contact a member of our commercial lending team.
Enjoy easy expense management for virtually all business expenses ranging from travel, hotel, and restaurants to couriers, office supplies and more. You’ll also spend less time authorizing and tracking transactions across your organization.
Corporate Rewards Card
Get all the benefits of our Corporate card and earn cash back on your business purchases.1
Corporate Purchasing Card
You’re in control with comprehensive expense management and reporting capabilities. Purchasing cards eliminate the need for paper checks which may reduce internal processing costs for purchase and invoice payments.
All credit cards subject to credit approval. Ask for details.
“Mastercard” and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply. Please consult your Guide to Benefits for specific benefit configuration.
1. For details on Rewards Program, please visit https://baycoastbank.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.
2. Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit https://baycoastbank.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.
3. We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.
Apple Pay® is a registered trademark of Apple, Inc. Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd. Google Pay® is a registered trademark of Google LLC.