Business Lines & Loans

BayCoast Bank is a proud participant in the Massachusetts Treasurer’s Small Business Banking Partnership.

In simple terms, it means money for your business.  We offer below market loan rates for expansion, new construction, equipment purchases and capital improvements. The goal is to create jobs, promote urban revitalization and stimulate economic development. We currently have closed sixteen loans totaling $3,724,500.00 under the program.

It’s one more reason why businesses turn to BayCoast Bank for their commercial needs. You get local decisions and a dedicated team that is just right for you.


330 Swansea Mall Drive
Swansea, MA 02777

New Bedford

23 Elm Street
New Bedford, MA 02740


74 Dorrance Street
Providence, RI 02903

Lines of Credit

Flexibility to meet your businesses needs for working capital and is ideal for:

  • Periods of rapid sales growth
  • Seasonal sales patterns
  • New market opportunities

Commercial Real Estate Loans

This type of financing can be customized to meet your specific needs and is available for:

  • Owner-occupied commercial properties
  • Investment properties
  • Development projects

Term Financing

Long-term financing with regular monthly payments and is often used to cover the costs of:

  • Equipment purchases
  • Business expansion

Additional Products

  • Construction Loans
  • Fishing Vessel Loans
  • Letters of Credit

All loans and lines are subject to credit approval.

To make an appointment or to learn more about our commercial lending options call 508-678-7641 or 401-273-0475 in Rhode Island.

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