Preferred Checking

Open Account +
High balances earn high interest.

Balances of $500 or more earn interest. We’ll waive the $15 monthly service charge if your combined deposit balance and mortgage loan balances average $5,000 daily.

Open Preferred Checking account with a $10 initial deposit.

More details:

  • Free blue custom creations checks
  • Preferred CD rates
  • Automatic qualification for a $500 overdraft line of credit.
  • No service fees for non-BayCoast Bank ATMs*

*ATM owner may charge a separate fee.

Benefits & Pricing
Monthly Maintenance Service Charge

Average daily balance of $5,000 in combined deposit balances & mortgage loan balances (including HELOC & home equity loans) waives the $15.00 monthly maintenance service charge.

Minimum to Open Account



Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.

ATM Service Charge


Check Orders

Free Blue Custom Creations.

Other Features

Preferred CD Rates; automatically qualifies for a $500.00 overdraft line of credit.