Direct Checking

Open Account +
Cut through the complications.

This straightforward account lets you avoid the $3 monthly service charge by receiving one direct deposit per statement cycle or maintaining an average daily balance of $1,500.

Open your Direct Checking account for just a $10 opening deposit.

More details:

  • Free BayCoast Bank ATM/Debit MasterCard®
  • Free online banking with easy-to-use online bill payment
  • Free telephone banking
  • Free starter pack of checks
  • $2 per withdrawal, inquiry, or transfer from a non-BayCoast ATM
Benefits & Pricing
Monthly Maintenance Service Charge

Average daily balance of $1,500.00 or one direct deposit per statement cycle waives the $3.00 monthly maintenance service charge.

Minimum to Open Account

$10.00

Interest

No

ATM Service Charge

$2 per withdrawal, inquiry, or transfer from a non-BayCoast ATM.

Check Orders

Free Starter Pack.