Active Checking

Open Account +
Give your balance a boost.

You’ll earn 0.15% APY on balances between $0.01 and $25,000.1 You’ll also pay no fees when you use other ATMs, and we’ll even refund other banks’ ATM surcharges up to $25 per qualification period.

To qualify in any given qualification period, you must meet three simple requirements:

a) Receive at least one posted direct deposit, make at least one posted electronic payment or make at least one posted online bill payment; b) make 12 posted debit card purchases; and c) receive statement electronically using online banking.

And our Qualifications Calendar makes it easy for you to track the qualification period dates!

More details:

  • Free BayCoast Bank ATM/Debit MasterCard®
  • Free online banking with easy-to-use online bill payment
  • Free telephone banking
  • No monthly service charge
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