You’ll earn 0.15% APY on balances between $0.01 and $25,000.1 You’ll also pay no fees when you use other ATMs, and we’ll even refund other banks’ ATM surcharges up to $25 per qualification period.
To qualify in any given qualification period, you must meet three simple requirements:
a) Receive at least one posted direct deposit, make at least one posted electronic payment or make at least one posted online bill payment; b) make 12 posted debit card purchases; and c) receive statement electronically using online banking.
And our Qualifications Calendar makes it easy for you to track the qualification period dates!
- Free BayCoast Bank ATM/Debit MasterCard®
- Free online banking with easy-to-use online bill payment
- Free telephone banking
- No monthly service charge