Active Checking

Open Account +
Give your balance a boost.

You’ll earn 0.15% APY on balances between $0.01 and $25,000.1 You’ll also pay no fees when you use other ATMs, and we’ll even refund other banks’ ATM surcharges up to $25 per qualification period.

To qualify in any given qualification period, you must meet three simple requirements:

a) Receive at least one posted direct deposit, make at least one posted electronic payment or make at least one posted online bill payment; b) make 12 posted debit card purchases; and c) receive statement electronically using online banking.

And our Qualifications Calendar makes it easy for you to track the qualification period dates!

Click here to view the Qualifications Calendar.

More details:

  • Free BayCoast Bank ATM/Debit MasterCard®
  • Free online banking with easy-to-use online bill payment
  • Free telephone banking
  • No monthly service charge
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