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Money Market Account
FREE Checking Account
BayCoast Wave™ Account
Direct Checking
Preferred Checking
Active Checking
Student Checking
Senior Checking
Honor Checking & Veteran Banking Services

Monthly Maintenance Service Charge

Minimum to Open Account

Interest

ATM Service Charge (non-BayCoast Bank ATM usage)***

Check Orders

Other Features

Average daily balance of $1,000.00 or more waives the $5.00 monthly maintenance service charge.

$25,000 to qualify for this special offer.

Interest is paid if a minimum average daily balance of $1,000.00 per statement cycle is maintained.

$2 per withdrawal, inquiry, or transfer from a non-BayCoast ATM.

Check printing fees vary depending on style of check ordered.

None

A deposit of $10.00 is required to open this account. (1)

This account does not earn interest.

All ATM service charges are waived for BayCoast Bank ATMs. Other financial institutions may incur an ATM fee. (3)

FREE Starter Pack of Checks (2)

There is no fee for checks written on this account.

Average daily balance of $1,500.00 or one direct deposit per statement cycle waives the $3.00 monthly maintenance service charge.

$10.00

No

$2 per withdrawal, inquiry, or transfer from a non-BayCoast ATM.

Free Starter Pack.

Average daily balance of $5,000 in combined deposit balances & mortgage loan balances (including HELOC & home equity loans) waives the $15.00 monthly maintenance service charge.

$10.00

Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.

None.

Free Blue Custom Creations.

Preferred CD Rates; automatically qualifies for a $500.00 overdraft line of credit.

Average daily balance of $1,500.00 for the statement cycle or satisfaction of all qualification requirements during a qualification period waives the $10.00 monthly maintenance service charge.3

$500

Yes. A higher rate of interest will be paid if qualifications are met.1

None, if qualifications are met.2 (Otherwise $2.00 per withdrawal, inquiry, or transfer).

Prices vary based on style.

ATM surcharge refunds up to $25.00 per qualification period if qualifications are met.2

If you are 23 years or younger, the $6.00 monthly maintenance service charge will be waived.

$10.00

Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.

None

Free Blue Custom Creations

If you are 65 years or older, the $6.00 monthly maintenance service charge will be waived.

$10.00

Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.

None

Free Blue Custom Creations

Designed for active and retired armed services personnel and veterans. One direct deposit per statement cycle waives the $5.00 monthly maintenance service charge.**

$10.00

Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.

None

1 free order per year of Blue Custom Creations.

ATM surcharge refunds up to $25.00 per statement cycle. Option to open 1 free no-fee Statement Savings Account.