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Monthly Maintenance Service Charge
Minimum to Open Account
Interest
ATM Service Charge (non-BayCoast Bank ATM usage)***
Check Orders
Other Features
None
A deposit of $10.00 is required to open this account. (1)
This account does not earn interest.
All ATM service charges are waived for BayCoast Bank ATMs. Other financial institutions may incur an ATM fee. (3)
FREE Starter Pack of Checks (2)
There is no fee for checks written on this account.
Average daily balance of $1,500.00 or one direct deposit per statement cycle waives the $3.00 monthly maintenance service charge.
$10.00
No
$2 per withdrawal, inquiry, or transfer from a non-BayCoast ATM.
Free Starter Pack.
Average daily balance of $5,000 in combined deposit balances & mortgage loan balances (including HELOC & home equity loans) waives the $15.00 monthly maintenance service charge.
$10.00
Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.
None.
Free Blue Custom Creations.
Preferred CD Rates; automatically qualifies for a $500.00 overdraft line of credit.
Average daily balance of $1,500.00 for the statement cycle or satisfaction of all qualification requirements during a qualification period waives the $10.00 monthly maintenance service charge.3
$500
Yes. A higher rate of interest will be paid if qualifications are met.1
None, if qualifications are met.2 (Otherwise $2.00 per withdrawal, inquiry, or transfer).
Prices vary based on style.
ATM surcharge refunds up to $25.00 per qualification period if qualifications are met.2
If you are 23 years or younger, the $6.00 monthly maintenance service charge will be waived.
$10.00
Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.
None
Free Blue Custom Creations
If you are 65 years or older, the $6.00 monthly maintenance service charge will be waived.
$10.00
Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.
None
Free Blue Custom Creations
Designed for active and retired armed services personnel and veterans. One direct deposit per statement cycle waives the $5.00 monthly maintenance service charge.**
$10.00
Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.
None
1 free order per year of Blue Custom Creations.
ATM surcharge refunds up to $25.00 per statement cycle. Option to open 1 free no-fee Statement Savings Account.