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Monthly Maintenance Service Charge
Minimum to Open Account
Interest
ATM Service Charge (non-BayCoast Bank ATM usage)***
Check Orders
Other Features
Average daily balance of $1,500.00 or one direct deposit per statement cycle waives the $3.00 monthly maintenance service charge.
$10.00
No
$2 per withdrawal, inquiry, or transfer from a non-BayCoast ATM.
Free Starter Pack.
Average daily balance of $5,000 in combined deposit balances & mortgage loan balances (including HELOC & home equity loans) waives the $15.00 monthly maintenance service charge.
$10.00
Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.
None.
Free Blue Custom Creations.
Preferred CD Rates; automatically qualifies for a $500.00 overdraft line of credit.
Average daily balance of $1,500.00 for the statement cycle or satisfaction of all qualification requirements during a qualification period waives the $10.00 monthly maintenance service charge.3
$500
Yes. A higher rate of interest will be paid if qualifications are met.1
None, if qualifications are met.2 (Otherwise $2.00 per withdrawal, inquiry, or transfer).
Prices vary based on style.
ATM surcharge refunds up to $25.00 per qualification period if qualifications are met.2
If you are 23 years or younger, the $6.00 monthly maintenance service charge will be waived.
$10.00
Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.
None
Free Blue Custom Creations
If you are 65 years or older, the $6.00 monthly maintenance service charge will be waived.
$10.00
Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.
None
Free Blue Custom Creations
Designed for active and retired armed services personnel and veterans. One direct deposit per statement cycle waives the $5.00 monthly maintenance service charge.**
$10.00
Yes. Interest is paid if a minimum average daily balance of $500.00 per statement cycle is maintained.
None
1 free order per year of Blue Custom Creations.
ATM surcharge refunds up to $25.00 per statement cycle. Option to open 1 free no-fee Statement Savings Account.