Making upgrades and renovations builds equity in your home, making it more valuable in the future. Our fixed-rate loans make it easier to bring your vision for your home to life.


BayCoast Bank also offers Home Equity Lines of Credit (or HELOCS) to help homeowners capitalize on the existing equity in their home. Leverage the wealth you’ve already built to make home improvements or a down payment on your next big purchase. Explore HELOC options here.

Our home improvement loans come with a fixed rate, so you’ll never be caught off-guard.

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