BayCoast Mortgage offers personalized lending solutions with the convenience of in-house decision making.

Are you ready to turn your dreams into reality? A Home Equity Line of Credit (HELOC) gives you flexible access to funds.  Perfect for home improvements, college costs, or unexpected expenses.

Equal Housing Opportunity. NMLS #1082048. Rhode Island Licensed Lender.  Exempt from licensing in MA. All loans subject to credit approval.

BayCoast Insurance offers you a free, no-obligation insurance review, just for being a [Company] employee.

Let us help you find coverage that fits your needs…and your budget!

Plimoth Investment Advisors provides disciplined investment management and trust services tailored to meet the unique goals of each client.  

[COMPANY] Employees Get a Free Financial Plan from Local Wealth Management Experts!

1 BayCoast Bank: Use code [BAW-COMPANY]. Receive $300.00 by opening any BayCoast Bank personal checking account and establishing direct deposit, enrolling in eStatements, AND maintaining an average daily balance of $1,000.00 or more. To qualify for the $300.00 incentive, customer must receive one or more direct deposits for 3 consecutive months that total $250.00 or more each month. Direct deposits are automatic electronic deposits made through the ACH network to your account by someone else, such as an employer issuing payroll or a government or retirement plan paying benefits. It may not include deposits to your account that are made by an individual using online banking, an Internet payment provider, or a merchant advancing payroll using a debit card. Offer valid for new accounts opened by 12/31/2026. Must be 18 years or older to open an account. Customer must not have had an open BayCoast Bank checking account within the last 6 months. Customer has up to 150 days after account opening to take the necessary action(s) to qualify for the incentive and account must be open and in good standing. A $300.00 credit will be applied within 30 days of completing these requirements. Starter checks will be provided at no cost following account opening upon request. Present this offer in person at account opening or enter the promotion code during the online account opening process to be eligible for this offer. Only one account is eligible for this offer. Offer is exclusive, nontransferable, cannot be combined with any other offer, and is subject to change at any time. Employees of BayCoast Bank and its subsidiaries are not eligible.

² BayCoast Bank:  HELOCs have a rate floor and minimum Annual Percentage Rate (APR) of 5.00% and a maximum APR of 18.00% and are available for 1-4 family owner-occupied properties with a combined loan-to-value ratio of 80% or less, or second homes with a combined loan-to-value ratio of 70% or less as determined by an online statistical appraisal acceptable to the Lender. If the credit line or loan amount exceeds $250,000 or an online value is unavailable, a certified property appraisal (to be paid by the applicant) may be required. Hazard insurance is required, and flood insurance may be required. The minimum loan amount is $5,000. No annual fee. Ask us for current interest rate information. All loans are subject to credit approval, and other restrictions may apply. Program guidelines may change without notice. BayCoast Bank NMLS #403238. *Introductory rate offer of Prime minus 0.25% for the first 24 months (Prime plus 0.00% thereafter) available only with automatic payment from a qualified BayCoast Bank account. Variable APR is based on The Wall Street Journal Prime Rate (“Prime”) plus a margin and is subject to change. 10-year draw period followed by a 10-year repayment period. Monthly payments are variable based on the APR and outstanding principal balance.

³ BayCoast Mortgage: Equal Housing Opportunity. NMLS #1082048. Rhode Island Licensed Lender.  Exempt from licensing in MA. All loans are subject to credit approval.

⁴ BayCoast Insurance: Insurance products offered are not deposits, are not FDIC or DIF insured, are not guaranteed by any federal government agency, are not guaranteed by BayCoast Bank, and may go down in value.

⁵ Plimoth Investment Advisors: Investment products offered are not deposits, are not FDIC or DIF insured, are not guaranteed by any federal government agency, are not guaranteed by BayCoast Bank, and may go down in value.