Learn2Earn Rewards!
Age 8: Earning and Saving Money
How Work, Goals, and Savings Connect
At this stage, your child is starting to understand that money doesn’t just appear—it’s earned. They’re also becoming more capable of thinking ahead and working towards goals. The Learn2Earn Rewards program helps you guide them through fun, hands-on activities that explore how work, savings, and thoughtful decisions can help them reach the things they want, now and in the future.
Learn About Money Management
Start your financial literacy adventure by exploring the activities and games below. Don’t forget to take your time and enjoy the process.
Claim Learn2Earn Reward!
When complete, click the “Claim Learn2Earn Rewards!” button below and complete the form. Once verified, BayCoast will make your Learn2Earn Reward deposit into your RightStart Account within about 2 weeks!
What Your Child Will Learn:
Kids learn what a savings account is and how it works, including how banks help keep money safe and organized. They’ll discover how deposits add to your balance and why tracking money is an important habit. This lesson gives kids an age-appropriate introduction to core banking concepts.
Tip: : Take a moment to log into your child’s online or mobile banking account with them or stop by one of our branches together. Show them how to check their balance and talk about how deposits work.
In this printable activity, your child will meet a money-saving superhero and help them prepare for life’s surprises. It introduces the idea of setting money aside “just in case” for things like broken toys, lost items, or unexpected needs. It encourages kids to think ahead and practice responsible saving.
Tip: Talk about times when your family had an unexpected expense. Then brainstorm some real-life “kid emergencies” and how they might prepare for them by saving now.
This activity turns your home into a pretend bank, where your child gets to practice being a banker or customer. They’ll learn how to make deposits, count money, and fill out simple forms. It builds comfort with how banking works and gives them an active role in managing their “money.”
Tip: Set up a play space with coins, bills, envelopes, and forms. Take turns being the banker and customer and talk about what each step means in the real world.
This article teaches kids that saving isn’t just about waiting—it’s about having a plan. They’ll explore how setting goals can make saving more meaningful and fun, and how even small contributions add up over time. It introduces the difference between short-term wants and long-term goals in a kid-friendly way.
Tip: : Help your child set a small savings goal for something they want. Track progress together in a visible way, like a sticker chart or jar.
This printable board game challenges your child to decide how to spend their time and money in different situations. Each choice leads to different outcomes, teaching that our daily decisions can affect our savings, goals, and future options. It’s a fun way to introduce personal responsibility in a low-pressure setting.
Tip: Play along and encourage your child to explain their choices. Ask, “What do you think might happen next?” or “How else could you have handled that situation?”
Once all activities are complete, click the button below to submit your form. After verification, BayCoast Bank will deposit your child’s Learn2Earn Reward into their RightStart Account within about 10 business days.
General Tips for Success:
Celebrate Along the Way
Finished an activity? Give a high five, draw a sticker, or snap a photo. Small celebrations go a long way in building confidence and motivation.
Join In and Ask Questions
Kids learn best when you’re part of the process. Sit with them during activities and ask open-ended questions like “What does saving mean to you?”
Make It Relatable
Connect lessons to real life—like using spare change at the store, saving up for a toy, or looking at coins together after grocery shopping.
Keep It Light and Fun
Treat these activities like games, not homework. Your encouragement helps make learning feel exciting.
While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.
Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.
