FREE Checking Account

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Free Checking in Massachusetts and Rhode Island, Wave Goodbye to Fees. No Monthly Service Fees. No Transaction Fees.

Open your FREE Checking account online or in person at one of BayCoast Bank’s convenient branch locations on the South Coast of Massachusetts and Rhode Island and you’ll enjoy:

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Get a Safe, Secure and Flexible FREE Checking Account from the Bank Southeastern New Englanders Trust, BayCoast Bank!

  • No Monthly Service Fees
  • No Minimum Balance Requirement
  • No Transaction Fees
  • Unlimited Check Writing
  • FREE Starter Pack of Checks

Why is BayCoast’s FREE Personal Checking Account in Rhode Island and Massachusetts the One for You?

With BayCoast’s Free Personal Checking account, you will enjoy NO monthly service fees and no minimum balance requirements —making it the simplest and most accessible option for your banking needs. Whether you’re just starting your financial journey or looking to switch banks, our free checking account is designed to help you manage your money with ease and flexibility.

At BayCoast Bank, we pride ourselves on being the best local community bank in Rhode Island and Massachusetts, committed to delivering personal service with a focus on local values. When you bank with us, you’re supporting a bank that reinvests in local businesses, organizations and causes. Our Free Personal Checking account is a reflection of that dedication, offering you the freedom to bank without hidden fees or complicated conditions.

Experience the difference a local community bank can make with BayCoast’s Free Personal Checking account.

If you haven’t already, sign up for online banking and download our BayCoast Mobile Banking App to enjoy all the conveniences of our FREE Checking account while you’re on the go! 

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