At BayCoast Bank, we’re all family.

Yes, this includes our four-legged friends like Penny!

As a long-standing community bank, we care about the members of our community and it shows in our mission, to provide exceptional service and solutions for our community.

Founded in 1851, BayCoast Bank has been serving the people and businesses on the South Coast of Massachusetts and Rhode Island for generations. We want to help you thrive, by offering banking solutions that are Just Right® for you throughout each stage of your life.

Before we introduce you to our family of financial services, we’d like you to meet Penny, the cute canine star of our latest TV commercial.

Meet “Penny”

Just look at this face!

Meet Penny, a paw-sitively adorable golden retriever who loves people and has lots of energy! Penny enjoys playing in her backyard with all her favorite chew toys.

As you can tell from viewing our newest TV commercial, Penny loves car rides to BayCoast Bank to see the friendly staff at our Interactive Teller Machines (ITMs)!

Be sure to say hi to Penny on our social media!

BayCoast’s Family of Financial Services

Here at BayCoast, we’re not just a bank – we’re a family.  We are your friends and neighbors, living and working right here in our local communities and we want to help you understand your entire financial picture.

Through our BayCoast Family of Services, we can help you manage all your financial needs as you work to enhance your financial wellbeing. This includes investment and retirement services, insurance coverage and so much more.

Your Trusted Community Bank

Chartered in 1851, BayCoast Bank is a community bank, serving the people and businesses of Southeastern Massachusetts and Rhode Island. We offer banking solutions to help you achieve your unique financial goals.

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Member FDIC Member DIF
BayCoast Bank NMLS #403238


Mortgage Loans

When you need quality mortgage solutions, turn to BayCoast Mortgage Company.  We are a full-service lender, providing industry-best solutions in residential purchase, refinance, renovation, and construction loans.  We have the flexibility to offer superior products and services, making the mortgage process easy and convenient. All loan decisions are made locally, and we guide you through a simple process to help you Coast to Closing™.

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Massachusetts & Rhode Island Licensed Lender
BayCoast Mortgage NMLS #1082048


Personal Financial Advisors*

BayCoast Financial Services helps you define your objectives, offering stocks, bonds, mutual funds, annuities and college savings plans to meet your needs.

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Investment products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC.


Insurance Solutions*

Insurance coverage isn’t one-size-fits-all. At Partners Insurance Group, we partner with you to tailor coverage that fits your individual needs at the best price possible. As a local, independent insurance agency, we don’t work for the insurance companies. We work for you.

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Investment & Trust Services*

Plimoth Investment Advisors has a long history of successful portfolio management for both private and institutional clients. We’re focused on creating a personalized and unique experience for each of our clients, helping you develop an investment plan to suit your specific financial goals.

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Manufactured and Mobile Home Lender

Priority Funding is a premier provider of Manufactured and Mobile Home Financing in the United States. One of the major reasons why many buyers and dealers choose Priority Funding is due to the outstanding service that Priority employees provide throughout each step of a manufactured and mobile home transaction.

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Priority Funding NMLS #3318

Other Services

Interactive Teller Machines (ITMs)

Interactive Teller Machines (ITMs) combine the convenience of an ATM with the personal service of banking in a branch.  ITMs allow you to interact with a live, local Personal Banker through our secure video session.  Our Personal Bankers will walk you through your transaction from start to finish.  

Transactions that can be made at a BayCoast ITM include:  

  • Make deposits and withdrawals
  • Make loan payments
  • Cash checks
  • Transfer money between different BayCoast accounts
  • Make cash exchanges

ITM Hours of Operation

Our ITMs are very convenient because they open earlier and close later than regular branch hours.  Our BayCoast ITM hours of operation are from 7am to 7pm on weekdays, and 8am to 2pm on Saturdays.  Keep in mind when ITM service in unavailable, the machine works just like a regular ATM, 24/7. 

Find ITM Locations Near Me

Customer Support

Need to speak with someone? We’re here to help in any way we can!

Contact Customer Support

*Investment and insurance products: Not FDIC or DIF insured | No Bank Guarantee | May Lose Value