• Discover Free Checking that fits your everyday life.

    Free Checking in Massachusetts and Rhode Island, Wave Goodbye to Fees. No Monthly Service Fees. No Transaction Fees.

    Open an Account Today +

Get a Safe, Secure and Flexible FREE Checking Account from the Bank Southeastern New Englanders Trust, BayCoast Bank!

Benefits & Pricing:

  • No Monthly Service Fees
  • No Minimum Balance Requirement
  • Unlimited Check Writing
  • Open an Account with just $10.00*
  • FREE Starter Pack of Checks**
  • No Transaction Fees***

Member FDIC. Member DIF. *An early closeout fee of $25.00 will be charged if this account is closed within six (6) months of account opening. **A free starter pack includes 40 checks. Fees for additional check orders will vary based on number and style of checks selected. ***Refer to the Miscellaneous Fees and Charges disclosure for additional fees that may be assessed including, but not limited to, ATM service charges and insufficient funds charges.