• Smart banking for kids. Full control for parents.

    Empowering Financial Independence for the Next Generation with BayCoast Bank's RightStart Account.

    Open an Account +
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The RightStart Account is built to help kids develop essential money‑management skills in today’s digital world while giving parents complete visibility and control. Kids get their own Debit Mastercard® and mobile banking access, and parents can easily monitor spending anytime, from anywhere through Online and Mobile Banking.

Why Families Choose the RightStart Account

Experience + Safety

Kids learn by doing—using their own debit card—while parents enjoy real‑time oversight.

Learn2Earn Rewards

A standout feature of the RightStart Account is our Learn2Earn Rewards Program, where kids earn cash rewards for completing fun, age‑appropriate financial literacy activities designed to boost their money smarts.

Birthday Learning Boost

Each year on your child’s birthday, they’ll receive new, age‑appropriate Learn2Earn activities created by our nationally recognized education partner, Banzai. These activities are conveniently available through your child’s BayCoast Online Banking Account or the Mobile Banking app.

Open a RightStart Account Today

Benefits & Pricing:

  • Monthly Maintenance Service Charge: None
  • Minimum to Open Account: An initial deposit of $10.00 is required to open this account.
  • Interest: This account does not earn interest.
  • ATM Service Charge: There is no ATM service charge at BayCoast ATM/ ITMs. Other financial institutions may charge ATM fees.
  • Check Orders: This account does not offer checks.
  • Statements: Statements available monthly. Statement cycle is on the 15th of every month.

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