Open your FREE Checking account online or in person at one of BayCoast Bank’s convenient branch locations on the South Coast of Massachusetts and Rhode Island and you’ll enjoy:
Get a Safe, Secure and Flexible FREE Checking Account from the Bank Southeastern New Englanders Trust, BayCoast Bank!
- No Monthly Service Fees
- No Minimum Balance Requirement
- No Transaction Fees
- Unlimited Check Writing
- FREE Starter Pack of Checks
Why is BayCoast’s FREE Personal Checking Account in Rhode Island and Massachusetts the One for You?
With BayCoast’s Free Personal Checking account, you will enjoy NO monthly service fees and no minimum balance requirements —making it the simplest and most accessible option for your banking needs. Whether you’re just starting your financial journey or looking to switch banks, our free checking account is designed to help you manage your money with ease and flexibility.
At BayCoast Bank, we pride ourselves on being the best local community bank in Rhode Island and Massachusetts, committed to delivering personal service with a focus on local values. When you bank with us, you’re supporting a bank that reinvests in local businesses, organizations and causes. Our Free Personal Checking account is a reflection of that dedication, offering you the freedom to bank without hidden fees or complicated conditions.
Experience the difference a local community bank can make with BayCoast’s Free Personal Checking account.
If you haven’t already, sign up for online banking and download our BayCoast Mobile Banking App to enjoy all the conveniences of our FREE Checking account while you’re on the go!
Benefits & Pricing
None
A deposit of $10.00 is required to open this account. (1)
This account does not earn interest.
All ATM service charges are waived for BayCoast Bank ATMs. Other financial institutions may incur an ATM fee. (3)
FREE Starter Pack of Checks (2)
There is no fee for checks written on this account.
Member FDIC. Member DIF. (1) An early closeout fee of $25.00 will be charged if this account is closed within six (6) months of account opening. (2) A free starter pack includes 40 checks. Fees for additional check orders will vary based on number and style of checks selected. (3). Refer to the Miscellaneous Fees and Charges disclosure for additional fees that may be assessed including, but not limited to, ATM service charges and insufficient funds charges.