Lending

Whatever your goal, BayCoast Bank has the right loan product to fit your needs. We have made it easy to apply for a personal loan.
Personal Loans in Massachusetts and Rhode Island

BayCoast Bank makes personal loans simple. Our flexible terms, competitive rates, and streamlined application and approval processes help New England families make the best decision for their budget and seize opportunities they couldn’t otherwise.

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Personal Loans in Massachusetts and Rhode Island
Energy Efficiency Loans

Loan programs for installing energy efficient heating measures.

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Energy Efficiency Loans
Home Improvement Loans for MA/RI Residents

With BayCoast Bank’s personal lending products, you can choose the personal loan that fits your home improvement goals.

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Home Improvement Loans for MA/RI Residents
Home Equity Loan (HELOAN)

Whether you’re planning a major home renovation, consolidating debt, or funding a significant purchase, a HELOAN offers a smart and secure way to achieve your financial goals.

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Home Equity Loan (HELOAN)
Home Equity Line of Credit (HELOC)

Money you can use wherever and whenever. Use it for home improvements or that long-awaited vacation.

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Home Equity Line of Credit (HELOC)
HEAT Loan

Assists with the installation of qualified energy-efficient improvements in homes.

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HEAT Loan
BayCoast Auto Loans

Drive off the lot with confidence. The fantastic rates of BayCoast auto loans can help you get behind the wheel faster and easier, while flexible terms help you stay within your budget.

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BayCoast Auto Loans

* Online loan applicants must live in Bristol County, Dukes County, Plymouth County or Barnstable County, Massachusetts, or in the state of Rhode Island. Loan approvals are conditional and are subject to final review. Approvals are good for 30 days and are subject to a review of additional documentation such as the applicants’ current pay stubs, tax returns, proof of insurance and any other documentation and verification we may require.