Loans

Whatever your goal, BayCoast Bank has the right loan product to fit your needs. We have made it easy to apply for a personal loan.
Mortgage Loans

The best solutions in residential purchase, refinance, renovation, and construction loans.

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Mortgage Loans
Energy Efficiency Loans

Loan programs for installing energy efficient heating measures.

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Energy Efficiency Loans
Home Improvement Loans

Home Improvement loans are unsecured and at fixed rate of interest.

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Home Improvement Loans
Equity Lines & Loans

Money you can use wherever and whenever. Use it for home improvements or that long-awaited vacation.

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Equity Lines & Loans
HEAT Loan

Assists with the installation of qualified energy-efficient improvements in homes.

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HEAT Loan
Auto Loans

Offering competitive auto loan rates and terms to fit your budget.

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Auto Loans

The following loans are available at any BayCoast Bank location:

Saving Collateral Loans
Borrow against the deposit balance in your BayCoast Bank passbook savings, statement savings, or certificate of deposit (CD) account.

Overdraft Line of Credit
Protection from overdrawing your BayCoast Bank checking account.

Unsecured Personal Loans
With a fixed rate of interest.

* Online loan applicants must live in Bristol County, Dukes County, Plymouth County or Barnstable County, Massachusetts, or in the state of Rhode Island. Loan approvals are conditional and are subject to final review. Approvals are good for 30 days and are subject to a review of additional documentation such as the applicants’ current pay stubs, tax returns, proof of insurance and any other documentation and verification we may require.