The residential HEAT Loan Program provides customers the opportunity to apply for an interest-free loan from participating lenders to assist with the installation of qualified energy-efficient improvements in their homes or rental properties.
Loans are available up to $25,000 (terms vary depending on the loan size).
Eligible energy-efficiency improvements may include:
- Weatherization improvements
- High efficiency heating systems
- High efficiency domestic hot water systems
- Solar hot water systems
- ENERGY STAR® qualified replacement windows
- ENERGY STAR® thermostat(s)
- Central Air Conditioning
How do I know if I am eligible?
Obtain a Home Energy Assessment by calling 866-527-7283 (MA) or 888-633-7947 (RI). You can request a Home Energy Assessment from a Home Assessment Vendor to determine your home’s needs and how best to apply for an energy-efficient loan.
How do I apply for a HEAT loan?
Apply above or call us at 508-678-7641 and we will guide you through the loan process. You may also contact us at 866-527-7283 (MA) or 888-633-7947 (RI) for full program application details.
*Applicable to loan applicants in Massachusetts and Rhode Island. Loan approvals are conditional and are subject to final review. Approvals are good for 30 days and are subject to a review of additional documentation such as the applicants’ current pay stubs, tax returns, proof of insurance and any other documentation and verification we may require.