Low Rate vs. Cash Back Auto Financing Calculator

This calculator outlines the total amount you’ll pay with either option, comparing total savings.

When buying a car, you may be faced with either a cash back incentive or lower interest rate.

Enter the price, down payment, loan term, and interest rate (not the low offer rate) for the car you’re hoping to buy. You’ll also be given options to enter a trade in value. When done, you’ll see which offer saves you more money, the predicted loan amount, and how much you could save.


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