Visit Our New Portsmouth Branch

A Special Offer for our Neighbors

Get 0.90% APY when you open a 6-month CD**
Get $100 when you open a checking account*

Get 0.90% APY when you open a 6-month CD**

Enjoy the security of guaranteed growth. Our 6-month CD lets you lock in your interest rate to help reach your goals. Are you ready to make big strides in your savings?

  • View account with Online and Mobile Banking
  • Statements mailed annually in December
  • Fixed interest rate

Visit our new Portsmouth Branch for other CD rates and terms.

Get $100 when you open a checking account*

As a new checking account holder, enjoy a $100 cash bonus and all the benefits of being a BayCoast customer including access to a wide range of financial solutions to suit your life and your lifestyle.

  • Free Debit MasterCard® or ATM card (issued instantly in-branch)
  • Free Online Banking with Free Bill Payment
  • Free Mobile Banking with Free Mobile Snap Deposit
  • Free eStatements
  • Free Telephone Banking

Debit card users get access to additional benefits including purchase rewards, access to our debit card control app CardValet®, and can enable Apple Pay or Google Pay. Online banking users get access to additional benefits such as our Money Management budgeting tool, eStatements, and our peer-to-peer payment service Popmoney®.


Come Visit Us In Portsmouth

1430 E Main Road
Portsmouth, RI 02871

*Receive $100 by opening any BayCoast Bank checking account. To qualify for the $100.00 direct deposit incentive, customer must receive one or more direct deposits for 3 consecutive months that total $250.00 or more each month. Direct deposits are automatic electronic deposits made through the ACH network to your account by someone else, such as an employer issuing payroll or a government or retirement plan paying benefits. It may not include deposits to your account that are made by an individual using online banking, an Internet payment provider, or a merchant advancing payroll using a debit card. Offer valid for new accounts opened by 6/30/2022. Must be 18 years or older to open an account. Customer must not have had an open BayCoast Bank checking account within the last 6 months. Customer has 90 days after account opening to take the necessary action(s) to qualify for the incentive and account must be open and in good standing. Starter checks will be provided at no cost following account opening upon request. Present this offer in person at account opening or enter the promotion code during the online account opening process to be eligible for this offer. Only one account is eligible for this offer. Offer is exclusive, nontransferable, cannot be combined with any other offer, and is subject to change at any time. Employees of BayCoast Bank and its subsidiaries are not eligible.

** Minimum opening CD deposit is $500. Minimum balance to obtain the Annual Percentage Yield (APY) is $10. APY is accurate as of 4/18/2022 and is subject to change. To qualify for this special, you must currently have or open a BayCoast Bank Checking Account. Without a BayCoast Bank Checking Account, the APY will be reduced by 0.10%. A penalty may be imposed for early withdrawals. This offer may be withdrawn at any time. Offer expires 6/30/2022 and is only available at the BayCoast Bank River’s Edge location at 20 Turner Street, Fall River, MA and BayCoast Bank Portsmouth location at 1430 East Main Road, Portsmouth, RI. Special rate for new deposits only. Not available for transferred funds.