Online Banking

Mobile Banking

See FAQs +
Don’t wait to deposit your check — Just tap, snap, deposit.

Banking on your schedule has never been easier. With the BayCoast Bank Mobile Banking app, you can manage your finances anytime, anywhere—quickly, easily, and securely.

Check balances, view transactions, transfer funds, pay bills, deposit checks, and even find the nearest BayCoast branch, ITM, or ATM—all right at your fingertips. Plus, enjoy helpful tools designed to simplify your financial life:

  • Mobile Check Deposit: Deposit checks with your phone.  Just tap, snap, and deposit.
  • Card Controls: Instantly turn your BayCoast Debit Card on or off, set spending limits, restrict merchants/locations, enable purchase alerts, or reset your PIN at any time.
  • Money Management: Create budgets and track spending.
  • Person-to-Person Payments: Send money securely to friends and family.
  • External Transfers: Move money between your BayCoast and other bank accounts.
  • Credit Score: Monitor your credit health by accessing your credit score, full credit report, credit monitoring, financial tips, and education.
  • Purchase Rewards: Get exclusive cash back offers when you use your Debit Mastercard® at the types of places you like to shop!
  • Goal Builder: Set and reach your savings goals.

To get started, simply enroll in Online Banking first. Then download our free app from the App Store and Google Play, and log in using your existing Online Banking credentials.

          

Banking with your BayCoast Bank Mobile App is safe, secure, and backed by our commitment to online security. A BayCoast Bank mobile app is required to access Mobile Deposit.

Mobile Deposit FAQs +

Text Banking

Text Banking gives you access to your accounts through text (SMS) messages on your phone. You will receive messages when you request them using text banking commands. To set up text messaging, log into BayCoast Bank Online Banking and click on “Mobile Banking” under the “eStatements & Other Services” tab at the top. The service requires mobile device activation by requesting a one-time activation code. A text messaging and/or data plan is typically needed, as data usage can become expensive without them. Please check with your wireless carrier for more information.

Enrollment in Online Banking is required to access Mobile Banking, Mobile Deposit and Text Banking. Click here to apply for Online Banking.

Mobile Banking Security +